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公开(公告)号：US08708227B1
公开(公告)日：2014-04-29
申请号：US11590974
申请日：2006-10-31
申请人： Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , R. Bharat Prasad Nuggehalli , Frank Kyle Major , Jeffrey Neal Pollack
发明人： Charles Lee Oakes, III , Randy Ray Morlen , Michael Frank Morris , Reynaldo Medina, III , Greg Alan Harpel , Gabriel Glenn Gavia , R. Bharat Prasad Nuggehalli , Frank Kyle Major , Jeffrey Neal Pollack
CPC分类号： G06K9/00442 , G06K7/10861 , G06K9/36 , G06Q20/04 , G06Q20/042 , G06Q20/108 , H04N1/00204 , H04N1/00244 , H04N1/00307 , H04N1/00816 , H04N1/387 , H04N1/403 , H04N2101/00 , H04N2201/001
摘要： Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
摘要翻译： 金融机构可以方便地支票的远期存款。 可以利用客户的通用计算机和图像捕获设备来捕获检查的图像并将图像传送到金融机构电子设备。 必要时可以收集交易的其他数据。 可以使用所获得的图像和数据来自动完成交易。
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公开(公告)号：US07876949B1
公开(公告)日：2011-01-25
申请号：US11591025
申请日：2006-10-31
申请人： Charles Lee Oakes, III , Randy Ray Morlen , R. Bharat Prasad Nuggehalli , Greg Alan Harpel , Michael Frank Morris
发明人： Charles Lee Oakes, III , Randy Ray Morlen , R. Bharat Prasad Nuggehalli , Greg Alan Harpel , Michael Frank Morris
CPC分类号： G06Q20/10 , G06Q20/042 , G06Q30/06
摘要： Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
摘要翻译： 金融机构可以方便地支票的远期存款。 可以利用客户的通用计算机和图像捕获设备来捕获检查的图像并将图像传送到金融机构电子设备。 必要时可以收集交易的其他数据。 可以使用所获得的图像和数据来自动完成交易。
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公开(公告)号：US08351677B1
公开(公告)日：2013-01-08
申请号：US11590963
申请日：2006-10-31
申请人： Charles Lee Oakes, III , Randy Ray Morlen , R. Bharat Prasad Nuggehalli , Greg Alan Harpel , Michael Frank Morris
发明人： Charles Lee Oakes, III , Randy Ray Morlen , R. Bharat Prasad Nuggehalli , Greg Alan Harpel , Michael Frank Morris
CPC分类号： G06K9/186
摘要： Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号：US07873200B1
公开(公告)日：2011-01-18
申请号：US11591247
申请日：2006-10-31
CPC分类号： G06Q20/042 , G06K9/00161 , G06K9/186 , G06K2209/01 , G06Q20/0425 , G06Q20/10 , G06Q20/108 , G06Q20/3223 , G06Q20/325 , G06Q20/4014 , G06Q40/00 , G06Q40/02
摘要： Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号：US08392332B1
公开(公告)日：2013-03-05
申请号：US12963513
申请日：2010-12-08
CPC分类号： G06Q20/042 , G06K9/00161 , G06K9/186 , G06K2209/01 , G06Q20/0425 , G06Q20/10 , G06Q20/108 , G06Q20/3223 , G06Q20/325 , G06Q20/4014 , G06Q40/00 , G06Q40/02
摘要： Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
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公开(公告)号：US08538124B1
公开(公告)日：2013-09-17
申请号：US11747223
申请日：2007-05-10
IPC分类号： G06K9/00
CPC分类号： G06K9/186 , G06K9/03 , G06K2209/01
摘要： Systems and methods for real-time validation of check image quality and readability of MICR line data are provided. A check image received by a financial institution can be assessed during a customer on-line session, so that the customer is informed in real-time whether the image is acceptable. Received check images are used to produce images in another format, which are then analyzed for specified requirements.
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公开(公告)号：US08433127B1
公开(公告)日：2013-04-30
申请号：US11747222
申请日：2007-05-10
CPC分类号： G06K9/036 , G06K9/186 , G06Q20/042
摘要： Systems and methods for real-time validation of check image quality and readability of MICR line data are provided. A check image received by a financial institution can be assessed during a customer on-line session, so that the customer is informed in real-time whether the image is acceptable. Received check images are used to produce images in another format, which are then analyzed for specified requirements.
摘要翻译： 提供了用于实时验证检查图像质量和MICR线数据的可读性的系统和方法。 可以在客户在线会话期间评估由金融机构接收到的检查图像，以便实时地通知客户图像是否可接受。 接收到的检查图像用于生成另一种格式的图像，然后根据特定要求进行分析。
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