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公开(公告)号：US20190075180A1
公开(公告)日：2019-03-07
申请号：US15695083
申请日：2017-09-05
Applicant: Bank of America Corporation
Inventor： Durgesh Singh Yadav , Girish Kumar Kakanur , Goverdhan Reddy Nookala
CPC classification number: H04L67/2823 , G06F9/44 , G06F9/451 , H04L29/06 , H04L67/025 , H04L67/2838
Abstract: Systems and methods for selectively enforcing business logic on a plurality of applications have been provided. The system architecture may include one or more systems of record and a plurality of applications running on a plurality of client machines. A smart factory may store customer data and associated logic obtained from a system of record. The logic may include rules governing use of the customer data in an application user interface. The smart factory may transmit the rules to the plurality of applications. Each application may include an application integrator configured to receive the rules and execute an update to enforce the rules on an application user interface. In addition, the smart factory customer data may be accessed by the applications to prevent repeated calls to the systems of record for commonly used information.
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公开(公告)号：US10805416B2
公开(公告)日：2020-10-13
申请号：US16569807
申请日：2019-09-13
Applicant: Bank of America Corporation
Inventor： Durgesh Singh Yadav , Girish Kumar Kakanur , Goverdhan Reddy Nookala
Abstract: Systems and methods for selectively enforcing business logic on a plurality of applications have been provided. The system architecture may include one or more systems of record and a plurality of applications running on a plurality of client machines. A smart factory may store customer data and associated logic obtained from a system of record. The logic may include rules governing use of the customer data in an application user interface. The smart factory may transmit the rules to the plurality of applications. Each application may include an application integrator configured to receive the rules and execute an update to enforce the rules on an application user interface. In addition, the smart factory customer data may be accessed by the applications to prevent repeated calls to the systems of record for commonly used information.
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公开(公告)号：US20200007640A1
公开(公告)日：2020-01-02
申请号：US16569803
申请日：2019-09-13
Applicant: Bank of America Corporation
Inventor： Durgesh Singh Yadav , Girish Kumar Kakanur , Goverdhan Reddy Nookala
Abstract: Systems and methods for selectively enforcing business logic on a plurality of applications have been provided. The system architecture may include one or more systems of record and a plurality of applications running on a plurality of client machines. A smart factory may store customer data and associated logic obtained from a system of record. The logic may include rules governing use of the customer data in an application user interface. The smart factory may transmit the rules to the plurality of applications. Each application may include an application integrator configured to receive the rules and execute an update to enforce the rules on an application user interface. In addition, the smart factory customer data may be accessed by the applications to prevent repeated calls to the systems of record for commonly used information.
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公开(公告)号：US20250013724A1
公开(公告)日：2025-01-09
申请号：US18218244
申请日：2023-07-05
Applicant: BANK OF AMERICA CORPORATION
Inventor： Allwin Thomas , Durgesh Singh Yadav
Abstract: Systems, computer program products, and methods are described herein for detecting user account misappropriation attempts using artificial intelligence (AI) in an electronic network. The present invention is configured to access a user account database, wherein the user account database comprises at least one user account data; identify a current data transmission associated with a user account, wherein the user account is associated with the user account database; apply the current data transmission to a user account misappropriation AI engine; determine, by the user account misappropriation AI engine, a misappropriation likelihood of the current data transmission; generate a user account report based on the current data transmission and the misappropriation likelihood, the user account report comprising a user account identifier associated with the user account; and generate, based on the misappropriation likelihood, a misappropriation attempt attribute for the current data transmission.
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公开(公告)号：US20240232847A1
公开(公告)日：2024-07-11
申请号：US18611787
申请日：2024-03-21
Applicant: BANK OF AMERICA CORPORATION
Inventor： Geetika Lal , Sandeep Kumar Chauhan , Ramarao Gaddam , Anil Gajula , Koteswara Rao Venkata Magham , Suman Matury , Santosh Kumar Miryala , Ravikiran Subramanya Rao , Yash Sharma , Sudarshan Veeramreddy , Durgesh Singh Yadav
CPC classification number: G06Q20/229 , G06Q20/401
Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.
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Patent Agency Ranking
6.发明公开公开(公告)号：US20240020372A1
公开(公告)日：2024-01-18
申请号：US17867291
申请日：2022-07-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Geetika Lal , Sandeep Kumar Chauhan , Ramarao Gaddam , Anil Gajula , Koteswara Rao Venkata Magham , Suman Matury , Santosh Kumar Miryala , Ravikiran Subramanya Rao , Yash Sharma , Sudarshan Veeramreddy , Durgesh Singh Yadav
Abstract: Embodiments of the present invention removes the need for a physical interaction between a user and a user device such that the user can gesture at a certain distance from the machine in order to enter their personal verification information. This invention provides a seamless way for the user to authenticate themselves. The present invention utilizes various intelligent systems for image, video, and proximity data analysis in order to provide an intuitive touchless experience when interacting with a resource dispensing machine or resource activity processing machine to conduct various activities related to user resource accounts.
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公开(公告)号：US20250023730A1
公开(公告)日：2025-01-16
申请号：US18219838
申请日：2023-07-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Shanthini Devi Annamalai , Durgesh Singh Yadav
IPC: H04L9/32
Abstract: Systems, methods, and computer program products are provided herein for image authenticated data transfers between electronic devices in a distributed network. An example method includes receiving a request for data transfer from a first user device associated with a first user that defines one or more data transfer parameters and determining a second user associated with the data transfer request based upon the one or more data transfer parameters. The method also includes determining a verifiable image object associated with the second user that includes at least a digital representation of the second user. The method further includes authenticating the data transfer between the first user device and a second user device associated with the second user in response to an authentication operation by the first user based upon the verifiable image object.
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公开(公告)号：US20250007716A1
公开(公告)日：2025-01-02
申请号：US18216683
申请日：2023-06-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Durgesh Singh Yadav , Shanthini Devi Annamalai
Abstract: This invention relates to predictive generation of data tokens and visual presentation based on device geolocation. It generates a user interface and transmits instructions to a user device for initiating actions due to proximity. Using GPS data from the user device, it determines proximity to a second device. The user device then receives instructions to display a transaction option with the second device. Upon receiving user instructions, the resource transaction is processed without needing more identifiers for the second device or its associated resource account.
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公开(公告)号：US20240037529A1
公开(公告)日：2024-02-01
申请号：US17874649
申请日：2022-07-27
Applicant: BANK OF AMERICA CORPORATION
Inventor： Geetika Lal , Sandeep Kumar Chauhan , Ramarao Gaddam , Anil Gajula , Koteswara Rao Venkata Magham , Suman Matury , Santosh Kumar Miryala , Ravikiran Subramanya Rao , Yash Sharma , Sudarshan Veeramreddy , Durgesh Singh Yadav
CPC classification number: G06Q20/229 , G06Q20/401
Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.
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公开(公告)号：US11295549B1
公开(公告)日：2022-04-05
申请号：US17060133
申请日：2020-10-01
Applicant: BANK OF AMERICA CORPORATION
Inventor： Durgesh Singh Yadav , Sandeep Kumar Chauhan
Abstract: Systems, computer program products, and methods are described herein for implementing contactless authentication. The present invention is configured to receive a contactless resource transfer interaction by a user using a resource transfer instrument at a resource transfer terminal; retrieve, from the resource transfer instrument, a unique code associated with one or more fingerprint patterns of the user; receive a pattern associated with the contactless resource transfer interaction; determine that the unique code associated with the one or more fingerprint patterns of the user matches one or more pre-registered unique codes associated with the one or more fingerprint patterns of the user; determine that the pattern associated with the contactless resource transfer interaction matches one or more pre-registered patterns associated with one or more authorized contactless resource transfer interactions; and authorize an execution of the resource transfer interaction.
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