公开(公告)号：US20240078466A1

公开(公告)日：2024-03-07

申请号：US17929290

申请日：2022-09-01

申请人： Capital One Services, LLC

发明人： Amita SHARMA ,  Joshua EDWARDS

IPC分类号： G06N20/00 ,  G06F16/951

CPC分类号： G06N20/00 ,  G06F16/951

摘要： Platform behavior may be adapted via machine-learning-based entity lifecycle monitoring. A web crawler agent collects data comprising an entity identifier token. A machine learning model is trained to determine, based at least in part on the entity identifier token, whether a corresponding entity is associated with the computing platform (e.g., whether the corresponding entity is a platform subscriber entity for the computing platform). Based on the output of the machine learning model applied to the entity identifier token (in some embodiments, in combination with other relevant data parsed from the collected data), an indication of an entity lifecycle status and a confidence value therefor are determined. Based on the entity lifecycle status and the confidence value, a listener is bound to the platform subscriber entity. The listener monitors activity of the platform subscriber entity with respect to the platform and identifies platform action to take in response.

公开(公告)号：US20240296473A1

公开(公告)日：2024-09-05

申请号：US18116597

申请日：2023-03-02

申请人： Capital One Services, LLC

发明人： Michael MOSSOBA ,  Timur SHERIF ,  Amita SHARMA

IPC分类号： G06Q30/0226 ,  G06Q30/0207 ,  G06Q50/00

CPC分类号： G06Q30/0226 ,  G06Q30/0224 ,  G06Q50/01

摘要： A system and method for discounting the cost of goods based on social throttling is disclosed. A discount system is provided with discounting parameters that can include a starting price for the good, a price progression of the good based on the numbers of purchases, a maximum discount, and other parameters. During the promotion, as the number of purchases increases, the total discount also increases according to those parameters. Additionally, further discount incentives can be provided to individuals who promote the promotion on social media, or based on other factors, such as whether they are early adopters or frequent participants. Accordingly, the retailer benefits from increased sales and the customers benefit from reduced prices.