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公开(公告)号:US20180068301A1
公开(公告)日:2018-03-08
申请号:US15692868
申请日:2017-08-31
Applicant: Apple Inc.
Inventor: Najeeb M. ABDULRAHIMAN , Matthias LERCH , George R. DICKER , Oren M. ELRAD , Glen W. STEELE , Charles T. AHN , Onur E. TACKIN , Gordon Y. SCOTT
CPC classification number: G06Q20/3278 , G06Q20/322 , G06Q20/342 , G06Q20/3572 , G06Q20/3674 , G06Q20/401 , G06Q20/4014 , G06Q20/405
Abstract: A device implementing an express credential transaction system includes at least one processor configured to receive an indication that a payment applet for a service provider has been provisioned on a secure element of the device with a first attribute indicating that the payment applet can be utilized for a transaction without authentication associated with the transaction. The processor is configured to set the first attribute of the payment applet to indicate that authentication is required to utilize the payment applet when another payment applet for the service provider provisioned on the secure element of the device has an attribute that indicates the other payment applet can be utilized for the transaction without user authentication. The at least one processor is configured to control whether the user authentication is requested when utilizing the payment applet or the other payment applet, respectively, in transactions.
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公开(公告)号:US20240037533A1
公开(公告)日:2024-02-01
申请号:US18378627
申请日:2023-10-10
Applicant: Apple Inc.
Inventor: Najeeb M. ABDULRAHIMAN , Matthias LERCH , George R. DICKER , Oren M. ELRAD , Glen W. STEELE , Charles T. AHN , Onur E. TACKIN , Gordon Y. SCOTT
CPC classification number: G06Q20/3278 , G06Q20/3674 , G06Q20/405 , G06Q20/401 , G06Q20/3572 , G06Q20/322 , G06Q20/4014 , G06Q20/342
Abstract: A device implementing an express credential transaction system includes at least one processor configured to receive an indication that a payment applet for a service provider has been provisioned on a secure element of the device with a first attribute indicating that the payment applet can be utilized for a transaction without authentication associated with the transaction. The processor is configured to set the first attribute of the payment applet to indicate that authentication is required to utilize the payment applet when another payment applet for the service provider provisioned on the secure element of the device has an attribute that indicates the other payment applet can be utilized for the transaction without user authentication. The at least one processor is configured to control whether the user authentication is requested when utilizing the payment applet or the other payment applet, respectively, in transactions.
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