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公开(公告)号：US08612320B2
公开(公告)日：2013-12-17
申请号：US11623020
申请日：2007-01-12
IPC分类号： G06Q40/00
CPC分类号： G06Q40/025 , G06Q40/00 , G06Q40/02
摘要： The present invention relates to a method and apparatus for detecting fraudulent activity by preventing the rapid funding of multiple loans on the same property, by providing a collective database where real estate property information is examined and the apparatus detects whether at least two mortgage applications are the same property as collateral.
摘要翻译： 本发明涉及通过提供检查不动产属性信息的集体数据库，并且该装置检测至少两个抵押申请是否为相同财产的多个贷款的快速资助来检测欺诈活动的方法和装置 与抵押品相同的财产。
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2.发明授权Method and apparatus for validating an appraisal report and providing an appraisal score 有权验证评估报告并提供评估分数的方法和设备公开(公告)号：US09031881B2
公开(公告)日：2015-05-12
申请号：US11771114
申请日：2007-06-29
申请人： Benjamin C. Graboske
发明人： Benjamin C. Graboske
CPC分类号： G06Q50/16 , G06Q30/0185 , G06Q30/0278
摘要： A computer-based method for validating an appraisal report includes receiving appraisal data for a property, receiving property data for the property, verifying the appraisal data meets an appraisal guideline, providing a list of appraisal items that are present in the appraisal data, providing a medium discrepancy amount and a high discrepancy amount for the list of appraisal items, calculating a difference amount between the appraisal data and the property data for each appraisal item, and comparing the difference amount to the medium discrepancy amount and the high discrepancy amount.
摘要翻译： 用于验证评估报告的基于计算机的方法包括接收财产的评估数据，接收财产的财产数据，验证评估数据符合评估指南，提供评估数据中存在的评估项目列表，提供评估数据 评估项目清单中的差异数额和差异数额高，计算各评估项目的评估数据与财产数据之间的差额，并将差额与中等差异量和高差异量进行比较。
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3.发明申请SYSTEM AND METHOD FOR PROVIDING AN ADJUSTMENT VALUE FOR KEYWORDS RETRIEVED FROM A DATA SOURCE AND ADJUSTING AN AVM VALUE BASED ON THE ADJUSTMENT VALUE 审中-公开提供从数据源检索关键字的调整值并根据调整值调整AVM值的系统和方法公开(公告)号：US20110202561A1
公开(公告)日：2011-08-18
申请号：US12944969
申请日：2010-11-12
IPC分类号： G06F17/30
摘要： The invention discloses a system for adjusting an automated valuation model (AVM) value. The system includes a property data source for receiving property data for a property, a data mining module for searching the property data for keywords with corresponding values, and a data matching module for recognizing the keywords, for determining an adjustment value based on the corresponding values, for receiving an AVM value representing an estimated value of the property, and for obtaining an adjusted AVM value based on the AVM value and the adjustment value.
摘要翻译： 本发明公开了一种用于调整自动估价模型（AVM）值的系统。 该系统包括用于接收属性的属性数据的属性数据源，用于搜索具有相应值的关键字的属性数据的数据挖掘模块，以及用于识别关键字的数据匹配模块，用于基于相应值确定调整值 ，用于接收表示所述属性的估计值的AVM值，并且用于基于所述AVM值和所述调整值来获得经调整的AVM值。
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4.发明申请METHOD AND APPARATUS FOR VALIDATING AN APPRAISAL REPORT AND PROVIDING AN APPRAISAL SCORE 有权用于验证评估报告和提供评估分数的方法和装置公开(公告)号：US20080004893A1
公开(公告)日：2008-01-03
申请号：US11771114
申请日：2007-06-29
申请人： Benjamin C. Graboske
发明人： Benjamin C. Graboske
CPC分类号： G06Q50/16 , G06Q30/0185 , G06Q30/0278
摘要： A computer-based method for validating an appraisal report includes receiving appraisal data for a property, receiving property data for the property, verifying the appraisal data meets an appraisal guideline, providing a list of appraisal items that are present in the appraisal data, providing a medium discrepancy amount and a high discrepancy amount for the list of appraisal items, calculating a difference amount between the appraisal data and the property data for each appraisal item, and comparing the difference amount to the medium discrepancy amount and the high discrepancy amount.
摘要翻译： 用于验证评估报告的基于计算机的方法包括接收财产的评估数据，接收财产的财产数据，验证评估数据符合评估指南，提供评估数据中存在的评估项目列表，提供评估数据 评估项目清单中的差异数额和差异数额高，计算各评估项目的评估数据与财产数据之间的差额，并将差额与中等差异量和高差异量进行比较。
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公开(公告)号：US20080147454A1
公开(公告)日：2008-06-19
申请号：US11623020
申请日：2007-01-12
CPC分类号： G06Q40/025 , G06Q40/00 , G06Q40/02
摘要： The present invention relates to a method and apparatus for detecting fraudulent activity by preventing the rapid funding of multiple loans on the same property, by providing a collective database where real estate property information is examined and the apparatus detects whether at least two mortgage applications are the same property as collateral.
摘要翻译： 本发明涉及通过提供检查不动产属性信息的集体数据库，并且该装置检测至少两个抵押申请是否为相同财产的多个贷款的快速资助来检测欺诈活动的方法和装置 与抵押品相同的财产。
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