公开(公告)号：US20210304302A1

公开(公告)日：2021-09-30

申请号：US16832355

申请日：2020-03-27

Applicant: BANK OF AMERICA CORPORATION

Inventor： Katherine Dintenfass ,  Leslie Richard Rhyne ,  Evelyn Varner

IPC: G06Q40/02 ,  G06Q20/24 ,  G06Q20/26

Abstract: Embodiments of the present invention provide a system for generating tailored diminutive functions to facilitate resource interactions. The system is configured for identifying a target associated with a user based on accessing user information from an entity system, generating tailored diminutive functions associated with the target, integrating the tailored diminutive functions into an entity application stored on a user device of the user, displaying functionalities associated with the tailored diminutive functions on a user interface of the user device, and causing the entity application to prompt the user to complete an interaction associated with a functionality of the functionalities.

公开(公告)号：US20150178843A1

公开(公告)日：2015-06-25

申请号：US14135724

申请日：2013-12-20

Applicant: Bank of America Corporation

Inventor： Colby J. Ross ,  William J. Hunter ,  Jeffrey K. Cimini ,  David C. Tyrie ,  Evelyn Varner

IPC: G06Q40/06

CPC classification number: G06Q40/06

Abstract: According to a particular embodiment, a method for interactive retirement planning includes displaying a landing page that includes a topic dashboard on a mobile device. The topic dashboard depicts topic identifiers, and each topic identifier is an element of a retirement plan. A first user input identifying a selected topic identifier within the topic identifiers is received. A topic information page relating to the selected topic identifier is selected. The topic information page includes interactive content relating to the element of the retirement plan that corresponds with the selected topic identifier. The topic information page including the interactive content relating to the element of the retirement plan is displayed to the user on the mobile device. In response to receiving a second user input, the interactive content related to the element of the retirement plan that is displayed to the user is modified to reflect a user preference corresponding with the second user input.

Abstract translation: 根据特定实施例，用于交互式退休计划的方法包括在移动设备上显示包括主题仪表板的着陆页。 主题仪表板描绘主题标识符，每个主题标识符是退休计划的一个要素。 接收标识主题标识符内的所选主题标识符的第一用户输入。 选择与选择的主题标识符相关的主题信息页面。 主题信息页面包括与所选主题标识符对应的退休计划的元素相关的交互式内容。 在移动设备上向用户显示包括与退休计划的元素相关的交互式内容的主题信息页面。 响应于接收到第二用户输入，修改与向用户显示的退休计划的元素相关的交互内容以反映与第二用户输入相对应的用户偏好。

公开(公告)号：US20150178842A1

公开(公告)日：2015-06-25

申请号：US14135646

申请日：2013-12-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Colby J. Ross ,  William J. Hunter ,  Jeffrey K. Cimini ,  David C. Tyrie ,  Evelyn Varner

IPC: G06Q40/06

CPC classification number: G06Q40/06

Abstract: According to a particular embodiment, a method for customized retirement planning includes displaying a landing page on a mobile device. The landing page depicts topic identifiers, and each topic identifiers is an element within a framework for retirement planning. A first user input is received. Based on the first user input, a priority of each element with respect to every other element within the framework for retirement planning is determined. A first information page relating to a particular element within the framework for retirement planning is selected. The element is selected based at least in part on the priority of the particular element determined based on the first user input, and the first information page is displayed.

Abstract translation: 根据特定实施例，用于定制退休计划的方法包括在移动设备上显示着陆页。 登陆页面描述主题标识符，每个主题标识符是退休计划框架内的一个元素。 接收到第一个用户输入。 基于第一个用户输入，确定每个元素在退休计划框架内的每个其他元素的优先级。 选择与退休计划框架内的特定要素相关的第一个信息页面。 至少部分地基于基于第一用户输入确定的特定元素的优先级来选择元素，并且显示第一信息页面。

公开(公告)号：US20210304282A1

公开(公告)日：2021-09-30

申请号：US16835969

申请日：2020-03-31

Applicant: BANK OF AMERICA CORPORATION

Inventor： Katherine Dintenfass ,  Paul Adam Keifer ,  Evelyn Varner ,  Jon David Neckes ,  Leslie Richard Rhyne ,  Nina Greel ,  Amy Elizabeth Magazu ,  Karen DeLollis McLean

IPC: G06Q30/06 ,  G06Q30/02 ,  H04L29/08

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing a temporal based platform for event action. In some embodiments, the platform is able to communicate and integrate into current applications for user activity interaction for action preparations. In this way, the system may integrate platform metrics into applications to generate an activities network based on temporal needs of a user event. Furthermore, the system may monitor the user utilization the activities and provide triggered responses based on the temporal event requirements. As such, the system may intervene within a known application or third party to provide triggered responses at variable term points based on user needs within an event.

公开(公告)号：US20160267595A1

公开(公告)日：2016-09-15

申请号：US14643947

申请日：2015-03-10

Applicant: Bank Of America Corporation

Inventor： Boris Rauls ,  Sonia Sohaili ,  Russell Paul Labe, JR. ,  Stuart Altschuler ,  David Scott Laster ,  Nevenka Vrdoljak ,  Evelyn Varner ,  Anil Suri

IPC: G06Q40/06

CPC classification number: G06Q40/06

Abstract: Embodiments of the invention provide for systems, computer program products, and methods for a financial wellness application that provides an overview of the financial well-being of users. The financial wellness of the users may be determined by identifying personal characteristics of the users regarding background information about the users and the users' households. Based on a user's personal characteristics, financial wellness questions are determined from a plurality of financial wellness questions to present to the user for which the user provides financial wellness input. The financial wellness input is transformed into a financial situation assessment, day-to-day management assessment, and preparation for the future assessment, which are transformed into an overall wellness score. Moreover, the financial wellness input may also be compared against financial wellness thresholds. As such, when the user's financial wellness input fails to meet the threshold values it may trigger the display of actionable advice for the user.

Abstract translation: 本发明的实施例提供了用于财务健康应用的系统，计算机程序产品和方法，其提供了用户的财务状况的概述。 可以通过识别用户关于用户和用户家庭的背景信息的个人特征来确定用户的财务健康。 基于用户的个人特征，财务健康问题是从多个金融健康问题确定的，以呈现给用户提供财务健康输入的用户。 金融健康投入转化为财务状况评估，日常管理评估，以及未来评估的准备，将其转化为整体健康成绩。 此外，财务健康投入也可以与财务健康阈值进行比较。 因此，当用户的财务健康输入不能达到阈值时，它可以触发对用户显示可操作的建议。

公开(公告)号：US20150178844A1

公开(公告)日：2015-06-25

申请号：US14135838

申请日：2013-12-20

Applicant: Bank of America Corporation

Inventor： Colby J. Ross ,  William J. Hunter ,  Jeffrey K. Cimini ,  David C. Tyrie ,  Evelyn Varner

IPC: G06Q40/06

CPC classification number: G06Q40/06

Abstract: According to a particular embodiment, a method for customized retirement planning includes displaying a landing page that is a topic dashboard on a mobile device. The topic dashboard depicts a plurality of topic identifiers. Each of the plurality of topic identifiers include an element of a retirement plan. A first user input that identifies a selected topic identifier within the plurality of topic identifiers is received. Topic information pages relating to the selected topic identifier are selected. The topic information pages includes information relating to the element of the retirement plan that corresponds with the selected topic identifier. At least one of the topic information pages is displayed to a user of the mobile device.

Abstract translation: 根据特定实施例，用于定制退休计划的方法包括在移动设备上显示作为主题仪表板的着陆页。 主题仪表板描绘了多个主题标识符。 多个主题标识符中的每一个包括退休计划的元素。 接收标识多个主题标识符内的所选主题标识符的第一用户输入。 选择与所选主题标识符相关的主题信息页。 主题信息页面包括与所选主题标识符相对应的与退休计划的元素有关的信息。 主题信息页面中的至少一个显示给移动设备的用户。