公开(公告)号：US20190279219A1

公开(公告)日：2019-09-12

申请号：US16461220

申请日：2017-10-12

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Limin ZHANG ,  Jinzhi HUA ,  Sishuang WAN ,  Weiqi YU ,  Xiang LIU

IPC: G06Q20/40 ,  G07C5/02 ,  G07C5/08

Abstract: Method and device for vehicle-borne payment are provided A vehicle-borne payment request sent by a vehicle is received and includes vehicle identification information. According to the vehicle identification information, after the vehicle is determined as a registered vehicle, driving attribute data of the vehicle within a current time period, and a vehicle driving strategy of the vehicle are acquired. According to the driving attribute data in the current time period, and the vehicle driving strategy, a risk level corresponding to the vehicle-borne payment request is determined. The risk level is transmitted to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategies are created after the vehicle applies for registration, according to driving attribute data within a preset time period.