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公开(公告)号：US11895133B2
公开(公告)日：2024-02-06
申请号：US17222440
申请日：2021-04-05
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Jeffrey Brian Bashore , Michael Joseph Carroll , Christopher J. Cooley , Andrew DongHo Kim , Pavan Kumar Reddy Kotlo , Randy J. Nelson , Jennifer Quillen , Lizabeth Rosenberg , Dharmender Kumar Satija , James F. Stevens , Craig Douglas Widmann
CPC classification number: H04L63/1425
Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.
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Patent Agency Ranking
公开(公告)号：US20240020370A1
公开(公告)日：2024-01-18
申请号：US18373230
申请日：2023-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Sai Kishan Alapati , Jeffrey Brian Bashore , Michael Joseph Carroll , Brian H. Corr , Andrew DongHo Kim, JR. , Holly J. Martinez , Aron Megyeri , Ronnie Joe Morris, JR. , Elliot Piatetsky , Jennifer Quillen , Tracy R. Regehr , Dharmender Kumar Satija , Craig Douglas Widmann
IPC: G06F21/32 , H04L9/40 , G06V10/147 , G06V40/16 , H04N23/90
CPC classification number: G06F21/32 , H04L63/0861 , G06V10/147 , G06V40/168 , G06V40/172 , H04N23/90 , G06F2221/2111
Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
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公开(公告)号：US11816198B2
公开(公告)日：2023-11-14
申请号：US17223079
申请日：2021-04-06
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Sai Kishan Alapati , Jeffrey Brian Bashore , Michael Joseph Carroll , Brian H. Corr , Andrew Dongho Kim , Holly J. Martinez , Aron Megyeri , Ronnie Joe Morris, Jr. , Elliot Piatetsky , Jennifer Quillen , Tracy R. Regehr , Dharmender Kumar Satija , Craig Douglas Widmann
IPC: G06F21/32 , H04L9/40 , G06V10/147 , G06V40/16 , H04N23/90
CPC classification number: G06F21/32 , G06V10/147 , G06V40/168 , G06V40/172 , H04L63/0861 , H04N23/90 , G06F2221/2111
Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
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公开(公告)号：US20220318348A1
公开(公告)日：2022-10-06
申请号：US17223079
申请日：2021-04-06
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Sai Kishan Alapati , Jeffrey Brian Bashore , Michael Joseph Carroll , Brian H. Corr , Andrew DongHo Kim , Holly J. Martinez , Aron Megyeri , Ronnie Joe Morris, JR. , Elliot Piatetsky , Jennifer Quillen , Tracy R. Regehr , Dharmender Kumar Satija , Craig Douglas Widmann
Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
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公开(公告)号：US12072965B2
公开(公告)日：2024-08-27
申请号：US18373230
申请日：2023-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Sai Kishan Alapati , Jeffrey Brian Bashore , Michael Joseph Carroll , Brian H. Corr , Andrew DongHo Kim , Holly J. Martinez , Aron Megyeri , Ronnie Joe Morris, Jr. , Elliot Piatetsky , Jennifer Quillen , Tracy R. Regehr , Dharmender Kumar Satija , Craig Douglas Widmann
IPC: G06F21/32 , G06V10/147 , G06V40/16 , H04L9/40 , H04N23/90
CPC classification number: G06F21/32 , G06V10/147 , G06V40/168 , G06V40/172 , H04L63/0861 , H04N23/90 , G06F2221/2111
Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
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公开(公告)号：US20220321586A1
公开(公告)日：2022-10-06
申请号：US17222440
申请日：2021-04-05
Applicant: BANK OF AMERICA CORPORATION
Inventor： Scott Anderson Sims , Jeffrey Brian Bashore , Michael Joseph Carroll , Christopher J. Cooley , Andrew DongHo Kim , Pavan Kumar Reddy Kotlo , Randy J. Nelson , Jennifer Quillen , Lizabeth Rosenberg , Dharmender Kumar Satija , James F. Stevens , Craig Douglas Widmann
IPC: H04L29/06
Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.
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