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    SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING ROUTING OF FINANCIAL PAYMENTS
    6.
    发明申请
    SYSTEMS, METHODS AND COMPUTER PROGRAM PRODUCTS FOR OPTIMIZING ROUTING OF FINANCIAL PAYMENTS 审中-公开
    优化财务付款路线的系统，方法和计算机程序产品

    公开(公告)号：US20100211499A1

    公开(公告)日：2010-08-19

    申请号：US12370943

    申请日：2009-02-13

    申请人： Mark D. Zanzot ,  Garrett C. Briggs ,  Eric Dryer ,  Anthony B. Calderone ,  William Earl Thomas, II ,  Philip Tobin ,  David Todd Frew ,  Kerry Cantley

    发明人： Mark D. Zanzot ,  Garrett C. Briggs ,  Eric Dryer ,  Anthony B. Calderone ,  William Earl Thomas, II ,  Philip Tobin ,  David Todd Frew ,  Kerry Cantley

    IPC分类号： G06Q20/00 ,  G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/102

    摘要： Systems, methods, and computer program products are provided for optimizing routing of financial payments by determining routing on a per-payment transaction basis based on one or more routing rules. The routing rules take into account payment factors such as, but not limited to, cost of payment processing, time for payment processing, risk/quality of payment processing, remittance requirements and/or the destination of the payment. From the payor or payee perspective, payor-defined or payee-defined payment attributes associated with these or other payment factors can be predefined in a payor/payee profile or dynamically defined proximate to the time at which the payment request is initiated. In this regard, present embodiments serve to create a payment process that is beneficial, in terms of cost, timeliness, quality and the like, to both the payor, the payee and financial institution handling payment processing.

    摘要翻译： 提供了系统，方法和计算机程序产品，用于通过基于一个或多个路由规则在每个支付交易基础上确定路由来优化金融支付的路由。 路由规则考虑了支付因素，例如但不限于支付处理成本，支付处理时间，支付处理的风险/质量，汇款要求和/或支付目的地。 从付款人或收款人角度来看，与这些或其他支付因素相关联的支付者定义或收款人定义的支付属性可以在付款人/收款人简档中预定义，或者在支付请求开始的时间附近动态定义。 在这方面，本实施例用于创建在成本，及时性，质量等方面对付款人，收款人和金融机构处理支付处理都是有益的支付过程。

    Baluster Shoes
    10.
    发明申请
    Baluster Shoes 审中-公开

    公开(公告)号：US20200277793A1

    公开(公告)日：2020-09-03

    申请号：US16801446

    申请日：2020-02-26

    申请人： Anthony B. Calderone ,  Effie L. Calderone

    发明人： Anthony B. Calderone ,  Effie L. Calderone

    IPC分类号： E04F11/18

    摘要： An adjustable shoe has a first part and a second part with respective bodies with inner, outer, top, and bottom surfaces. The second part is attachable to first part to define an opening itself defining a central axis and being configured for receiving the baluster therethrough. The opening is configured so that the first part and the second part may be adjustably attached to the baluster with compensation for any misalignment of the baluster and the mounting surface. The adjustable shoe may include only one of the first parts and only one of the second parts, each extending about 180 degrees around the central axis. If so, the only one first part and the only one second part may be identical, and/or generally L-shaped when viewed along a line parallel to the central axis. A related assembly includes an adjustable shoe and a baluster.