公开(公告)号：US10068231B2

公开(公告)日：2018-09-04

申请号：US15425334

申请日：2017-02-06

申请人： Diebold Nixdorf, Incorporated

发明人： David N. Lewis ,  Klaus A. Steinbach ,  Jeffery M. Enright ,  Natarajan Ramachandran ,  Mark A. Douglass ,  Timothy Crews ,  Songtao Ma ,  Randall W. Jenkins ,  H. Thomas Graef ,  Sathish M. Irudayam

IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G06Q20/40 ,  G06Q20/10

摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.