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公开(公告)号：US11057390B2
公开(公告)日：2021-07-06
申请号：US16593458
申请日：2019-10-04
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US20200045052A1
公开(公告)日：2020-02-06
申请号：US16597115
申请日：2019-10-09
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US10476881B1
公开(公告)日：2019-11-12
申请号：US16248889
申请日：2019-01-16
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US20210142326A1
公开(公告)日：2021-05-13
申请号：US17099626
申请日：2020-11-16
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account. The method includes transmitting an authorization message to the merchant POS in response to determining that the transaction authorization request satisfies the gift limitations.
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公开(公告)号：US10692069B2
公开(公告)日：2020-06-23
申请号：US16520504
申请日：2019-07-24
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving gift information comprising data indicative of a gift type, a maximum gift amount, a gift recipient, and a first financial account from a first computing device associated with a gifter and via a software application. The first financial account being associated with the gifter and the gift recipient having preregistered user account with the software application. The method includes identifying one or more recipient financial accounts associated with the gift recipient including at least a second financial account. The method includes identifying a gift-eligible transaction that is associated with the second financial account by monitoring transaction data associated with the one or more recipient financial accounts. The method includes transmitting a gift notification to a second computing device and outputting an instruction to initiate a transfer of a gift amount from the first financial account to the second financial account.
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公开(公告)号：US20190392444A1
公开(公告)日：2019-12-26
申请号：US16450330
申请日：2019-06-24
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account. The method includes transmitting an authorization message to the merchant POS in response to determining that the transaction authorization request satisfies the gift limitations.
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公开(公告)号：US11004057B2
公开(公告)日：2021-05-11
申请号：US16014454
申请日：2018-06-21
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving gift information from a first computing device. The gift information includes a maximum gift amount, a gift recipient, and a gifter financial account and gift redemption information. The method includes generating a tokenized PAN associated with the gifter financial account, identifying a second computing device associated with the gift recipient, determining one or more gift redemption locations and receiving gift recipient location data. The method includes determining that the second computing device has entered a gift-eligible location based on the gift recipient location data and the one or more redemption locations and transmitting data indicative of a gift for display by the second computing device. The method further includes outputting an instruction to debit the gifter financial account with an amount of money in response to determining that a transaction has been executed using the tokenized PAN at the gift-eligible location.
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公开(公告)号：US20200036720A1
公开(公告)日：2020-01-30
申请号：US16593458
申请日：2019-10-04
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
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公开(公告)号：US10410207B1
公开(公告)日：2019-09-10
申请号：US16014403
申请日：2018-06-21
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving gift information comprising data indicative of a gift type, a maximum gift amount, a gift recipient, and a first financial account from a first computing device associated with a gifter and via a software application. The first financial account being associated with the gifter and the gift recipient having preregistered user account with the software application. The method includes identifying one or more recipient financial accounts associated with the gift recipient including at least a second financial account. The method includes identifying a gift-eligible transaction that is associated with the second financial account by monitoring transaction data associated with the one or more recipient financial accounts. The method includes transmitting a gift notification to a second computing device and outputting an instruction to initiate a transfer of a gift amount from the first financial account to the second financial account.
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公开(公告)号：US11263636B2
公开(公告)日：2022-03-01
申请号：US17099626
申请日：2020-11-16
发明人： Taurean Butler , Christine Berglund , Adam Vukich , Jessica Greenberg , Colin Hart , Mykhaylo Bulgakov , Jason Ji , Kaylyn Gibilterra
摘要： A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account. The method includes transmitting an authorization message to the merchant POS in response to determining that the transaction authorization request satisfies the gift limitations.
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