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公开(公告)号:US20090132417A1
公开(公告)日:2009-05-21
申请号:US11966781
申请日:2007-12-28
申请人: German Scipioni , Jennifer Huang
发明人: German Scipioni , Jennifer Huang
IPC分类号: G06Q40/00
CPC分类号: G06Q20/12 , G06Q20/385 , G06Q20/40 , G06Q30/06 , G06Q30/0603 , G06Q40/00
摘要: Embodiments of the present disclosure provide a plug-in feature for a browser that allows for secure financial transactions on a communication network. The plug-in feature generates secure card numbers (e.g., single and multi-use credit card numbers) to pay for purchases. The plug-in feature auto-fills billing and shipping information. The plug-in feature allows a user to store receipts in an efficient and convenient manner to track online shopping activities. The plug-in feature may be implemented in a toolbar of a browser.
摘要翻译: 本公开的实施例提供了允许在通信网络上的安全金融交易的浏览器的插件特征。 插件功能可以生成安全的卡号(例如,单次和多次使用的信用卡号)来支付购买费用。 插件功能会自动填充结算和发货信息。 插件功能允许用户以有效和方便的方式存储收据来跟踪在线购物活动。 插件功能可以在浏览器的工具栏中实现。
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公开(公告)号:US20090132405A1
公开(公告)日:2009-05-21
申请号:US11966709
申请日:2007-12-28
申请人: German Scipioni , Jennifer Huang
发明人: German Scipioni , Jennifer Huang
IPC分类号: G06Q40/00
CPC分类号: G06Q20/12 , G06Q20/385 , G06Q20/40 , G06Q30/06 , G06Q30/0603 , G06Q40/00
摘要: Embodiments of the present disclosure provide a plug-in feature for a browser that allows for secure financial transactions on a communication network. The plug-in feature auto-fills transaction information including user-generated information, such as billing and/or shipping information of a user. The plug-in feature allows a user to store receipts in an efficient and convenient manner to track online shopping activities. The plug-in feature generates secure card numbers (e.g., single-use and/or multi-use secure card numbers) to pay for purchases. The plug-in feature may be implemented in a toolbar of a browser.
摘要翻译: 本公开的实施例提供了允许在通信网络上的安全金融交易的浏览器的插件特征。 插件功能自动填充交易信息,包括用户生成的信息,如用户的记帐和/或运送信息。 插件功能允许用户以有效和方便的方式存储收据来跟踪在线购物活动。 该插件功能产生安全卡号(例如,一次性使用和/或多重使用的安全卡号)以支付购买费用。 插件功能可以在浏览器的工具栏中实现。
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公开(公告)号:US08732076B2
公开(公告)日:2014-05-20
申请号:US13555928
申请日:2012-07-23
IPC分类号: G06Q40/00
CPC分类号: G06Q40/02 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/22 , G06Q20/227 , G06Q40/00 , G06Q40/12
摘要: Example embodiments describe a method and a system to control activities of a financial account. In example embodiments, a secondary account is linked to a primary account. Within the secondary account, a spending account and a savings account are established. A savings goal in the savings account of the secondary account that enables a portion of the savings account of the secondary account to be set aside is created. The savings goal includes a goal amount. An automatic purchase of a product associated with the savings goal upon the goal amount being met may be allowed.
摘要翻译: 示例性实施例描述了控制金融账户活动的方法和系统。 在示例实施例中,辅助帐户被链接到主帐户。 在二级账户中,建立了支出账户和储蓄账户。 创建了辅助帐户的储蓄账户的一个储蓄目标,使一部分次级帐户的储蓄账户被搁置。 储蓄目标包括目标金额。 可以允许在满足目标金额时自动购买与节省目标相关联的产品。
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公开(公告)号:US08626650B2
公开(公告)日:2014-01-07
申请号:US12110944
申请日:2008-04-28
IPC分类号: G06Q40/00
CPC分类号: G06Q40/02 , G06Q20/04 , G06Q20/10 , G06Q20/105 , G06Q20/22 , G06Q20/227 , G06Q40/00 , G06Q40/12
摘要: Embodiments describe a method and a system to link a secondary account to a primary account with an account management module associated with the primary account and to control access to funds in the secondary account with respect to a secondary account holder through the account management module. The secondary account includes a spending account and a savings account.
摘要翻译: 实施例描述了将辅助帐户与主帐户连接到与主账户相关联的账户管理模块的方法和系统,并且通过帐户管理模块来控制对辅助帐户中的资金的访问。 次级帐户包括支出帐户和储蓄账户。
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公开(公告)号:US20110246516A1
公开(公告)日:2011-10-06
申请号:US13162472
申请日:2011-06-16
申请人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
发明人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
IPC分类号: G06F17/30
CPC分类号: G06Q20/102 , G06F17/30873 , G06Q20/0453 , G06Q20/10 , G06Q30/06 , G06Q40/02 , G06Q40/10 , G06Q40/12
摘要: Various methods and systems are provided to permit the storage of online transaction records associated with user-merchant transactions facilitated by a payment service provider. In accordance with an embodiment of the disclosure, a method of processing transaction information comprises receiving a webpage at a client device, wherein the webpage has an associated webpage address. The method also includes comparing the webpage address with a transaction webpage database. If the webpage address matches an address of the transaction webpage database, the method includes: capturing at least a portion of the webpage corresponding to transaction information associated with a user-merchant transaction, and passing the transaction information over a network in order to facilitate storage of the transaction information in a transaction record.
摘要翻译: 提供各种方法和系统以允许存储与由支付服务提供商促进的用户 - 商家交易相关联的在线交易记录。 根据本公开的实施例,处理交易信息的方法包括在客户端设备处接收网页,其中所述网页具有相关联的网页地址。 该方法还包括将网页地址与交易网页数据库进行比较。 如果网页地址与交易网页数据库的地址相匹配,则该方法包括:捕获对应于与用户商家交易相关联的交易信息的网页的至少一部分,以及通过网络传递交易信息以便于存储 的交易记录中的交易信息。
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公开(公告)号:US20100023450A1
公开(公告)日:2010-01-28
申请号:US12415669
申请日:2009-03-31
申请人: German Scipioni
发明人: German Scipioni
IPC分类号: G06Q20/00
CPC分类号: G06Q20/10 , G06Q20/102 , G06Q20/108
摘要: In accordance with embodiments of the present disclosure, systems and methods for facilitating financial transactions over a network include communicating with a financial institution over the network, wherein the financial institution includes a first user account related to a user. The systems and methods include receiving a fund transfer request from the financial institution on behalf of the user and establishing a second user account related to the user based on user information passed with the fund transfer request. The systems and methods include processing the fund transfer request by linking the first user account to the second user account based on the user information passed with the fund transfer request, receiving funds from the financial institution associated with the first user account, and depositing the received funds in the second user account on behalf of the user.
摘要翻译: 根据本公开的实施例,用于促进通过网络的金融交易的系统和方法包括通过网络与金融机构进行通信,其中金融机构包括与用户相关的第一用户账户。 系统和方法包括代表用户从金融机构接收资金转账请求,并根据用资金转账请求传递的用户信息建立与用户有关的第二用户帐户。 系统和方法包括:基于与资金转移请求一起传递的用户信息,从与第一用户账户相关联的金融机构接收资金,并将所接收到的资金转移请求 资金在第二个用户帐户中代表用户。
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公开(公告)号:US20090076949A1
公开(公告)日:2009-03-19
申请号:US11855408
申请日:2007-09-14
申请人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
发明人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
IPC分类号: G06Q40/00
CPC分类号: G06Q20/102 , G06F17/30873 , G06Q20/0453 , G06Q20/10 , G06Q30/06 , G06Q40/02 , G06Q40/10 , G06Q40/12
摘要: Various methods and systems are provided to permit the storage of online transaction records associated with user-merchant transactions facilitated by a payment service provider. In one example, such transaction records may be aggregated by the payment service provider to permit a user to search the records. In another example, such transaction records may be associated with user-selectable links to permit users to reorder previously purchased items referenced by the transaction records. In yet another example, such transaction records may be associated with warranty information to permit users to conveniently view warranty details associated with previously purchased items. In a further example, a client device may be implemented to determine whether a webpage includes transaction information associated with a user-merchant transaction. The transaction information may be captured and passed by the client device over a network in order to facilitate storage of the transaction information in a transaction record.
摘要翻译: 提供各种方法和系统以允许存储与由支付服务提供商促进的用户 - 商家交易相关联的在线交易记录。 在一个示例中,这种交易记录可以由支付服务提供商聚合以允许用户搜索记录。 在另一示例中,这种交易记录可以与用户可选择的链接相关联,以允许用户重新排序由交易记录引用的先前购买的商品。 在另一个例子中,这种交易记录可以与保修信息相关联,以便用户方便地查看与先前购买的商品相关的保修细节。 在另一示例中,可以实现客户端设备以确定网页是否包括与用户 - 商家交易相关联的交易信息。 交易信息可以被客户端设备通过网络捕获和传递,以便于将交易信息存储在交易记录中。
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公开(公告)号:US20070244761A1
公开(公告)日:2007-10-18
申请号:US11365644
申请日:2006-02-28
申请人: German Scipioni , Avery Kadison
发明人: German Scipioni , Avery Kadison
IPC分类号: H04L9/32
CPC分类号: G06Q40/00 , G06F21/64 , G06Q20/206
摘要: A method and a system to protect information are provided. For example, a system comprises a parser to parse user interface information to be included within a user interface to be displayed to a user by an information display application. The parser also identifies at least one field, within the user interface, to receive user information from a user. A detection module is provided to determine whether the user interface information is associated with fraudulent activity. A form fill module, in response to determining that the user interface is associated with fraudulent activity, provides a warning indicia in or over the at least one field, when the user interface is presented to a user by the display application. The form fill module may also disable the functionality of a user display application to automatically form fill the identified fields.
摘要翻译: 提供了一种保护信息的方法和系统。 例如,系统包括解析器,以将用户界面信息包括在用户界面内,由信息显示应用程序显示给用户。 解析器还识别用户界面内的至少一个字段以从用户接收用户信息。 提供检测模块以确定用户界面信息是否与欺诈活动相关联。 响应于确定用户界面与欺诈活动相关联,表单填充模块在由显示应用向用户呈现用户界面时在至少一个字段中或之上提供警告标记。 表单填充模块还可以禁用用户显示应用程序的功能以自动填充所识别的字段。
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公开(公告)号:US20130226749A1
公开(公告)日:2013-08-29
申请号:US13860395
申请日:2013-04-10
申请人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
发明人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
IPC分类号: G06Q40/00
CPC分类号: G06Q20/102 , G06F17/30873 , G06Q20/0453 , G06Q20/10 , G06Q30/06 , G06Q40/02 , G06Q40/10 , G06Q40/12
摘要: Methods and systems according to one or more embodiments are provided for storing online transaction records associated with user-merchant transactions. In an embodiment, a system comprises one or more processors. The system also comprises one or more memories adapted to store a plurality of machine-readable instructions which when executed by the one or more processors are adapted to cause the system to: receive transaction information captured and passed from a client device in response to the client device determining that information or content provided by a merchant server comprises transaction information, wherein the transaction information is associated with a user-merchant transaction; and store the received transaction information in a searchable machine-readable transaction record associated with a user account.
摘要翻译: 根据一个或多个实施例的方法和系统被提供用于存储与用户 - 商家交易相关联的在线交易记录。 在一个实施例中,系统包括一个或多个处理器。 该系统还包括适于存储多个机器可读指令的一个或多个存储器,当多个机器可读指令被一个或多个处理器执行时,其适于使系统响应于客户端接收从客户端设备捕获和传递的交易信息 确定由商家服务器提供的信息或内容的设备包括交易信息,其中交易信息与用户 - 商家交易相关联; 并将所接收的交易信息存储在与用户帐户相关联的可搜索的机器可读事务记录中。
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公开(公告)号:US08229849B2
公开(公告)日:2012-07-24
申请号:US13162472
申请日:2011-06-16
申请人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
发明人: Hugo Olliphant , Kristen Ondeck , German Scipioni , Jeremy Downs
CPC分类号: G06Q20/102 , G06F17/30873 , G06Q20/0453 , G06Q20/10 , G06Q30/06 , G06Q40/02 , G06Q40/10 , G06Q40/12
摘要: Various methods and systems are provided to permit the storage of online transaction records associated with user-merchant transactions facilitated by a payment service provider. In accordance with an embodiment of the disclosure, a method of processing transaction information comprises receiving a webpage at a client device, wherein the webpage has an associated webpage address. The method also includes comparing the webpage address with a transaction webpage database. If the webpage address matches an address of the transaction webpage database, the method includes: capturing at least a portion of the webpage corresponding to transaction information associated with a user-merchant transaction, and passing the transaction information over a network in order to facilitate storage of the transaction information in a transaction record.
摘要翻译: 提供各种方法和系统以允许存储与由支付服务提供商促进的用户 - 商家交易相关联的在线交易记录。 根据本公开的实施例,处理交易信息的方法包括在客户端设备处接收网页,其中所述网页具有相关联的网页地址。 该方法还包括将网页地址与交易网页数据库进行比较。 如果网页地址与交易网页数据库的地址相匹配,则该方法包括:捕获对应于与用户商家交易相关联的交易信息的网页的至少一部分,以及通过网络传递交易信息以便于存储 的交易记录中的交易信息。
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