公开(公告)号：US20220261809A1

公开(公告)日：2022-08-18

申请号：US17176668

申请日：2021-02-16

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q20/10

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US20220261802A1

公开(公告)日：2022-08-18

申请号：US17573875

申请日：2022-01-12

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06Q30/06

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US20240185238A1

公开(公告)日：2024-06-06

申请号：US18435243

申请日：2024-02-07

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/38 ,  G06Q20/12 ,  G06Q20/40

CPC classification number: G06Q20/389 ,  G06Q20/12 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/4014

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US11935047B2

公开(公告)日：2024-03-19

申请号：US17817285

申请日：2022-08-03

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06Q20/12 ,  G06Q20/38

CPC classification number: G06Q20/389 ,  G06Q20/12 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/4014

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US11935038B2

公开(公告)日：2024-03-19

申请号：US17520918

申请日：2021-11-08

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q40/00 ,  G06F18/214 ,  G06N20/00 ,  G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/3821 ,  G06F18/2148 ,  G06N20/00 ,  G06Q20/4016

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US11257083B1

公开(公告)日：2022-02-22

申请号：US17176648

申请日：2021-02-16

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06Q30/06

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US20230259931A1

公开(公告)日：2023-08-17

申请号：US18137156

申请日：2023-04-20

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/38 ,  G06Q20/40 ,  G06Q20/12

CPC classification number: G06Q20/389 ,  G06Q20/40 ,  G06Q20/12 ,  G06Q20/385 ,  G06Q20/4014

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US20220261811A1

公开(公告)日：2022-08-18

申请号：US17520918

申请日：2021-11-08

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06K9/62 ,  G06N20/00

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US20220261795A1

公开(公告)日：2022-08-18

申请号：US17177317

申请日：2021-02-17

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/38 ,  G06Q20/40

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.

公开(公告)号：US11288668B1

公开(公告)日：2022-03-29

申请号：US17176673

申请日：2021-02-16

Applicant: Capital One Services, LLC

Inventor： Wesley Perkins ,  Venkata Satya Sriram Kalyan Namuduri ,  David Ross ,  Andrew Coulson ,  Hunter Roberts

IPC: G06Q20/40 ,  G06Q20/38

Abstract: Methods, systems, and apparatuses are described herein for the direct sharing and use of transaction data separately from transaction authorization processes. Transaction metadata associated with a transaction may be received and validated. Authorization information corresponding to the transaction may be received. The degree to which the transaction metadata is tested may be based on a predicted time of receipt of the authorization information. The transaction metadata and authorization information may be correlated. A computing device may determine whether to authorize the financial transaction based on the authorization information and the correlated transaction metadata. All or portions of the transaction metadata may be provided to one or more users after the transaction has been authorized or denied.