System and method for payment of consumer purchases via vendor escrow accounts
    2.
    发明申请
    System and method for payment of consumer purchases via vendor escrow accounts 审中-公开
    通过供应商代管帐户支付消费者购买的系统和方法

    公开(公告)号:US20080228643A1

    公开(公告)日:2008-09-18

    申请号:US11724999

    申请日:2007-03-16

    申请人: Arthur W. Hall

    发明人: Arthur W. Hall

    IPC分类号: G06Q40/00

    CPC分类号: G06Q30/02 G06Q20/102

    摘要: A system and method for payment by a consumer of a purchase from one of a plurality of participating vendors. Each product or service for purchase is classified by a central office into a unique class. A single vendor is permitted for each class of product or service thereby guaranteeing a maximum return of investment. The consumer establishes a vendor escrow account, wherein each vendor escrow accounts is associated with a specific participating vendor. In advance of the purchase, a predetermined amount of funds, as specified by the consumer, is diverted from their paycheck into the vendor escrow account and prohibited thereafter from withdrawal by the consumer. Appropriate funds are debited from the vendor escrow account in payment for the purchase made by the consumer from the associated participating vendor.

    摘要翻译: 一种用于从多个参与供应商之一购买消费者购买的系统和方法。 每个购买的产品或服务都由中心局分类为独特的类。 每个类别的产品或服务允许单个供应商,从而保证最大的投资回报。 消费者建立供应商代管帐户,其中每个供应商托管账户与特定参与的供应商相关联。 在购买之前,消费者指定的预定金额的资金从其工资转入供应商代管帐户,此后由消费者撤销。 适当资金从供应商代管帐户中扣除,以支付消费者从相关参与的供应商进行的购买。