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公开(公告)号:US20190213593A1
公开(公告)日:2019-07-11
申请号:US16034399
申请日:2018-07-13
发明人: David Lewis , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas GRAEF , Sathish M. Irudayam , Klaus Steinbach , Jeffery ENRIGHT
CPC分类号: G06Q20/4012 , G06Q20/1085 , G06Q20/3829 , G06Q2220/00 , G07F7/0873 , G07F19/202 , G07F19/203 , G07F19/205 , G07F19/2055
摘要: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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公开(公告)号:US10366559B2
公开(公告)日:2019-07-30
申请号:US15577921
申请日:2016-05-26
发明人: Sathish M. Irudayam , Timothy Allison , Jeffrey M. Eastman , Michael James Gardner , Aaron Christopher Graham , John E. McCloskey
IPC分类号: B65H5/36 , G07D11/235 , G07F19/00 , G06K9/00 , G07D11/16 , G07D11/26 , G07D11/237 , G07D11/00 , B65H3/66
摘要: Systems and methods of the invention relate to reducing a number of jams that can occur in an automated teller machine with the employment of a moveable platen that increases a width of a channel for documents. A document analysis area can receive a document via a first transport path, wherein the document analysis area can include a channel in which the document travels to enable at least one scan component to capture an image of the document. The channel is created by one or more platen. The one or more platen can be movable to increase the width of the channel so as to allow documents to pass-through the document analysis area without causing a jam or error for the automated teller machine.
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公开(公告)号:US20180197157A1
公开(公告)日:2018-07-12
申请号:US15912012
申请日:2018-03-05
发明人: Paul D. Magee , James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Richard C. Lute , Klaus A. Steinbach , Natarajan Ramachandran , Songtao Ma , Sathish M. Irudayam , Robert KONECNY , James D. Atkinson
IPC分类号: G06Q20/10 , G06F3/14 , G09G5/14 , G09G5/12 , G07F19/00 , G06Q20/40 , G06F3/16 , G06F3/02 , G06F3/0488 , G06F3/0484 , G06F3/0482 , G06F3/0481
CPC分类号: G06Q20/1085 , G06F1/1607 , G06F3/02 , G06F3/04812 , G06F3/0482 , G06F3/04842 , G06F3/04845 , G06F3/04883 , G06F3/14 , G06F3/1423 , G06F3/16 , G06Q20/401 , G07D11/00 , G07D11/0093 , G07D11/16 , G07D11/40 , G07D11/60 , G07F19/201 , G09G5/12 , G09G5/14 , G09G2370/16
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
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公开(公告)号:US11370229B2
公开(公告)日:2022-06-28
申请号:US16311011
申请日:2017-07-12
IPC分类号: B41J3/60 , B41J25/316 , G07F19/00
摘要: An automatic transaction machine (ATM) prints on both sides of a document having a first side and a second side. A printer rotates about a printer axis allowing the printer to move between a first positon and a second position. A transport moves a document adjacent the printer in the first position. While in the first position the printer is configured to print on a first side of the document as the document passes the printer on the transport. A document spool with a spool axis receives the document from the transport and at least partially rotates the document so the first side of the document is facing toward the spool axis. The printer rotates about the printer axis to the second position to print on the second side of the document that is facing outward away from the spool axis.
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5.
公开(公告)号:US10546468B2
公开(公告)日:2020-01-28
申请号:US15584279
申请日:2017-05-02
发明人: Sathish M. Irudayam , Nicholas Schott , Willis Miller , Matthew R. Zaugg , James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffrey M. Enright , Mark A. Douglass
摘要: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
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公开(公告)号:US20200307258A1
公开(公告)日:2020-10-01
申请号:US16311011
申请日:2017-07-12
IPC分类号: B41J3/60 , B41J25/316 , G07F19/00
摘要: An automatic transaction machine (ATM) prints on both sides of a document having a first side and a second side. A printer rotates about a printer axis allowing the printer to move between a first positon and a second position. A transport moves a document adjacent the printer in the first position. While in the first position the printer is configured to print on a first side of the document as the document passes the printer on the transport. A document spool with a spool axis receives the document from the transport and at least partially rotates the document so the first side of the document is facing toward the spool axis. The printer rotates about the printer axis to the second position to print on the second side of the document that is facing outward away from the spool axis.
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公开(公告)号:US10515364B2
公开(公告)日:2019-12-24
申请号:US16034399
申请日:2018-07-13
发明人: David Lewis , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam , Klaus Steinbach , Jeffery Enright
摘要: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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公开(公告)号:US10068231B2
公开(公告)日:2018-09-04
申请号:US15425334
申请日:2017-02-06
发明人: David N. Lewis , Klaus A. Steinbach , Jeffery M. Enright , Natarajan Ramachandran , Mark A. Douglass , Timothy Crews , Songtao Ma , Randall W. Jenkins , H. Thomas Graef , Sathish M. Irudayam
摘要: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
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公开(公告)号:US20180158271A1
公开(公告)日:2018-06-07
申请号:US15577921
申请日:2016-05-26
发明人: Sathish M. Irudayam , Timothy Allison , Jeffrey M. Eastman , Michael James Gardner , Aaron Christopher Graham , John E. McCloskey
CPC分类号: G07D11/235 , B65H3/66 , B65H5/36 , B65H2404/2614 , B65H2404/2615 , B65H2404/2693 , G06K9/00469 , G07D11/00 , G07D11/16 , G07D11/237 , G07D11/26 , G07F19/20 , G07F19/201 , G07F19/202 , G07F19/203 , G07F19/205
摘要: Systems and methods of the invention relate to reducing a number of jams that can occur in an automated teller machine with the employment of a moveable platen that increases a width of a channel for documents. A document analysis area can receive a document via a first transport path, wherein the document analysis area can include a channel in which the document travels to enable at least one scan component to capture an image of the document. The channel is created by one or more platen. The one or more platen can be movable to increase the width of the channel so as to allow documents to pass-through the document analysis area without causing a jam or error for the automated teller machine.
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