公开(公告)号：US20230419328A1

公开(公告)日：2023-12-28

申请号：US18037465

申请日：2021-11-17

Applicant: CompoSecure, LLC

Inventor： Adam Lowe ,  Todd Nuzum

IPC: G06Q20/40 ,  G06Q20/34 ,  G06Q20/32 ,  G06Q20/02

CPC classification number: G06Q20/4018 ,  G06Q20/353 ,  G06Q20/3278 ,  G06Q20/023

Abstract: Systems, methods, transaction cards, mobile devices, processors, and computer memory programmed with machine-readable instructions, for providing a dynamic Card Verification Value (dCVV) to a user of a transaction card. A mobile device associated with the user and with the transaction card initiates a non-payment near field communication (NFC) with the transaction card, receives a message from the transaction card in the non-payment NFC communication, transmits a prompt to an IP address or web address over a global computer information network, and receives a secure communication from containing the dCVV from a server accessible from the IP address or web address in response to the prompt. The dCVV code is then provided to the user. In embodiments, the non-payment NFC may be initiated via a card tap, a user interface, or a communication from a website.