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公开(公告)号：US09619842B2
公开(公告)日：2017-04-11
申请号：US15041981
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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公开(公告)号：US09652808B2
公开(公告)日：2017-05-16
申请号：US15041995
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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公开(公告)号：US20160162999A1
公开(公告)日：2016-06-09
申请号：US15041995
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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Patent Agency Ranking
公开(公告)号：US20160162997A1
公开(公告)日：2016-06-09
申请号：US15041981
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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公开(公告)号：US20150332415A1
公开(公告)日：2015-11-19
申请号：US14280112
申请日：2014-05-16
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
IPC: G06Q40/00
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
Abstract translation: 本发明的实施例涉及用于向客户提供电子收据的系统，方法和计算机程序产品。 实施例接收客户的授权，以便客户登记在交易电子收据通信程序中; 接收对应于客户在商家交易点执行的至少一个交易的交易数据; 并且至少部分地基于所接收的交易数据，向客户发起电子收据的通信。 一些实施例从交易电子收据通信程序点接收来自多个注册商家的登记以进行注册; 并构建一个合作商家列表，其中包括与实施交易电子收据通信程序点的金融机构合作的多个合作商家对应的信息。
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公开(公告)号：US09619843B2
公开(公告)日：2017-04-11
申请号：US15041988
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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公开(公告)号：US20160162998A1
公开(公告)日：2016-06-09
申请号：US15041988
申请日：2016-02-11
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
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公开(公告)号：US09275418B2
公开(公告)日：2016-03-01
申请号：US14280112
申请日：2014-05-16
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Neil Johansen , Farhan Ahmed Siddiqi , David Reed Godsman , David M. Grigg
CPC classification number: G06Q40/12 , G06Q20/202 , G06Q30/04 , G06Q30/06 , G06Q40/02
Abstract: Embodiments of the invention relate to systems, methods, and computer program products for providing e-receipts to customers. Embodiments receive authorization from a customer for the customer to be enrolled in a point of transaction e-receipt communication program; receive transaction data corresponding to at least one transaction performed by the customer at a point of transaction of a merchant; and initiate communication, to the customer, of an e-receipt based at least in part on the received transaction data. Some embodiments receive authorization from a plurality of enrolling merchants for enrollment in the point of transaction e-receipt communication program; and build a cooperating merchant list comprising information corresponding to a plurality of cooperating merchants cooperating with a financial institution implementing the point of transaction e-receipt communication program.
Abstract translation: 本发明的实施例涉及用于向客户提供电子收据的系统，方法和计算机程序产品。 实施例接收客户的授权，以便客户登记在交易电子收据通信程序中; 接收对应于客户在商家交易点执行的至少一个交易的交易数据; 并且至少部分地基于所接收到的交易数据，向客户发起电子收据的通信。 一些实施例从交易电子收据通信程序点接收来自多个注册商家的登记以进行注册; 并构建一个合作商家列表，其中包括与实施交易电子收据通信程序点的金融机构合作的多个合作商家对应的信息。
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