公开(公告)号：US20190354965A1

公开(公告)日：2019-11-21

申请号：US15985308

申请日：2018-05-21

Applicant: Bank of America Corporation

Inventor： Udaya Kumar Raju Ratnakaram ,  Rajesh Balireddy ,  Pinak Chakraborty ,  Nagasubramanya Lakshminarayana

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/40 ,  G06Q20/12

Abstract: Embodiments of the present invention provide a system for secure transfer of encrypted resources and asynchronous execution. In general, a user initiates an event with a merchant system and requests a secure resource transfer process associated with the event. Encrypted initial event details are transmitted through an asynchronous command form the merchant system to a computing device of the user, and resource information is identified at the computing device of the user. The computing device of the user then transmits the event details and the resource information to an event processing system for final execution.

公开(公告)号：US20220038462A1

公开(公告)日：2022-02-03

申请号：US16941850

申请日：2020-07-29

Applicant: BANK OF AMERICA CORPORATION

Inventor： Sandeep Kumar Chauhan ,  Rajesh Balireddy ,  Barath Cuddalore Sridhar

IPC: H04L29/06 ,  G06F9/50

Abstract: Embodiments of the present invention provide a system for authenticating and tracking resource distributions of secondary users. The system is configured for receiving a registration request from a primary user, wherein the registration request is associated with registration of one or more secondary users, in response to receiving the request, generating user credentials for each of the one or more secondary users, associating the user credentials with a primary user identification of the primary user, receiving a resource distribution request from a secondary user of the one or more secondary users, authenticating the secondary user, and processing the resource distribution request based on authenticating the secondary user.

公开(公告)号：US10748132B2

公开(公告)日：2020-08-18

申请号：US16037641

申请日：2018-07-17

Applicant: Bank of America Corporation

Inventor： Pinak Chakraborty ,  Rajesh Balireddy ,  Sandeep Chauhan

IPC: G06Q20/32 ,  G06Q20/40 ,  G06Q50/00 ,  G06F16/29

Abstract: An apparatus includes a memory and a hardware processor. The processor detects that a transaction involving a mobile device occurred. After detecting the transaction, the processor receives, from the mobile device, transaction information about the transaction, the transaction information comprising an identification of a merchant performing the transaction and an identification of a user of the mobile device. The processor receives, from the mobile device, a media file generated by the mobile device during the transaction and links the media file to the transaction information. The processor stores the transaction information and the media file in the memory.

公开(公告)号：US11700259B2

公开(公告)日：2023-07-11

申请号：US16941850

申请日：2020-07-29

Applicant: BANK OF AMERICA CORPORATION

Inventor： Sandeep Kumar Chauhan ,  Rajesh Balireddy ,  Barath Cuddalore Sridhar

IPC: H04L29/06 ,  G06F9/50 ,  H04L9/40

CPC classification number: H04L63/101 ,  G06F9/5011 ,  H04L63/083

Abstract: Embodiments of the present invention provide a system for authenticating and tracking resource distributions of secondary users. The system is configured for receiving a registration request from a primary user, wherein the registration request is associated with registration of one or more secondary users, in response to receiving the request, generating user credentials for each of the one or more secondary users, associating the user credentials with a primary user identification of the primary user, receiving a resource distribution request from a secondary user of the one or more secondary users, authenticating the secondary user, and processing the resource distribution request based on authenticating the secondary user.

公开(公告)号：US11341486B2

公开(公告)日：2022-05-24

申请号：US15985308

申请日：2018-05-21

Applicant: Bank of America Corporation

Inventor： Udaya Kumar Raju Ratnakaram ,  Rajesh Balireddy ,  Pinak Chakraborty ,  Nagasubramanya Lakshminarayana

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/12 ,  G06Q20/40 ,  G06Q20/20

Abstract: Embodiments of the present invention provide a system for secure transfer of encrypted resources and asynchronous execution. In general, a user initiates an event with a merchant system and requests a secure resource transfer process associated with the event. Encrypted initial event details are transmitted through an asynchronous command form the merchant system to a computing device of the user, and resource information is identified at the computing device of the user. The computing device of the user then transmits the event details and the resource information to an event processing system for final execution.

公开(公告)号：US20200027075A1

公开(公告)日：2020-01-23

申请号：US16037641

申请日：2018-07-17

Applicant: Bank of America Corporation

Inventor： Pinak Chakraborty ,  Rajesh Balireddy ,  Sandeep Chauhan

IPC: G06Q20/32 ,  G06F17/30 ,  G06Q50/00 ,  G06Q20/40

Abstract: An apparatus includes a memory and a hardware processor. The processor detects that a transaction involving a mobile device occurred. After detecting the transaction, the processor receives, from the mobile device, transaction information about the transaction, the transaction information comprising an identification of a merchant performing the transaction and an identification of a user of the mobile device. The processor receives, from the mobile device, a media file generated by the mobile device during the transaction and links the media file to the transaction information. The processor stores the transaction information and the media file in the memory.