公开(公告)号：US20190279219A1

公开(公告)日：2019-09-12

申请号：US16461220

申请日：2017-10-12

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Limin ZHANG ,  Jinzhi HUA ,  Sishuang WAN ,  Weiqi YU ,  Xiang LIU

IPC: G06Q20/40 ,  G07C5/02 ,  G07C5/08

Abstract: Method and device for vehicle-borne payment are provided A vehicle-borne payment request sent by a vehicle is received and includes vehicle identification information. According to the vehicle identification information, after the vehicle is determined as a registered vehicle, driving attribute data of the vehicle within a current time period, and a vehicle driving strategy of the vehicle are acquired. According to the driving attribute data in the current time period, and the vehicle driving strategy, a risk level corresponding to the vehicle-borne payment request is determined. The risk level is transmitted to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategies are created after the vehicle applies for registration, according to driving attribute data within a preset time period.

公开(公告)号：US20190354983A1

公开(公告)日：2019-11-21

申请号：US16461683

申请日：2017-10-20

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Weiqi YU ,  Sishuang WAN ,  Limin ZHANG ,  Jinzhi HUA ,  Shuo HE

IPC: G06Q20/40 ,  G06Q20/32

Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request. The server performs the risk evaluation on the current surrounding environment of the terminal to obtain the overall risk evaluation score, and then determine, according to the overall risk evaluation score, security of the current surrounding environment of the terminal, and determine the corresponding passwordless payment strategy corresponding to the passwordless request.

公开(公告)号：US20190220615A1

公开(公告)日：2019-07-18

申请号：US16334278

申请日：2017-09-08

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Limin ZHANG ,  Jinzhi HUA ,  Sishuang WANG ,  Weiqi YU ,  Xu LE

IPC: G06F21/62 ,  H04L29/08 ,  H04L9/06 ,  G06F16/14 ,  H04L29/06

CPC classification number: G06F21/6218 ,  G06F16/148 ,  G06F21/606 ,  G06Q30/0645 ,  G06Q50/16 ,  H04L9/0637 ,  H04L63/0435 ,  H04L67/1002 ,  H04L67/32 ,  H04L2209/38

Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.

公开(公告)号：US20240273555A1

公开(公告)日：2024-08-15

申请号：US18689815

申请日：2022-07-29

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Weiqi YU ,  Xusen YANG ,  Hua JIANG ,  Lan LIU ,  Sishuang WAN ,  Xiaohan SHE ,  Xiongyu WANG

IPC: G06Q30/018

CPC classification number: G06Q30/0185

Abstract: A method, apparatus, device and storage medium for verifying a real store, which belong to the field of data processing. The method includes: acquiring inputted store information of a first store (S101); searching for, based on the store name and the store address of the first store, a first target store name in a first target area in an electronic map (102) searching for, based on the store address of the first store, a real store address database, and the store name of the first store, a second target store name in a second target area in the electronic map (S103) determining, under a condition that the first target store name or the second target store name exists, that the first store is a real store (S104).

公开(公告)号：US20230186257A1

公开(公告)日：2023-06-15

申请号：US17924341

申请日：2021-09-18

Applicant: CHINA UNIONPAY CO., LTD.

Inventor： Wenbin QI ,  Zhijie XU ,  Weiqi YU ,  Sishuang WAN ,  Qi ZHANG ,  Teng HOU

IPC: G06Q20/08 ,  G06Q20/02 ,  G06Q20/30 ,  G06Q20/40

CPC classification number: G06Q20/0855 ,  G06Q20/027 ,  G06Q20/308 ,  G06Q20/4014

Abstract: Embodiments of the present application provide a payment method, a gateway device, a server and a storage medium. The method is applied to the gateway device, and the method includes: obtaining target identification information and payment amount of a target IoT device connected to the gateway device, wherein the target identification information includes a first device identification of the target IoT device and/or a feature identification of a physical layer between the target IoT device and the gateway device; sending a first payment request to the server, wherein the first payment request includes the target identification information, a second device identification of the gateway device and the payment amount, and the first payment request is configured to instruct the server to search a target payment account associated with the target identification information and the second device identification, and to deduct from the target payment account according to the payment amount.