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公开(公告)号：US11038686B2
公开(公告)日：2021-06-15
申请号：US16577124
申请日：2019-09-20
Applicant: Bank of America Corporation
Inventor： Pinak Chakraborty , Sandeep K. Chauhan
Abstract: In an embodiment of the present disclosure, a biometric identification device comprises a conversion engine configured to receive a key file, receive a biometric file, wherein the biometric file is different from the key file and comprises biometric identification information of a user, convert the key file into a first numeric representation, and convert the biometric file into a second numeric representation. The biometric identification device further comprises a hashing engine configured to create a superimposed numeric representation by performing a convolution operation on the first numeric representation and the second numeric representation, convert the superimposed numeric representation into a hash value, and store the hash value.
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公开(公告)号：US20190354965A1
公开(公告)日：2019-11-21
申请号：US15985308
申请日：2018-05-21
Applicant: Bank of America Corporation
Inventor： Udaya Kumar Raju Ratnakaram , Rajesh Balireddy , Pinak Chakraborty , Nagasubramanya Lakshminarayana
Abstract: Embodiments of the present invention provide a system for secure transfer of encrypted resources and asynchronous execution. In general, a user initiates an event with a merchant system and requests a secure resource transfer process associated with the event. Encrypted initial event details are transmitted through an asynchronous command form the merchant system to a computing device of the user, and resource information is identified at the computing device of the user. The computing device of the user then transmits the event details and the resource information to an event processing system for final execution.
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公开(公告)号：US10425433B2
公开(公告)日：2019-09-24
申请号：US15355937
申请日：2016-11-18
Applicant: Bank of America Corporation
Inventor： Pinak Chakraborty , Vidhu Beohar , Chetan Phanse
IPC: H04L9/00 , H04L29/06 , G06F16/9535 , G06F17/22
Abstract: A method comprises creating a word vector from a message, wherein the word vector comprises creating a word vector from a message stored in a database, wherein the word vector comprises an entry for each word of the plurality of words and each entry indicating a number of occurrences in the message of the word for that entry. The method further comprising calculating a cosine difference between the word vector and each group vector of a plurality of group vectors and assigning the word vector to a group for a group vector of the plurality of group vectors based on the calculated cosine difference between the word vector and the group vector for the group. The method may also comprise reformatting the message to include a phrase and assigning the phrase to the same group that the word vector is assigned to. The method may also comprise notifying the user.
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公开(公告)号：US20190266020A1
公开(公告)日：2019-08-29
申请号：US15903263
申请日：2018-02-23
Applicant: BANK OF AMERICA CORPORATION
Inventor： Shekhar Singh Mehra , Gaurav Bansal , Pinak Chakraborty
Abstract: An apparatus includes a memory and a hardware processor. The memory stores one or more scheduling histories. The processor receives a first list from a first client device and a second list from a second client device. The first list includes a first job and the second list includes a second job. The processor calculates a first resource requirement to execute the first job and a second resource requirement to execute the second job. The processor determines that a conflict exists between the first job and the second job and in response, communicates messages to the first and second client devices indicating the conflict and proposed times for executing the jobs. The processor determines based on responses to the messages, execution times for the first and second jobs, assigns permission identifiers to the first and second jobs, and communicates a schedule.
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公开(公告)号：US10275590B2
公开(公告)日：2019-04-30
申请号：US15277590
申请日：2016-09-27
Applicant: Bank of America Corporation
Abstract: A computer system supports secondary authentication mechanism for authentication of a user, where the computer system may provide a variety of services including financial, scientific, academic, or governmental services. The computer system utilizes a multiphase distributed trust model in which the user is authenticated based on distributed trust of a set of randomly selected trusted contacts from a large set of trusted contacts initially chosen during an enrollment phase. During the authentication phase, a subset of contacts (affirmers) is selected from the contact list. The computer system then provides additional authentication information to each of the affirmers who subsequently share the information with the user. The user then provides this information from the computer system in order to complete the secondary authentication.
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Patent Agency Ranking
公开(公告)号：US10212181B2
公开(公告)日：2019-02-19
申请号：US15355810
申请日：2016-11-18
Applicant: Bank of America Corporation
Inventor： Pinak Chakraborty , Vidhu Beohar , Chetan Phanse
Abstract: A method comprises creating a word vector from a message, wherein the word vector comprises an entry for each word of a plurality of words, and wherein each word of the plurality of words is assigned a weight. The method further comprises calculating a value for the word vector based on each entry of the word vector and the weights assigned to the plurality of words, and identifying that the message belongs to a first group by comparing the value for the word vector to a threshold. The word vector comprises an entry for each word of a plurality of words, and wherein each word of the plurality of words is assigned a weight.
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公开(公告)号：US20180203754A1
公开(公告)日：2018-07-19
申请号：US15407624
申请日：2017-01-17
Applicant: Bank of America Corporation
Inventor： Vidhu Beohar , Sandeep Kumar Chauhan , Pinak Chakraborty
Abstract: Aspects of the disclosure relate to using natural language processing to identify a context of failure associated with a channel error and analyzing the identified context of failure in relation to historic data by machine learning algorithms to identify one or more of a severity ranking, alternate channel, and solution for the channel error. In some instances, a computing platform may receive data corresponding to a system event associated with a channel of server infrastructure, identify a technical issue, customer intent, and customer sentiment of the system event, determine a context of failure of the system event, generate a mapping of the context of failure in relation to historic data, and identify a suggested solution, severity assignment, and alternate channel for the system event based on the mapping of the context of failure in relation to the historic data.
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公开(公告)号：US20180145996A1
公开(公告)日：2018-05-24
申请号：US15355810
申请日：2016-11-18
Applicant: Bank of America Corporation
Inventor： Pinak Chakraborty , Vidhu Beohar , Chetan Phanse
CPC classification number: H04L63/1425 , G06F17/2205 , G06F17/2217 , G06F17/30867
Abstract: A method comprises creating a word vector from a message, wherein the word vector comprises an entry for each word of a plurality of words, and wherein each word of the plurality of words is assigned a weight. The method further comprises calculating a value for the word vector based on each entry of the word vector and the weights assigned to the plurality of words, and identifying that the message belongs to a first group by comparing the value for the word vector to a threshold. The word vector comprises an entry for each word of a plurality of words, and wherein each word of the plurality of words is assigned a weight.
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公开(公告)号：US11341486B2
公开(公告)日：2022-05-24
申请号：US15985308
申请日：2018-05-21
Applicant: Bank of America Corporation
Inventor： Udaya Kumar Raju Ratnakaram , Rajesh Balireddy , Pinak Chakraborty , Nagasubramanya Lakshminarayana
Abstract: Embodiments of the present invention provide a system for secure transfer of encrypted resources and asynchronous execution. In general, a user initiates an event with a merchant system and requests a secure resource transfer process associated with the event. Encrypted initial event details are transmitted through an asynchronous command form the merchant system to a computing device of the user, and resource information is identified at the computing device of the user. The computing device of the user then transmits the event details and the resource information to an event processing system for final execution.
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公开(公告)号：US11038880B2
公开(公告)日：2021-06-15
申请号：US16576955
申请日：2019-09-20
Applicant: Bank of America Corporation
Inventor： Pinak Chakraborty , Sandeep K. Chauhan
Abstract: In an embodiment of the present disclosure, an embodiment includes a user device comprises a conversion engine configured to receive a biometric file comprising biometric identification information of a user and convert the biometric file into a first numeric representation. The user device further comprises a hashing engine configured to create a superimposed numeric representation by performing a convolution operation on the first numeric representation and a second numeric representation, wherein the second numeric representation is based on a key file that is different from the biometric file. The hashing engine is further configured to convert the superimposed numeric representation into a hash value, send, over a network connection, the hash value for authentication, and receive a message indicating whether authentication was successful.
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