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公开(公告)号:US20230316076A1
公开(公告)日:2023-10-05
申请号:US18207861
申请日:2023-06-09
Applicant: Bank of America Corporation
Inventor: Ronnie J. Morris , Dana M. Pusey-Conlin , Lorraine C. Edkin , Scott A. Sims , Joel Filliben , Margaret A. Payne , Craig Douglas Widmann , Eren Kursun
CPC classification number: G06N3/08 , G06N3/04 , G06F16/26 , G06F16/288 , G06F16/2291
Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
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公开(公告)号:US20180288043A1
公开(公告)日:2018-10-04
申请号:US15474225
申请日:2017-03-30
Applicant: Bank of America Corporation
Inventor: Scott A. Sims , Alex Stapleton , Andrew Kim , Kolt Bell , Youshika Scott , Jeff Zusi , Nicole Ryan , Craig Widmann , Brian Corr , Alvino Sarran
IPC: H04L29/06
CPC classification number: H04L63/0876 , H04L63/102
Abstract: Aspects of the disclosure relate to a system to monitor devices for unauthorized access of an external account. A computing platform may receive, via a communication interface, and from a first user device, metadata comprising first user device identification information and accessed account information. The computing platform may determine, based on the first user device identification information, whether the first user device is one of a plurality of internal user devices. The computing platform may identify, based on the accessed account information, an action indicating the first user device is accessing an account. The computing platform may determine, based on the action and the accessed account information, whether the action is authorized. The computing platform may receive information indicating unauthorized use of the account by the first user device. The computing platform may transmit the information indicating unauthorized use of the account by the first user device.
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公开(公告)号:US11710033B2
公开(公告)日:2023-07-25
申请号:US16006559
申请日:2018-06-12
Applicant: Bank of America Corporation
Inventor: Ronnie J. Morris , Dana M. Pusey-Conlin , Lorraine C. Edkin , Scott A. Sims , Joel Filliben , Margaret A. Payne , Craig Douglas Widmann , Eren Kursun
CPC classification number: G06N3/08 , G06F16/2291 , G06F16/26 , G06F16/288 , G06N3/04
Abstract: Machine learning models, semantic networks, adaptive systems, artificial neural networks, convolutional neural networks, and other forms of knowledge processing systems are disclosed. An ensemble machine learning system is coupled to a graph module storing a graph structure, wherein a collection of entities and the relationships between those entities forms nodes and connection arcs between the various nodes. A hotfile module and hotfile propagation engine coordinate with the graph module or may be subsumed within the graph module, and implement the various hot file functionality generated by the machine learning systems.
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公开(公告)号:US10313344B2
公开(公告)日:2019-06-04
申请号:US15474225
申请日:2017-03-30
Applicant: Bank of America Corporation
Inventor: Scott A. Sims , Alex Stapleton , Andrew Kim , Kolt Bell , Youshika Scott , Jeff Zusi , Nicole Ryan , Craig Widmann , Brian Corr , Alvino Sarran
IPC: H04L29/06
Abstract: Aspects of the disclosure relate to a system to monitor devices for unauthorized access of an external account. A computing platform may receive, via a communication interface, and from a first user device, metadata comprising first user device identification information and accessed account information. The computing platform may determine, based on the first user device identification information, whether the first user device is one of a plurality of internal user devices. The computing platform may identify, based on the accessed account information, an action indicating the first user device is accessing an account. The computing platform may determine, based on the action and the accessed account information, whether the action is authorized. The computing platform may receive information indicating unauthorized use of the account by the first user device. The computing platform may transmit the information indicating unauthorized use of the account by the first user device.
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公开(公告)号:US10796304B2
公开(公告)日:2020-10-06
申请号:US15620363
申请日:2017-06-12
Applicant: Bank of America Corporation
Inventor: Rick A. Beye , Rahul G. Isola , Scott A. Sims
Abstract: In one or more embodiments, one or more systems, processes, and/or methods may receive, via a network, a multiple positions corresponding to multiple physical locations of a consumer device, may receive, via the network, a position of a physical location of a financial transaction device, and may receive a request for a financial transaction, and may determine a transaction authorization based on a path indicated by the multiple positions and the position of the physical location of the financial transaction device. For example, a path and/or track may be established via periodical reports of the position information from the consumer device, which may provide and/or indicate an authenticity metric and/or a validity metric to a current position attribute when the current position attribute is utilized in a financial transaction.
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公开(公告)号:US20180041575A1
公开(公告)日:2018-02-08
申请号:US15229341
申请日:2016-08-05
Applicant: Bank of America Corporation
Inventor: Scott A. Sims , Craig Widmann , Don Cardinal , Elizabeth S. Votaw
CPC classification number: H04L67/1095 , H04L63/0236 , H04L67/10 , H04L67/42 , H04W4/38 , H04W12/06 , H04W12/12
Abstract: Aspects of the disclosure relate to controlling device data collectors using omni-collection techniques. A computing platform may receive configuration settings associated with a first collector and a second collector. Subsequently, the computing platform may generate one or more configuration commands for a native collector based on the configuration settings. The computing platform may send, to a client interface computing platform associated with the native collector, the one or more configuration commands generated for the native collector. Thereafter, the computing platform may receive state information collected by the native collector based on the one or more configuration commands generated for the native collector. Then, the computing platform may send the state information to an authentication hub computing platform, and sending the state information may cause the authentication hub computing platform to share at least a portion of the state information with one or more collector support servers for processing.
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公开(公告)号:US10298682B2
公开(公告)日:2019-05-21
申请号:US15229341
申请日:2016-08-05
Applicant: Bank of America Corporation
Inventor: Scott A. Sims , Craig Widmann , Don Cardinal , Elizabeth S. Votaw
Abstract: Aspects of the disclosure relate to controlling device data collectors using omni-collection techniques. A computing platform may receive configuration settings associated with a first collector and a second collector. Subsequently, the computing platform may generate one or more configuration commands for a native collector based on the configuration settings. The computing platform may send, to a client interface computing platform associated with the native collector, the one or more configuration commands generated for the native collector. Thereafter, the computing platform may receive state information collected by the native collector based on the one or more configuration commands generated for the native collector. Then, the computing platform may send the state information to an authentication hub computing platform, and sending the state information may cause the authentication hub computing platform to share at least a portion of the state information with one or more collector support servers for processing.
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公开(公告)号:US20180357641A1
公开(公告)日:2018-12-13
申请号:US15620363
申请日:2017-06-12
Applicant: Bank of America Corporation
Inventor: Rick A. Beye , Rahul G. Isola , Scott A. Sims
IPC: G06Q20/40
CPC classification number: G06Q20/401 , G06Q20/3224
Abstract: In one or more embodiments, one or more systems, processes, and/or methods may receive, via a network, a multiple positions corresponding to multiple physical locations of a consumer device, may receive, via the network, a position of a physical location of a financial transaction device, and may receive a request for a financial transaction, and may determine a transaction authorization based on a path indicated by the multiple positions and the position of the physical location of the financial transaction device. For example, a path and/or track may be established via periodical reports of the position information from the consumer device, which may provide and/or indicate an authenticity metric and/or a validity metric to a current position attribute when the current position attribute is utilized in a financial transaction.
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