公开(公告)号：US20250013724A1

公开(公告)日：2025-01-09

申请号：US18218244

申请日：2023-07-05

Applicant: BANK OF AMERICA CORPORATION

Inventor： Allwin Thomas ,  Durgesh Singh Yadav

IPC: G06F21/31 ,  G06F21/62

Abstract: Systems, computer program products, and methods are described herein for detecting user account misappropriation attempts using artificial intelligence (AI) in an electronic network. The present invention is configured to access a user account database, wherein the user account database comprises at least one user account data; identify a current data transmission associated with a user account, wherein the user account is associated with the user account database; apply the current data transmission to a user account misappropriation AI engine; determine, by the user account misappropriation AI engine, a misappropriation likelihood of the current data transmission; generate a user account report based on the current data transmission and the misappropriation likelihood, the user account report comprising a user account identifier associated with the user account; and generate, based on the misappropriation likelihood, a misappropriation attempt attribute for the current data transmission.