公开(公告)号：US20190140970A1

公开(公告)日：2019-05-09

申请号：US16153317

申请日：2018-10-05

申请人： Bank of America Corporation

发明人： Brent David Reston ,  Margaret Winston ,  Kevin Clark May ,  Jeremiah Fairbairn Williams ,  Ryan Michael Furey ,  Michelle Nanette Downie

IPC分类号： H04L12/911 ,  G06N5/02 ,  G06F9/54 ,  H04L29/08

摘要： Embodiments of the present invention provide a persistent integration platform for conducting a multichannel resource transfer. In particular, the system may utilize a multi-step and multilayered authentication process across multiple disparate computing systems to complete the resource transfer process. In some embodiments, the system may utilize a persistent element which may be accessed by the user across multiple devices which aids in the resource transfer. For instance, the resource transfer process may be started on a first computing system, which may be a stationary networked terminal. At this point, a record of the resource transfer may be created within the persistent element. The user may thereafter access the persistent element through a second computing system, such as a user device, to resume the resource transfer and complete the remaining steps as necessary.

公开(公告)号：US20190109839A1

公开(公告)日：2019-04-11

申请号：US16153086

申请日：2018-10-05

申请人： Bank of America Corporation

发明人： Brent David Reston ,  Margaret Winston ,  Kevin Clark May ,  Jeremiah Fairbairn Williams ,  Ryan Michael Furey ,  Michelle Nanette Downie ,  Charles R. Liu

IPC分类号： H04L29/06

CPC分类号： H04L63/083 ,  H04L63/0861 ,  H04L2463/082

摘要： Embodiments of the present invention provide a persistent integration platform for conducting a multichannel resource transfer. In particular, the system may utilize a multi-step and multilayered authentication process across multiple disparate computing systems to complete the resource transfer process. In some embodiments, the system may utilize a persistent element which may be accessed by the user across multiple devices which aids in the resource transfer. The system may further require the user to authenticate with multiple methods across the multiple devices, which increases the security of the resource transfer process.

公开(公告)号：US10992593B2

公开(公告)日：2021-04-27

申请号：US16153317

申请日：2018-10-05

申请人： Bank of America Corporation

发明人： Brent David Reston ,  Margaret Winston ,  Kevin Clark May ,  Jeremiah Fairbairn Williams ,  Ryan Michael Furey ,  Michelle Nanette Downie

IPC分类号： H04L29/08 ,  G06Q30/02 ,  H04L12/911 ,  G06N5/02 ,  G06F9/54 ,  G06Q40/00 ,  G06F16/27 ,  H04L29/06

摘要： Embodiments of the present invention provide a persistent integration platform for conducting a multichannel resource transfer. In particular, the system may utilize a multi-step and multilayered authentication process across multiple disparate computing systems to complete the resource transfer process. In some embodiments, the system may utilize a persistent element which may be accessed by the user across multiple devices which aids in the resource transfer. For instance, the resource transfer process may be started on a first computing system, which may be a stationary networked terminal. At this point, a record of the resource transfer may be created within the persistent element. The user may thereafter access the persistent element through a second computing system, such as a user device, to resume the resource transfer and complete the remaining steps as necessary.

公开(公告)号：US10826890B2

公开(公告)日：2020-11-03

申请号：US16153086

申请日：2018-10-05

申请人： Bank of America Corporation

发明人： Brent David Reston ,  Margaret Winston ,  Kevin Clark May ,  Jeremiah Fairbairn Williams ,  Ryan Michael Furey ,  Michelle Nanette Downie ,  Charles R. Liu

IPC分类号： H04L29/06

摘要： Embodiments of the present invention provide a persistent integration platform for conducting a multichannel resource transfer. In particular, the system may utilize a multi-step and multilayered authentication process across multiple disparate computing systems to complete the resource transfer process. In some embodiments, the system may utilize a persistent element which may be accessed by the user across multiple devices which aids in the resource transfer. The system may further require the user to authenticate with multiple methods across the multiple devices, which increases the security of the resource transfer process.