公开(公告)号：US20240005427A1

公开(公告)日：2024-01-04

申请号：US17853257

申请日：2022-06-29

Applicant: Bank of America Corporation

Inventor： Michael Betsko ,  Ryan S. Heller ,  Vince Holt ,  Igor Derensteyn ,  Murali Chowdarapu ,  Saurabh Khanna ,  David Smiddy ,  Sreelatha Sankararaman

IPC: G06Q50/18 ,  G06F9/54 ,  H04N1/00 ,  G06F40/186

CPC classification number: G06Q50/18 ,  G06F9/547 ,  H04N1/00095 ,  G06F40/186

Abstract: An orchestrated services layer system for a multi-tier architecture is provided. The system may include an electronic signature application programming interface (API) and an electronic signature framework. The API may receive a request for electronic signature relating to a specific transaction. The request may include an identi-authenti object that authenticates and identifies a customer, customer identification data and transaction data. The API may retrieve a template associated with the transaction data. The API may transfer the request, or a portion of the request and the template to a framework. The framework may prepare a document-to-sign by adding personalized customer information to the document, selecting a type of electronic signature and adding signature tags to the document. The framework may return the ready-to-sign document to the API. The API may forward, for signature, the ready-to-sign document to a channel associated with the customer.