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公开(公告)号：US11803898B2
公开(公告)日：2023-10-31
申请号：US17411978
申请日：2021-08-25
发明人： Monika Kapur , Jo-Ann Taylor , Jinna Kim , Katherine Dintenfass , Karen Lea MacQueen , Jennifer T. Renckert
CPC分类号： G06Q40/02 , G06Q20/40145
摘要： Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.
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公开(公告)号：US11615405B2
公开(公告)日：2023-03-28
申请号：US17747181
申请日：2022-05-18
摘要： Aspects of the disclosure relate to a system that provides enhanced security of information transmitted by connected devices. The system may be used to request resources from members of a donee's virtual group. Donated funds or line of credit may be loaded to the donee's digital wallet with no link to any of the donee's personal accounts. The request for resources may utilize secure correspondence between the donee and the prospective donors. The secure correspondence may be locked and prevented from being forwarded or captured via a screenshot to ensure confidentiality. If an attempt is made to forward or copy the secure correspondence, the secure correspondence may be deleted. Donated funds/line of credit may be allocated for specific use, and may not be owned by the donee until used.
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公开(公告)号：US20220277296A1
公开(公告)日：2022-09-01
申请号：US17747181
申请日：2022-05-18
摘要： Aspects of the disclosure relate to a system that provides enhanced security of information transmitted by connected devices. The system may be used to request resources from members of a donee's virtual group. Donated funds or line of credit may be loaded to the donee's digital wallet with no link to any of the donee's personal accounts. The request for resources may utilize secure correspondence between the donee and the prospective donors. The secure correspondence may be locked and prevented from being forwarded or captured via a screenshot to ensure confidentiality. If an attempt is made to forward or copy the secure correspondence, the secure correspondence may be deleted. Donated funds/line of credit may be allocated for specific use, and may not be owned by the donee until used.
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公开(公告)号：US20210304282A1
公开(公告)日：2021-09-30
申请号：US16835969
申请日：2020-03-31
发明人： Katherine Dintenfass , Paul Adam Keifer , Evelyn Varner , Jon David Neckes , Leslie Richard Rhyne , Nina Greel , Amy Elizabeth Magazu , Karen DeLollis McLean
摘要： Embodiments of the invention are directed to a system, method, or computer program product for providing a temporal based platform for event action. In some embodiments, the platform is able to communicate and integrate into current applications for user activity interaction for action preparations. In this way, the system may integrate platform metrics into applications to generate an activities network based on temporal needs of a user event. Furthermore, the system may monitor the user utilization the activities and provide triggered responses based on the temporal event requirements. As such, the system may intervene within a known application or third party to provide triggered responses at variable term points based on user needs within an event.
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公开(公告)号：US10992796B1
公开(公告)日：2021-04-27
申请号：US16837832
申请日：2020-04-01
IPC分类号： H04M1/72457 , H04W4/021 , H04W76/10 , G01S19/51 , H04L29/08 , H04W16/18 , G01S1/68 , H04W4/02
摘要： A system for device customization based on beacon-determined device location is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; a processing device, wherein the processing device is configured to execute the computer-readable program code to: establish a beacon device at a beacon location, the beacon device defining a communication range covering an area; determine a device location of a user device; determine that the device location of the user device is within the area of the beacon device at the beacon location; based on determining the user device is within the area, generate a data stream for the user device tailored for the beacon location; and present the data stream to the user device.
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公开(公告)号：US20210110679A1
公开(公告)日：2021-04-15
申请号：US16598370
申请日：2019-10-10
摘要： Apparatus and methods for providing protection from economic exploitation. The apparatus and methods may include a platform for tagging a social security number and/or other suitable identification number. The system may allow a person associated with a social security number to automatically flag and deny any product or service request associated with the social security number. The alarms are “silent,” because the alarm may initiate an institution internal process in which the customer interaction with the institution follows a normal diligence process until an intervention can be effectively executed on behalf of the customer. This reduces the likelihood of a reaction from the customer's associate prior to completing the diligence process. A system may provide the customer with an opportunity to electronically activate an alarm by typing keystrokes on a card reader keypad or interacting with a physical sensor on the reader, on the card, or the like.
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公开(公告)号：US10977056B2
公开(公告)日：2021-04-13
申请号：US16594207
申请日：2019-10-07
发明人： Cameron Wadley , Jiyoung Choi , Hamid Dalglijli , Thomas H. Judge , Britton T. Farrell , Katherine Dintenfass , Craig Terrill , Susan Varghese , Minh Vuong
IPC分类号： G06F17/00 , G06F9/451 , H04L29/08 , G06F8/38 , G06F16/2457
摘要： Systems and computer-readable media are disclosed for utilizing one or more data sources to generate a customized user interface. A first set of services and operations may be generated. Each service and operation in the first set of services and operations may be ranked based on an analysis of user engagement data. A second set of services and operations may be generated based on the ranking of each service and operation in the first set. Client-side instructions to render the second set of services and operations may be transmitted to a user device.
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公开(公告)号：US10963173B2
公开(公告)日：2021-03-30
申请号：US16268062
申请日：2019-02-05
发明人： Katherine Dintenfass
摘要： A system, computer program product, and computer-implemented method for smart contract dependent resource transfer are disclosed. The system is configured to establish a smart contract between a first storage location and a second storage location, the smart contract being configured for conditionally transferring resources between the first storage location and the second storage location; monitor the first storage location to determine that a first transfer condition has been met; based on determining that the first transfer condition has been met, automatically transfer a number of resources from the second storage location to the first storage location; determine that a second transfer condition has been met; and automatically transfer the number of resources from the first storage location to the second storage location based on determining that the second transfer condition has been met.
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公开(公告)号：US20200249993A1
公开(公告)日：2020-08-06
申请号：US16267730
申请日：2019-02-05
发明人： Katherine Dintenfass
摘要： Embodiments of the present disclosure provide a system for real time provisioning and optimization of a user's resources based on both historical and real time data associated with the user. In particular, the system may comprise a data analytics engine which may continuously analyze user data from various data sources. The aggregated data may be processed through a predictive engine which may use artificial intelligence and/or machine learning to predict a user's actions within the system. Based on the prediction, the system may provide an optimized allocation of resources with respect to the predicted actions of the user.
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公开(公告)号：US10664847B2
公开(公告)日：2020-05-26
申请号：US15726895
申请日：2017-10-06
发明人： Susan Varghese , William August Stahlhut , Mohamed A. Gahnoog , Katherine Dintenfass , Minh N. Vuong , Cameron Darnell Wadley
摘要： Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from a subordinate user computing device, information defining a first event; (ii) from a supervisory user computing device, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for comparing the information defining the first event, the supervisory information, and the first participant information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the subordinate user computing device and/or the supervisory user computing device.
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