-
公开(公告)号：US09652671B2
公开(公告)日：2017-05-16
申请号：US15056432
申请日：2016-02-29
发明人： Michael Gerald Smith , Scott Andrew Johnson , Michael Scott Hjellming , Brian David Hanson , Saravana Kumar Govindarajan , Hyunmo Koo
CPC分类号： G06K9/00469 , G06K9/00483 , G06K9/18
摘要： Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated exception processing. As such, allowing for automated decisions for exception processing to systematically be resolved base on matches between lifted metadata. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stock, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the metadata lifted from the document with the exception may be utilized to search financial records at the financial institution to attempt to identify the correct version of the document. Subsequently, the system may correct the irregularity systematically and automatically.
-
公开(公告)号：US09317745B2
公开(公告)日：2016-04-19
申请号：US14066363
申请日：2013-10-29
发明人： Michael Gerald Smith , Scott Andrew Johnson , Michael Scott Hjellming , Brian David Hanson , Saravana Kumar Govindarajan , Hyunmo Koo
IPC分类号： G06K9/00
CPC分类号： G06K9/00469 , G06K9/00483 , G06K9/18
摘要： Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated exception processing. As such, allowing for automated decisions for exception processing to systematically be resolved base on matches between lifted metadata. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stork, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the metadata lifted from the document with the exception may be utilized to search financial records at the financial institution to attempt to identify the correct version of the document. Subsequently, the system may correct the irregularity systematically and automatically.
摘要翻译： 本发明的实施例包括用于从财务文件提取元数据以允许自动异常处理的系统，方法和计算机程序产品。 因此，允许根据提升的元数据之间的匹配系统地解决异常处理的自动决定。 例外情况可能包括一个或多个违规行为，例如不良微线阅读，过期检查鹳或可能导致无法将支票与相关帐户相匹配的错误代表性检查进行处理。 因此，一旦在处理期间识别出异常，则可以利用例外的从文档中提取的元数据来搜索金融机构的财务记录来尝试识别文档的正确版本。 随后，系统可以系统地，自动地纠正不规则。
-
公开(公告)号：US20150117748A1
公开(公告)日：2015-04-30
申请号：US14065966
申请日：2013-10-29
发明人： Michael Gerald Smith , Brian David Hanson , Scott Andrew Johnson , Saravana Kumar Govindarajan , Michael Scott Hjellming , Hyunmo Koo
CPC分类号： G06K9/00469 , G06K2209/01
摘要： Embodiments of the invention relate to systems, methods, and computer program products for extracting check data and using the check data for determining a disposition of a check. The system, method, and computer program product are configured to: a) receive an image of a check; b) apply an optical character recognition process to at least a portion of the image of the check; c) convert one or more image portions of the at least a portion of the image to text based data based at least partially on the application; d) identify a date of the check based on the text based data obtained from the one or more image portions; e) compare the date of the check to one or more authorization parameters; and f) provide a disposition of the check based on the comparison of the date of the check to the one or more authorization parameters.
摘要翻译： 本发明的实施例涉及用于提取检查数据的系统，方法和计算机程序产品，并且使用检查数据来确定支票的配置。 系统，方法和计算机程序产品被配置为：a）接收支票的图像; b）对所述支票的图像的至少一部分应用光学字符识别处理; c）至少部分地基于应用将图像的至少一部分的一个或多个图像部分转换为基于文本的数据; d）基于从一个或多个图像部分获得的基于文本的数据来识别检查的日期; e）将检查日期与一个或多个授权参数进行比较; 以及f）基于所述检查日期与所述一个或多个授权参数的比较来提供所述支票的处理。
-
公开(公告)号：US10108941B2
公开(公告)日：2018-10-23
申请号：US15167592
申请日：2016-05-27
发明人： Michael Gerald Smith , Scott Andrew Johnson , Brian David Hanson , Hyunmo Koo , Saravana Kumar Govindarajan , Michael Scott Hjellming
摘要： Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check data in the text based data, identify online data from the check data, incorporate at least a portion of the online data into a portion of an online account, and provide the online account portion to a customer.
-
公开(公告)号：US20160275465A1
公开(公告)日：2016-09-22
申请号：US15167611
申请日：2016-05-27
发明人： Michael Gerald Smith , Scott Andrew Johnson , Brian David Hanson , Hyunmo Koo , Saravana Kumar Govindarajan , Michael Scott Hjellming
CPC分类号： G06Q20/108 , G06Q20/023 , G06Q40/02 , G06Q40/12 , G07D11/0036
摘要： Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check data in the text based data, identify online data from the check data, incorporate at least a portion of the online data into a portion of an online account, and provide the online account portion to a customer.
-
公开(公告)号：US09378416B2
公开(公告)日：2016-06-28
申请号：US14065966
申请日：2013-10-29
发明人： Michael Gerald Smith , Brian David Hanson , Scott Andrew Johnson , Saravana Kumar Govindarajan , Michael Scott Hjellming , Hyunmo Koo
IPC分类号： G06K9/00
CPC分类号： G06K9/00469 , G06K2209/01
摘要： Embodiments of the invention relate to systems, methods, and computer program products for extracting check data and using the check data for determining a disposition of a check. The system, method, and computer program product are configured to: a) receive an image of a check; b) apply an optical character recognition process to at least a portion of the image of the check; c) convert one or more image portions of the at least a portion of the image to text based data based at least partially on the application; d) identify a date of the check based on the text based data obtained from the one or more image portions; e) compare the date of the check to one or more authorization parameters; and f) provide a disposition of the check based on the comparison of the date of the check to the one or more authorization parameters.
摘要翻译： 本发明的实施例涉及用于提取检查数据的系统，方法和计算机程序产品，并且使用检查数据来确定支票的配置。 系统，方法和计算机程序产品被配置为：a）接收支票的图像; b）对所述支票的图像的至少一部分应用光学字符识别处理; c）至少部分地基于应用将图像的至少一部分的一个或多个图像部分转换为基于文本的数据; d）基于从一个或多个图像部分获得的基于文本的数据来识别检查的日期; e）将检查日期与一个或多个授权参数进行比较; 以及f）基于所述检查日期与所述一个或多个授权参数的比较来提供所述支票的处理。
-
公开(公告)号：US20150120548A1
公开(公告)日：2015-04-30
申请号：US14066400
申请日：2013-10-29
发明人： Michael Gerald Smith , Scott Andrew Johnson , Michael Scott Hjellming , Brian David Hanson , Saravana Kumar Govindarajan , Hyunmo Koo
IPC分类号： G06Q20/40
CPC分类号： G06Q20/407 , G06Q20/042 , G06Q20/3276
摘要： Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated financial document stop payment requests. As such, allowing for automated determining of an appropriate financial document to stop payment on based on user information comparison to stored metadata for financial documents. As such, the user may provide information about the requested stop payment, such as a payee, date, amount, or the like associated with a payment. The system may then utilize the user provided information and compare that information to the metadata lifted from the financial documents. As such, identifying the financial document associated with the stop payment request. Once identified, the system will stop the payment associated with that financial document.
摘要翻译： 本发明的实施例包括用于从财务文件提取元数据以允许自动化财务文件停止支付请求的系统，方法和计算机程序产品。 因此，允许基于与存储的财务文件的元数据的用户信息比较来自动确定适当的财务文档以停止支付。 因此，用户可以提供关于所请求的停止支付的信息，例如与付款相关联的收款人，日期，金额等。 然后，系统可以利用用户提供的信息，并将该信息与从财务文件提取的元数据进行比较。 因此，识别与停止付款请求相关联的财务文件。 一旦确认，系统将停止与该财务文件相关的付款。
-
公开(公告)号：US20160275464A1
公开(公告)日：2016-09-22
申请号：US15167592
申请日：2016-05-27
发明人： Michael Gerald Smith , Scott Andrew Johnson , Brian David Hanson , Hyunmo Koo , Saravana Kumar Govindarajan , Michael Scott Hjellming
CPC分类号： G06Q20/108 , G06Q20/023 , G06Q40/02 , G06Q40/12 , G07D11/0036
摘要： Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check data in the text based data, identify online data from the check data, incorporate at least a portion of the online data into a portion of an online account, and provide the online account portion to a customer.
-
公开(公告)号：US20160180168A1
公开(公告)日：2016-06-23
申请号：US15056421
申请日：2016-02-29
发明人： Michael Gerald Smith , Scott Andrew Johnson , Michael Scott Hjellming , Brian David Hanson , Saravana Kumar Govindarajan , Hyunmo Koo
CPC分类号： G06K9/00469 , G06K9/00483 , G06K9/18
摘要： Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated exception processing. As such, allowing for automated decisions for exception processing to systematically be resolved base on matches between lifted metadata. The exceptions may include one or more irregularities such as bad micro line reads, outdated check stork, or misrepresentative checks that may result in a failure to match the check to an associated account for processing. As such, once an exception is identified during the processing the metadata lifted from the document with the exception may be utilized to search financial records at the financial institution to attempt to identify the correct version of the document. Subsequently, the system may correct the irregularity systematically and automatically.
-
公开(公告)号：US20150120563A1
公开(公告)日：2015-04-30
申请号：US14065811
申请日：2013-10-29
发明人： Michael Gerald Smith , Scott Andrew Johnson , Saravana Kumar Govindarajan , Michael Scott Hjellming , Brian David Hanson , Hyunmo Koo
CPC分类号： G06Q20/10 , G06Q20/042
摘要： Embodiments for extracting data for ACH transactions includes systems that receive at least one check image, apply one or more optical character recognition processes to at least a portion of the at least one check image, and identify check data. The systems further insert at least a portion of the check data into an ACH transaction entry for ACH transaction processing.
摘要翻译： 用于提取用于ACH事务的数据的实施例包括接收至少一个检查图像的系统，对至少一个检查图像的至少一部分应用一个或多个光学字符识别处理，以及识别检查数据。 系统进一步将至少一部分检查数据插入用于ACH事务处理的ACH事务条目中。
-
-
-
-
-
-
-
-
-
搜索结果
20 条记录 (耗时 0.019 秒)
