Facilitating same day payment transactions

    公开(公告)号:US09785934B2

    公开(公告)日:2017-10-10

    申请号:US15098124

    申请日:2016-04-13

    Applicant: Facebook, Inc.

    CPC classification number: G06Q20/26 G06Q20/10 G06Q20/40

    Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating same day push-to-debit payment transactions between a user and a co-user. To illustrate, one or more implementations involve sending a push-to-debit request to credit funds for the payment amount of the payment transaction to a debit card of a co-user, the push-to-debit request being formatted for same day processing.

    FACILITATING SAME DAY PAYMENT TRANSACTIONS
    2.
    发明申请
    FACILITATING SAME DAY PAYMENT TRANSACTIONS 有权
    促进同样的付款交易

    公开(公告)号:US20160224967A1

    公开(公告)日:2016-08-04

    申请号:US15098124

    申请日:2016-04-13

    Applicant: Facebook, Inc.

    CPC classification number: G06Q20/26 G06Q20/10 G06Q20/40

    Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating same day push-to-debit payment transactions between a user and a co-user. To illustrate, one or more implementations involve sending a push-to-debit request to credit funds for the payment amount of the payment transaction to a debit card of a co-user, the push-to-debit request being formatted for same day processing.

    Abstract translation: 本公开涉及使用综合支付和消息系统发送和接收支付的系统,方法和设备。 特别地,集成的支付和消息系统允许用户发送和接收电子支付以及交换消息。 例如,一个或多个实现涉及促进用户和共同用户之间的同一天按揭付款交易。 为了说明,一个或多个实施方案涉及向支付交易的支付金额的信贷资金发送推到借方请求给共同用户的借记卡,该按揭借记请求被格式化为同一日处理 。

    Facilitating same day payment transactions
    3.
    发明授权
    Facilitating same day payment transactions 有权
    促进同日支付交易

    公开(公告)号:US09342831B1

    公开(公告)日:2016-05-17

    申请号:US14572275

    申请日:2014-12-16

    Applicant: Facebook, Inc.

    CPC classification number: G06Q20/26 G06Q20/10 G06Q20/40

    Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating same day push-to-debit payment transactions between a user and a co-user. To illustrate, one or more implementations involve sending a push-to-debit request to credit funds for the payment amount of the payment transaction to a debit card of a co-user, the push-to-debit request being formatted for same day processing.

    Abstract translation: 本公开涉及使用综合支付和消息系统发送和接收支付的系统,方法和设备。 特别地,集成的支付和消息系统允许用户发送和接收电子支付以及交换消息。 例如,一个或多个实现涉及促进用户和共同用户之间的同一天按揭付款交易。 为了说明,一个或多个实施方案涉及向支付交易的支付金额的信贷资金发送推到借方请求给共同用户的借记卡,该按揭借记请求被格式化为同一日处理 。

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