公开(公告)号：US20140310178A1

公开(公告)日：2014-10-16

申请号：US14313929

申请日：2014-06-24

申请人： Edward Winfield Fordyce, III ,  Mary Pat McMahon ,  Jennifer Schultz

发明人： Edward Winfield Fordyce, III ,  Mary Pat McMahon ,  Jennifer Schultz

IPC分类号： G06Q20/40

CPC分类号： G06Q20/40 ,  G06Q30/0229 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/12

摘要： A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authorizations and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be transmitted from the merchant to an authorized issuer by the card processing system.

摘要翻译： 描述了一种商业借记卡程序，其包括用于借记卡帐户的多个授权发行者。 商业借记卡计划包括向注册的借记卡帐户提供奖励的商业忠诚度计划。 授权发行人提供借记卡帐户的管理，包括客户报表，付款授权和客户服务。 用于新的借记卡帐户的应用数据由卡处理系统从商家发送到所选择的发行者。 商户忠诚度计划的注册数据也可以由卡处理系统从商家传送到授权的发行者。

公开(公告)号：US08799067B2

公开(公告)日：2014-08-05

申请号：US12412361

申请日：2009-03-27

申请人： Edward Winfield Fordyce, III ,  Mary Pat McMahon ,  Jennifer Schulz

发明人： Edward Winfield Fordyce, III ,  Mary Pat McMahon ,  Jennifer Schulz

IPC分类号： G06Q30/00 ,  G06Q40/00

CPC分类号： G06Q20/40 ,  G06Q30/0229 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/12

摘要： A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authorizations and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be transmitted from the merchant to an authorized issuer by the card processing system.

摘要翻译： 描述了一种商业借记卡程序，其包括用于借记卡帐户的多个授权发行者。 商业借记卡计划包括向注册的借记卡帐户提供奖励的商业忠诚度计划。 授权发行人提供借记卡帐户的管理，包括客户报表，付款授权和客户服务。 用于新的借记卡帐户的应用数据由卡处理系统从商家发送到所选择的发行者。 商户忠诚度计划的注册数据也可以由卡处理系统从商家传送到授权的发行者。