公开(公告)号：US10467602B2

公开(公告)日：2019-11-05

申请号：US14645006

申请日：2015-03-11

Applicant: Facebook, Inc.

Inventor： Stephen Moore Davis ,  Xunjie Yu ,  Aaron Alexander Sarnoff ,  Jeremy David Fein

IPC: G06Q20/10 ,  G06Q20/40 ,  H04L12/58

Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating message exchanges and payment transactions using push notifications via separate message and payment queues. To illustrate, one or more implementations involve pushing status updates to a payment transaction using a payment queue specific to a user. Additionally, one or more implementations involve associating payment transactions with messages within a messaging thread for providing updates to each user in the messaging thread.

公开(公告)号：US20170169508A1

公开(公告)日：2017-06-15

申请号：US14965784

申请日：2015-12-10

Applicant: Facebook, Inc.

Inventor： Shuo Song ,  Jennifer JenJen Tung ,  Stephen Moore Davis ,  Pratap Prabhu ,  Akshay Mittal ,  Yichen Jia ,  Alvin Portillo ,  Shen Wang ,  Phannipha Arunyaangkul ,  Kevin Patrick Hurley ,  Xunjie Yu

IPC: G06Q40/02 ,  G06Q20/10 ,  G06Q50/00 ,  G06Q20/22

CPC classification number: G06Q40/025 ,  G06Q20/102 ,  G06Q20/223 ,  G06Q50/01

Abstract: The present disclosure relates to systems, methods, and devices for enabling peer-to-peer loan transactions. In particular, the message system allows users of a social networking system to initiate peer-to-peer loan transactions. For example, one or more implementations involve recommending potential lenders likely to loan money to a user requesting a peer-to-peer loan transaction. One or more embodiments of the message system provide a loan request message to a potential lender. Additionally, one or more embodiments receive an acceptance of the requested loan transaction and initiate the loan transaction by transferring a loan amount from a payment credential of the potential lender to the user.

公开(公告)号：US20160267447A1

公开(公告)日：2016-09-15

申请号：US14645006

申请日：2015-03-11

Applicant: Facebook, Inc.

Inventor： Stephen Moore Davis ,  Xunjie Yu ,  Aaron Alexander Sarnoff ,  Jeremy David Fein

IPC: G06Q20/10 ,  H04L12/58 ,  G06Q20/40

CPC classification number: G06Q20/10 ,  G06Q20/4016 ,  H04L51/08 ,  H04L51/16

Abstract: The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. For example, one or more implementations involve facilitating message exchanges and payment transactions using push notifications via separate message and payment queues. To illustrate, one or more implementations involve pushing status updates to a payment transaction using a payment queue specific to a user. Additionally, one or more implementations involve associating payment transactions with messages within a messaging thread for providing updates to each user in the messaging thread.

Abstract translation: 本公开涉及使用综合支付和消息系统发送和接收支付的系统，方法和设备。 特别地，集成的支付和消息系统允许用户发送和接收电子支付以及交换消息。 例如，一个或多个实现涉及通过单独的消息和支付队列使用推送通知促进消息交换和支付交易。 为了说明，一个或多个实现涉及使用特定于用户的支付队列将状态更新推送到支付交易。 另外，一个或多个实现涉及将支付交易与消息传递线程内的消息相关联，以便为消息传递线程中的每个用户提供更新。