公开(公告)号：US09471920B2

公开(公告)日：2016-10-18

申请号：US12776784

申请日：2010-05-10

申请人： Dan Kolkowitz ,  Taher Elgamal ,  Kieran Gerard Sherlock

发明人： Dan Kolkowitz ,  Taher Elgamal ,  Kieran Gerard Sherlock

IPC分类号： G06Q20/40

CPC分类号： G06Q20/4016 ,  G06Q20/3821 ,  G06Q20/3825 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4014 ,  G06Q20/405 ,  G06Q50/01

摘要： Systems and methods for assessing and authenticating transactions are disclosed. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing patterns.

摘要翻译： 披露了评估和认证交易的系统和方法。 一些示例性实施例可以至少部分地基于新获得的与用户相关联的电子签名与与用户相关联的先前获得的电子签名的比较来认证交易，其中呈现用于交易的支付工具也与 用户。 示例性电子签名可以包括可以标识用户的任何信息，诸如浏览器指纹，计算机指纹，IP地址，地理IP位置信息，与支付相关联的信息和/或打字模式。

公开(公告)号：US20110251951A1

公开(公告)日：2011-10-13

申请号：US13085819

申请日：2011-04-13

申请人： Dan Kolkowitz ,  Taher Elgamal

发明人： Dan Kolkowitz ,  Taher Elgamal

IPC分类号： G06Q40/00

CPC分类号： G06Q20/40 ,  G06Q20/10 ,  G06Q20/4016 ,  G06Q40/02

摘要： Methods, systems, appliances and/or apparati related to identifying potential fraud associated with financial transactions are provided. An example system for identifying potentially fraudulent financial transactions may include transaction-model databases, a fraud assessment engine operably coupled to the transaction-model databases, and a reporting engine operably coupled to the fraud assessment engine. The transaction-model databases may be configured to store transaction-model data associated with a plurality of historical financial transactions. The transaction-model data may include a plurality of attribute data corresponding to a respective attribute of the historical financial transactions. The fraud assessment engine may generate a fraud assessment based (at least in part) on a comparison of current financial transaction attribute data (and/or or the values thereof) with at least a portion of the transaction-model data. The reporting engine may generate a fraud assessment report and/or a fraud alert signal based (at least in part) on the fraud assessment.

摘要翻译： 提供了与识别与金融交易相关的潜在欺诈行为相关的方法，系统，设备和/或附件。 用于识别潜在的欺诈性金融交易的示例系统可以包括交易模型数据库，可操作地耦合到交易模型数据库的欺诈评估引擎，以及可操作地耦合到欺诈评估引擎的报告引擎。 交易模型数据库可以被配置为存储与多个历史金融交易相关联的交易模型数据。 交易模型数据可以包括对应于历史金融交易的相应属性的多个属性数据。 欺诈评估引擎可以基于当前金融交易属性数据（和/或其值）与交易模型数据的至少一部分的比较（至少部分地）生成欺诈评估。 报告引擎可以基于欺诈评估（至少部分地）生成欺诈评估报告和/或欺诈警报信号。

公开(公告)号：US20100293094A1

公开(公告)日：2010-11-18

申请号：US12776784

申请日：2010-05-10

申请人： Dan Kolkowitz ,  Taher Elgamal ,  Kieran Gerard Sherlock

发明人： Dan Kolkowitz ,  Taher Elgamal ,  Kieran Gerard Sherlock

IPC分类号： G06Q40/00

CPC分类号： G06Q20/4016 ,  G06Q20/3821 ,  G06Q20/3825 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4014 ,  G06Q20/405 ,  G06Q50/01

摘要： Systems and methods for assessing and authenticating transactions are disclosed. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing patterns.

摘要翻译： 披露了评估和认证交易的系统和方法。 一些示例性实施例可以至少部分地基于新获得的与用户相关联的电子签名与与用户相关联的先前获得的电子签名的比较来认证交易，其中呈现用于交易的支付工具也与 用户。 示例性电子签名可以包括可以标识用户的任何信息，诸如浏览器指纹，计算机指纹，IP地址，地理IP位置信息，与支付相关联的信息和/或打字模式。

公开(公告)号：US20060291455A1

公开(公告)日：2006-12-28

申请号：US10502791

申请日：2002-05-16

申请人： Eyal Katz ,  Stuart Jeffery ,  Ilan Zorman ,  Dan Kolkowitz ,  Yair Karmi ,  Gil Ben-Noon

发明人： Eyal Katz ,  Stuart Jeffery ,  Ilan Zorman ,  Dan Kolkowitz ,  Yair Karmi ,  Gil Ben-Noon

IPC分类号： H04L12/66

CPC分类号： H04L63/08 ,  H04L29/06 ,  H04L63/0853 ,  H04L67/04 ,  H04L67/14 ,  H04L69/329 ,  H04W12/06 ,  H04W36/0011 ,  H04W36/14 ,  H04W84/042 ,  H04W84/12 ,  H04W88/08 ,  H04W88/16 ,  H04W92/02

摘要： Interface device for interfacing between a PLMN network and a non-PLMN network, the PLMN network being configured to recognize cellular base stations as nodes thereof through which to mediate connections to cellular mobile devices, the non-PLMN networks each comprising a plurality of access points for mediating connections to network compatible mobile devices, and for which the network compatible mobile devices are not required to be cellular devices. The interface device is configured as a node of the PLMN network to appear to the PLMN network as a standard cellular base station, and comprises functionality to make non-cellular devices connecting to the non-PLMN network and attempting to access the PLMN network through the non-PLMN network appear as cellular devices to the PLMN network.

摘要翻译： 用于在PLMN网络和非PLMN网络之间进行接口的接口设备，所述PLMN网络被配置为将蜂窝基站识别为其中介到蜂窝移动设备的连接的节点，所述非PLMN网络各自包括多个接入点 用于中介与网络兼容的移动设备的连接，并且网络兼容的移动设备不需要是蜂窝设备。 接口设备被配置为作为标准蜂窝基站的PLMN网络呈现的PLMN网络的节点，并且包括使非蜂窝设备连接到非PLMN网络并且尝试通过该PLMN网络接入PLMN网络的功能 非PLMN网络作为蜂窝设备呈现给PLMN网络。

公开(公告)号：US08086855B2

公开(公告)日：2011-12-27

申请号：US10502791

申请日：2002-05-16

申请人： Eyal Katz ,  Stuart Jeffery ,  Ilan Zorman ,  Dan Kolkowitz ,  Yair Karmi ,  Gil Ben-Noon

发明人： Eyal Katz ,  Stuart Jeffery ,  Ilan Zorman ,  Dan Kolkowitz ,  Yair Karmi ,  Gil Ben-Noon

IPC分类号： H04L9/32

CPC分类号： H04L63/08 ,  H04L29/06 ,  H04L63/0853 ,  H04L67/04 ,  H04L67/14 ,  H04L69/329 ,  H04W12/06 ,  H04W36/0011 ,  H04W36/14 ,  H04W84/042 ,  H04W84/12 ,  H04W88/08 ,  H04W88/16 ,  H04W92/02

摘要： Interface device for interfacing between a PLMN network and a non-PLMN network, the PLMN network being configured to recognize cellular base stations as nodes thereof through which to mediate connections to cellular mobile devices, the non-PLMN networks each comprising a plurality of access points for mediating connections to network compatible mobile devices, and for which the network compatible mobile devices are not required to be cellular devices. The interface device is configured as a node of the PLMN network to appear to the PLMN network as a standard cellular base station, and comprises functionality to make non-cellular devices connecting to the non-PLMN network and attempting to access the PLMN network through the non-PLMN network appear as cellular devices to the PLMN network.

摘要翻译： 用于在PLMN网络和非PLMN网络之间进行接口的接口设备，所述PLMN网络被配置为将蜂窝基站识别为其中介到蜂窝移动设备的连接的节点，所述非PLMN网络各自包括多个接入点 用于中介与网络兼容的移动设备的连接，并且网络兼容的移动设备不需要是蜂窝设备。 接口设备被配置为作为标准蜂窝基站的PLMN网络呈现的PLMN网络的节点，并且包括使非蜂窝设备连接到非PLMN网络并且尝试通过该PLMN网络接入PLMN网络的功能 非PLMN网络作为蜂窝设备呈现给PLMN网络。