SYSTEM AND METHOD FOR PURCHASING USING BIOMETRIC AUTHENTICATION

    公开(公告)号:US20210166242A1

    公开(公告)日:2021-06-03

    申请号:US17176002

    申请日:2021-02-15

    申请人: David Joseph Ross

    发明人: David Joseph Ross

    摘要: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.

    System and method for purchasing using biometric authentication

    公开(公告)号:US10922690B2

    公开(公告)日:2021-02-16

    申请号:US15688192

    申请日:2017-08-28

    申请人: David Joseph Ross

    发明人: David Joseph Ross

    摘要: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.

    SYSTEM AND METHOD FOR PURCHASING USING BIOMETRIC AUTHENTICATION

    公开(公告)号:US20190066114A1

    公开(公告)日:2019-02-28

    申请号:US15688192

    申请日:2017-08-28

    申请人: David Joseph Ross

    发明人: David Joseph Ross

    IPC分类号: G06Q20/40 H04L29/06 G06Q20/38

    摘要: A system and method for registration and processing point of sale purchases, billing and transaction requests using biometric authentication is provided. The system is configured such that upon registration of a user token on a mobile device, an associated financial account server is prevented from processing any transaction requests against the associated account without confirmation and receipt of a user token from a server. The system interacts with the mobile device to verify a biometric identifier before transmission of the user token from a server that interacts with a second server of the financial institution associated with the account before processing a transaction request. The system also includes methods to configure multiple point of sale systems at retail locations to communicate and process payment requests through the system.