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公开(公告)号:US07809617B1
公开(公告)日:2010-10-05
申请号:US10631970
申请日:2003-08-01
申请人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
发明人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
IPC分类号: G06Q40/00
摘要: A technique for making a payment to a payee on behalf of a payor by a payment service provider is provided. The service provider identifies one or more risk reduction techniques available for use in fulfilling a received payment request. The risk reduction techniques are identified based upon the received payment request. An identified technique is selected and payment is made according to that selected risk reduction technique.
摘要翻译: 提供了由支付服务提供商代表付款人向收款人付款的技术。 服务提供商识别可用于实现接收到的支付请求的一种或多种降低风险的技术。 基于收到的支付请求来识别风险降低技术。 选择识别的技术,并根据所选择的风险降低技术进行支付。
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公开(公告)号:US07702583B1
公开(公告)日:2010-04-20
申请号:US10631972
申请日:2003-08-01
申请人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
发明人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
IPC分类号: G06Q40/00
CPC分类号: G06Q40/00 , G06Q20/10 , G06Q20/102 , G06Q20/405
摘要: A technique for making a payment to a payee on behalf of a payor by a payment service provider is provider. The service provider identifies those of multiple electronic debiting options available for completing a payment request. One of the identified options is selected and a payment account of the payee is electronically debited according to the selected option.
摘要翻译: 由支付服务提供商代表付款人向收款人付款的技术是提供商。 服务提供商识别可用于完成付款请求的多个电子借记选项。 选择一个已识别的选项,并根据选定的选项以电子方式借记收款人的付款帐户。
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公开(公告)号:US08010424B1
公开(公告)日:2011-08-30
申请号:US10631971
申请日:2003-08-01
申请人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
发明人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
IPC分类号: G06Q40/00
CPC分类号: G06Q20/4016 , G06Q20/04 , G06Q20/10 , G06Q20/405 , G06Q30/04 , G06Q40/00
摘要: A technique for making a payment to a payee on behalf of a payor by a payment service provider is provided. A determination is made as to if a requested payment amount is less than a certain amount. The certain amount is associated with the payee and is determined by the service provider, not the payee. If the payment amount is less than the certain amount, payment to the payee on behalf of the payor is made drawn on an account of the service provider.
摘要翻译: 提供了由支付服务提供商代表付款人向收款人付款的技术。 确定所请求的支付金额是否小于一定数量。 一定金额与收款人有关,并由服务提供者而不是收款人确定。 如果支付金额少于一定金额,代表付款人向收款人付款,则由服务提供者的帐户提取。
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公开(公告)号:US07653598B1
公开(公告)日:2010-01-26
申请号:US10631973
申请日:2003-08-01
申请人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
发明人: Daniel Lee Hamilton , William Richard McMichael, Jr. , Esther J. Pigg , Cathy E. Webber , Hans D. Dreyer
IPC分类号: G06Q40/00
CPC分类号: G06Q20/04 , G06Q20/10 , G06Q20/102 , G06Q20/389 , G06Q40/02
摘要: A technique for making a payment to a payee on behalf of a payor is provided. A selection is made, based upon a received payment request, of a processing parameter from a group of processing parameters. The group of processing parameters consists of at least two of three processing parameters. The three processing parameters are a speed of processing, cost of processing, and a risk of processing. The payment is made according to the selected processing parameter.
摘要翻译: 提供了代表付款人向收款人付款的技术。 基于所接收的支付请求,从一组处理参数中选择处理参数。 处理参数组由三个处理参数中的至少两个组成。 三个处理参数是处理速度,处理成本和处理风险。 根据所选择的处理参数进行支付。
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