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1.发明公开公开(公告)号：US20240244293A1
公开(公告)日：2024-07-18
申请号：US18096761
申请日：2023-01-13
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Hope Barus , Oscar Guzman , Brandon Ingram , Naoll Addisu Merdassa , Kevin Graham Robberts
IPC: H04N21/442 , G06F16/951 , H04N21/2389
CPC classification number: H04N21/44218 , G06F16/951 , H04N21/23892
Abstract: Embodiments of the present invention provide a system for analyzing using artificial intelligence engines depicted in audio visual content. The system is configured for determining that a user has accessed a first audio visual content on an audio visual content providing platform, performing a frame-by-frame analysis to determine one or more resources depicted in the first audio visual content, identifying one or more third party systems associated with the one or more resources, crawling the one or more third party systems associated with the one or more resources, extracting resource information associated with the one or more resources from the one or more third party systems based on crawling the one or more third party systems, and embedding the resource information associated with the one or more resources in the first audio visual content.
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公开(公告)号：US11880440B2
公开(公告)日：2024-01-23
申请号：US17397484
申请日：2021-08-09
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Naoll Addisu Merdassa , Kevin Graham Robberts , Ann Ta
IPC: G06F21/31 , G06F40/279
CPC classification number: G06F21/316 , G06F40/279
Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a scheme evaluation authentication system to evaluate user action and machine learned pattern recognition for misappropriation activity prevention. In this way, bot and token deployment is utilized for identification of user actions to generate a user idiosyncrasy database. Using the database, the system creates a real-time scheme evaluation authentication for user authentication upon user attempted authentications. As such, a user may by authenticate irrespective of user inputs, but instead based on a match of user actions at the authentication location in real-time compared to the idiosyncrasy database.
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3.发明公开公开(公告)号：US20230199027A1
公开(公告)日：2023-06-22
申请号：US17553921
申请日：2021-12-17
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Therese Humburg Willis , Christopher J. Smith , Kathleen Hanko Trombley , Kevin Graham Robberts , Lee Ann Proud , Adam Frederick Perrigo , Ann Ta , Naoll Addisu Merdassa
IPC: H04L9/40 , H04L41/22 , H04L41/0866 , H04L41/0853
CPC classification number: H04L63/18 , H04L63/0876 , H04L63/10 , H04L63/166 , H04L41/22 , H04L63/20 , H04L41/0866 , H04L41/0853
Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols. The present invention is configured to receive, from a first user input device, a request to access resources via a first communication channel; determine, using a network device configuration monitoring engine, device configuration parameters associated with the first user input device; determine configuration requirements associated with the first communication channel; determine that the device configuration parameters associated with the first user input device does not meet the configuration requirements associated with the first communication channel; trigger a channel switch engine; determine, using the channel switch engine, that the device configuration parameters associated with the first user input device meets configuration parameters associated with a second communication channel; and authorize the first user input device to access the resources via the second communication channel.
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公开(公告)号：US20230009622A1
公开(公告)日：2023-01-12
申请号：US17372721
申请日：2021-07-12
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Kevin Graham Robberts , Naoll Addisu Merdassa , Brandon Ingram , Ann Ta , Hosam Sonny ElHamahmy
Abstract: A system is provided for transfer of digital resources using an integrated resource platform. In particular, the system may comprise a networked platform that may be accessible by one or more users to access digital resources (e.g., non-fungible tokens stored on a distributed register). The platform may further display a graphical user interface through which the user may take various actions with respect to such digital resources, including the ability to view metadata associated with the resources or to transfer the resources. In this regard, the platform may integrate multiple different types of distributed registers and/or legacy computing systems such that the user may access the digital resources along with the functions associated therewith.
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公开(公告)号：US20220391898A1
公开(公告)日：2022-12-08
申请号：US17338273
申请日：2021-06-03
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Kevin Graham Robberts
Abstract: Systems, computer program products, and methods are described herein generating stacked non-fungible tokens on a collaborative technical platform. The present invention is configured to electronically receive, from a computing device of a user, a collaborative digital artifact, wherein the collaborative digital artifact comprises portions of one or more digital artifacts; retrieve one or more non-fungible tokens (NFTs) associated the one or more digital artifacts; generate a stacked NFT for the collaborative digital artifact based on at least the one or more NFTs associated with the one or more digital artifacts; and store the stacked NFT associated with the collaborative digital artifact on a distributed ledger.
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Patent Agency Ranking
6.发明授权公开(公告)号：US12170657B2
公开(公告)日：2024-12-17
申请号：US17388550
申请日：2021-07-29
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Brandon Ingram , Naoll Addisu Merdassa , Kevin Graham Robberts , Ann Ta
Abstract: Dynamic security queries are generated based on historical records for purposes of knowledge-based authentication. The dynamic nature of the queries and answers means that once generated, the queries and the answers are exclusively stored in temporary memory (i.e., Random Access Memory (RAM) or the like). As such, the queries and answers are permanently erased from RAM after they have been presented to the user or, at a maximum, are erased from RAM once the computing session is terminated. Moreover, since the queries/answers are determined from dynamic user-specific datasets compiled at the time of authentication, the present invention is able to generate knowledge-based queries that are not capable of identification by other parties from any level of personal record searching.
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公开(公告)号：US20240354384A1
公开(公告)日：2024-10-24
申请号：US18759026
申请日：2024-06-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Brandon Ingram , Naoll Addisu Merdassa , Kevin Graham Robberts , Ann Ta
CPC classification number: G06F21/316 , G06F21/45 , G06F21/577
Abstract: A heightened level of security is provided in a computing platform by monitoring usage of applications and/or services residing on or accessible to a computing platform to determine abnormal usage patterns. In response to determining an abnormal pattern of usage, the user is required to provide biometric data, such as voice data, facial feature data, fingerprint data or the like, as a means of authenticating the user. The abnormal pattern of usage may be determined dynamically by comparing current usage patterns to known user baseline usage patterns. Alternatively, the abnormal pattern of usage is predefined, such as the resetting of passwords in a predefined number of applications and/or services over a predefined period of time.
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公开(公告)号：US12095918B2
公开(公告)日：2024-09-17
申请号：US18229687
申请日：2023-08-03
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Brandon Ingram , Naoll Addisu Merdassa , Kevin Graham Robberts , Ann Ta
CPC classification number: H04L9/3213 , H04L9/14 , H04L9/3231
Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for generation of dynamic authentication tokens for use in system-to-system transaction authorization and user identity verification. The system utilizes user biometric data to generate unique authentication tokens which are customized to a particular user. Furthermore, the system rotates not only the encryption algorithms used, but also the datasets being encrypted in order to provide a high level of security such that even if a user's biometric data was compromised, it would be highly unlikely that an attacker would be able to recreate the authentication token stemming from said biometric data at any given point in time. The system eliminates the need for user-provided authentication credentials and provides a more secure and more efficient method of authenticating data exchange between multiple systems or applications.
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9.发明授权公开(公告)号：US11627098B1
公开(公告)日：2023-04-11
申请号：US17571789
申请日：2022-01-10
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Therese Humburg Willis , Christopher J. Smith , Kathleen Hanko Trombley , Kevin Graham Robberts , Lee Ann Proud , Adam Frederick Perrigo , Ann Ta , Naoll Addisu Merdassa
IPC: H04L47/80 , H04L41/50 , H04L12/14 , H04L41/5006
Abstract: Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.
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公开(公告)号：US20220400010A1
公开(公告)日：2022-12-15
申请号：US17347159
申请日：2021-06-14
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Brandon Ingram , Naoll Addisu Merdassa , Kevin Graham Robberts , Ann Ta
Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for generation of dynamic authentication tokens for use in system-to-system transaction authorization and user identity verification. The system utilizes user biometric data to generate unique authentication tokens which are customized to a particular user. Furthermore, the system rotates not only the encryption algorithms used, but also the datasets being encrypted in order to provide a high level of security such that even if a user's biometric data was compromised, it would be highly unlikely that an attacker would be able to recreate the authentication token stemming from said biometric data at any given point in time. The system eliminates the need for user-provided authentication credentials and provides a more secure and more efficient method of authenticating data exchange between multiple systems or applications.
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