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公开(公告)号：US20200005263A1
公开(公告)日：2020-01-02
申请号：US16020019
申请日：2018-06-27
Applicant: Bank of America Corporation
Inventor： Ashish Arora , Nathan Dent , Michael Toth , Harold Joseph Kennedy , Elizabeth Anne Price , Pavan Singaraju , Magdy Ismail , Varsha Devadas
Abstract: A frictionless automated teller machine (ATM) computing system may include an ATM and an authentication server, a beacon device and, in some cases, a mobile device running a mobile application. The devices of the frictionless ATM computing system facilitates simplified user interaction with the ATM. As a user approaches the ATM, the mobile device may receive the beacon signal including a command to awaken the mobile application. After receipt, the mobile application may communicate an identifier to the authentication server, and the ATM may capture an image of the user. At the application server, the user image may be authenticated and confirmation returned to the ATM. After receipt of the confirmation, the ATM may prompt the user to enter an additional identifier. Upon confirmation of the additional identifier, the ATM may dispense a specified amount of currency.
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公开(公告)号：US20160098881A1
公开(公告)日：2016-04-07
申请号：US14508041
申请日：2014-10-07
Applicant: Bank of America Corporation
Inventor： Michelle Bentubo , Elizabeth Anne Price
IPC: G07D11/00
CPC classification number: G07F19/00 , G07D11/00 , G07D11/0018 , G07D11/0021 , G07D11/0024 , G07D11/009 , G07D11/0093 , G07D11/0096 , G07F19/20 , G07F19/202 , G07F19/203 , G07F19/211
Abstract: A centralized currency delivery system is provided. The system may include two or more transaction stations. Each transaction station may be deployed in a banking center. A banking transaction may be initiated using the transaction stations. Each transaction station may not able to process paper items. The system may include a shared resource. The shared resource may include a shared cash recycler. The shared cash recycler may receive banking transaction information from the transaction stations. Based on authentication information presented at the shared cash recycler, the shared cash recycler may complete the banking transaction initiated at the transaction stations. The shared cash recycler may include two or components that are dedicated to a received banking transaction. The components may remain dedicated to the banking transaction until the banking transaction is completed. Entitlements associated with a transaction station may control use of the components.
Abstract translation: 提供集中的货币交付系统。 系统可以包括两个或更多个交易站。 每个交易站可以部署在银行中心。 可以使用交易站来启动银行交易。 每个交易站可能无法处理纸张项目。 系统可以包括共享资源。 共享资源可以包括共享的现金回收器。 共享现金回收商可以从交易站接收银行交易信息。 基于共享现金回收商提供的认证信息，共享现金回收商可以完成在交易站发起的银行交易。 共享现金回收商可以包括两个或专门用于接收到的银行交易的组件。 这些组件可能仍然专用于银行交易，直到银行交易完成。 与交易站相关联的权利可以控制组件的使用。
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公开(公告)号：US11711698B2
公开(公告)日：2023-07-25
申请号：US17398401
申请日：2021-08-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Carl Parziale , James Alexander , Elizabeth Anne Price , David Smiddy
CPC classification number: H04W12/50 , H04L9/3228 , H04W12/63
Abstract: Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine, such as an automated teller machine (ATM). In particular, the system may assign exclusive control over an automated device to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions. In some embodiments, the system may invoke one or more auxiliary devices on the same network to complete the interaction.
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公开(公告)号：US20230052713A1
公开(公告)日：2023-02-16
申请号：US17398401
申请日：2021-08-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Carl Parziale , James Alexander , Elizabeth Anne Price , David Smiddy
Abstract: Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine, such as an automated teller machine (ATM). In particular, the system may assign exclusive control over an automated device to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions. In some embodiments, the system may invoke one or more auxiliary devices on the same network to complete the interaction.
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公开(公告)号：US11575684B2
公开(公告)日：2023-02-07
申请号：US17027961
申请日：2020-09-22
Applicant: BANK OF AMERICA CORPORATION
Inventor： James Alexander , Beth Jean Adamson , Katharina Marie Mumford , Elizabeth Anne Price , Zeal J. Shah , David Smiddy
IPC: H04L9/40
Abstract: A system is provided for processing resource transfers using networked computing systems with extended functionality. In particular, the system may comprise a first resource transfer device which may provide the staging for a resource transfer process initiated by a user. The first resource transfer device may then trigger a second resource transfer device to execute the steps of the resource transfer process, where the process may comprise communicating with one or more backend servers via a middleware component. Accordingly, the system may provide an expedient way to conduct resource transfers within an entity's network.
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Patent Agency Ranking
公开(公告)号：US09373228B2
公开(公告)日：2016-06-21
申请号：US14508041
申请日：2014-10-07
Applicant: Bank of America Corporation
Inventor： Michelle Bentubo , Elizabeth Anne Price
CPC classification number: G07F19/00 , G07D11/00 , G07D11/0018 , G07D11/0021 , G07D11/0024 , G07D11/009 , G07D11/0093 , G07D11/0096 , G07F19/20 , G07F19/202 , G07F19/203 , G07F19/211
Abstract: A centralized currency delivery system is provided. The system may include two or more transaction stations. Each transaction station may be deployed in a banking center. A banking transaction may be initiated using the transaction stations. Each transaction station may not able to process paper items. The system may include a shared resource. The shared resource may include a shared cash recycler. The shared cash recycler may receive banking transaction information from the transaction stations. Based on authentication information presented at the shared cash recycler, the shared cash recycler may complete the banking transaction initiated at the transaction stations. The shared cash recycler may include two or components that are dedicated to a received banking transaction. The components may remain dedicated to the banking transaction until the banking transaction is completed. Entitlements associated with a transaction station may control use of the components.
Abstract translation: 提供集中的货币交付系统。 该系统可以包括两个或更多个交易站。 每个交易站可以部署在银行中心。 可以使用交易站来启动银行交易。 每个交易站可能无法处理纸张项目。 系统可以包括共享资源。 共享资源可以包括共享的现金回收器。 共享现金回收商可以从交易站接收银行交易信息。 基于共享现金回收商提供的认证信息，共享现金回收商可以完成在交易站发起的银行交易。 共享现金回收商可以包括两个或专门用于接收到的银行交易的组件。 这些组件可能仍然专用于银行交易，直到银行交易完成。 与交易站相关联的权利可以控制组件的使用。
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公开(公告)号：US11720295B2
公开(公告)日：2023-08-08
申请号：US17398691
申请日：2021-08-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Carl Parziale , James Alexander , Elizabeth Anne Price , David Smiddy
CPC classification number: G06F3/1206 , G06F3/1224 , G06F3/1236
Abstract: Embodiments of the present invention provide a system for transforming entity device to a multi-functional device via a remote communication link. In particular, the system may be configured to receive an interaction request from an associate, via an associate device, wherein the interaction request is associated with a user, authenticate the associate using the associate device, in response to authenticating the associate, establish a remote communication link between the associate device and an entity device, receive an activation request from the associate to activate the entity device, via the associate device and the remote communication link, and in response to receiving the activation request, activate the entity device and transform the entity device to a multi-functional device.
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公开(公告)号：US20230048988A1
公开(公告)日：2023-02-16
申请号：US17398447
申请日：2021-08-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Carl Parziale , James Alexander , Elizabeth Anne Price , David Smiddy
Abstract: Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine and one or more auxiliary devices on the same local network. In particular, the system may assign exclusive control over an automated device and one or more auxiliary devices to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions.
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公开(公告)号：US20220094697A1
公开(公告)日：2022-03-24
申请号：US17027961
申请日：2020-09-22
Applicant: BANK OF AMERICA CORPORATION
Inventor： James Alexander , Beth Jean Adamson , Katharina Marie Mumford , Elizabeth Anne Price , Zeal J. Shah , David Smiddy
Abstract: A system is provided for processing resource transfers using networked computing systems with extended functionality. In particular, the system may comprise a first resource transfer device which may provide the staging for a resource transfer process initiated by a user. The first resource transfer device may then trigger a second resource transfer device to execute the steps of the resource transfer process, where the process may comprise communicating with one or more backend servers via a middleware component. Accordingly, the system may provide an expedient way to conduct resource transfers within an entity's network.
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公开(公告)号：US11790735B2
公开(公告)日：2023-10-17
申请号：US17398447
申请日：2021-08-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Carl Parziale , James Alexander , Elizabeth Anne Price , David Smiddy
CPC classification number: G07F19/203 , G06F21/31 , H04L63/0272 , H04L63/108 , G06F2221/2111
Abstract: Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine and one or more auxiliary devices on the same local network. In particular, the system may assign exclusive control over an automated device and one or more auxiliary devices to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions.
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