公开(公告)号：US20150161603A1

公开(公告)日：2015-06-11

申请号：US14507770

申请日：2014-10-06

Applicant: GOOGLE INC.

Inventor： Amir Fish

IPC: G06Q20/40

CPC classification number: G06Q20/40 ,  G06Q20/20 ,  G06Q20/3224 ,  G06Q30/0261

Abstract: A merchant identification system determines the identity of a merchant that is associated with a merchant identifier. When a user makes a purchase at a merchant, the merchant identification system receives a merchant identifier that is unique to the merchant, along with information regarding the purchase transaction. Based on the information, the merchant identification system determines the location of a user device of the user at the time of the purchase transaction. The merchant identification system then determines a candidate identity of the location of the purchase transaction, such as the name of the merchant. After determining additional candidate identities for the location, the merchant identification system determines the expected identity of the actual merchant involved in the purchase transaction. If the merchant identification system later receives a merchant identifier, the merchant identification system can retrieve the identity of the merchant from a record to identify the merchant.

Abstract translation: 商家识别系统确定与商家标识符相关联的商家的身份。 当用户在商家进行购买时，商家识别系统连同关于购买交易的信息接收商家唯一的商家标识符。 基于该信息，商家识别系统在购买交易时确定用户的用户设备的位置。 商家识别系统然后确定购买交易的位置的候选身份，例如商家的名称。 在确定位置的附加候选人身份之后，商家识别系统确定购买交易中涉及的实际商家的预期身份。 如果商家识别系统稍后接收到商家标识符，则商家识别系统可以从记录中检索商家的身份以识别商家。

公开(公告)号：US20140351035A1

公开(公告)日：2014-11-27

申请号：US14140814

申请日：2013-12-26

Applicant: GOOGLE INC.

Inventor： Amir Fish ,  Prithviraj Subburaj ,  Michael Scott Blandina ,  Bobby Wieler ,  Shantan Rao

IPC: G06Q30/02

CPC classification number: G06Q30/0222 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q20/4016

Abstract: A method for maintaining a prepaid payment system comprises a user account that can be utilized to complete a purchase transaction with a merchant. A delayed processing window is introduced between a time when the merchant receives a payment approval notification from the payment system and a time when the payment system transmits a payment request to an issuer of a funding account associated with the user's payment system account. The payment system utilizes a user's stored value account maintained by the payment system to satisfy the requirements of a prepaid program, and therefore processes the payment request received from the merchant and transmits the payment approval notification without obtaining prior authorization from the issuer of the funding account. The payment system submits one or more payment requests for the funding transaction at a time after the completion of the purchase transaction between the user and the merchant.

Abstract translation: 用于维护预付费支付系统的方法包括可用于完成与商家的购买交易的用户帐户。 在商家从支付系统接收到支付批准通知的时间和支付系统向与用户的支付系统帐户相关联的资金账户的发行者发送支付请求的时间之间引入延迟处理窗口。 支付系统利用由支付系统维护的用户存储价值账户来满足预付款计划的要求，因此处理从商家收到的支付请求，并且在未获得资金账户的发行者的事先授权的情况下发送支付批准通知 。 支付系统在用户和商家之间的购买交易完成之后的一个时刻提交资金交易的一个或多个付款请求。

公开(公告)号：US08959092B2

公开(公告)日：2015-02-17

申请号：US13727501

申请日：2012-12-26

Applicant: Google Inc.

Inventor： Isaac Sparrow ,  Anthony Howard Payne ,  Kevin Courtney Smilak ,  Simon Han ,  Amir Fish ,  David M. Cohen ,  Matthew Stephen Steiner

IPC: G06F17/00 ,  G06F17/30

CPC classification number: G06F17/30244 ,  G06F17/30029

Abstract: The present disclosure comprises systems and methods for providing a stream of only those photographs (including those inter-mixed with videos and hybrid types (animated gifs, animated photo bursts, etc.)) that may be of interest to particular users in a social network based on consideration of user social graphs and other external signals generated for the photographs based on predefined criteria to determine user interest levels. The systems and methods obtain photographs, retrieve social graphs for particular users, evaluate and filter photographs, rank them, and limit the number of photographs provided for viewing from a single source. Accordingly, only photographs that are determined to be most interesting to particular users are provided for display to them.

Abstract translation: 本公开包括用于仅提供那些可以在社交网络中的特定用户感兴趣的照片（包括与视频和混合类型（动画GIF，动画照片突发等）混合的照片）的流的系统和方法 基于用户社交图和其他基于预定标准生成的外部信号，以确定用户兴趣水平。 系统和方法获取照片，检索特定用户的社交图表，评估和过滤照片，对其进行排名，并限制从单个来源提供的照片数量。 因此，只有被确定为对特定用户最有趣的照片被提供给他们才能显示。

公开(公告)号：US20140351132A1

公开(公告)日：2014-11-27

申请号：US14140819

申请日：2013-12-26

Applicant: GOOGLE INC.

Inventor： Bobby Wieler ,  Harry Lee Butler, IV ,  Amir Fish ,  Shantan Rao

IPC: G06Q20/40

CPC classification number: G06Q30/0222 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q20/4016

Abstract: A method for maintaining a prepaid payment system comprises a user account that can be utilized to complete a purchase transaction with a merchant. A delayed processing window is introduced between a time when the merchant receives a payment approval notification from the payment system and a time when the payment system transmits a payment request to an issuer of a funding account associated with the user's payment system account. The payment system utilizes a user's stored value account maintained by the payment system to satisfy the requirements of a prepaid program, and therefore processes the payment request received from the merchant and transmits the payment approval notification without obtaining prior authorization from the issuer of the funding account. The payment system submits one or more payment requests for the funding transaction at a time after the completion of the purchase transaction between the user and the merchant.

Abstract translation: 用于维护预付费支付系统的方法包括可用于完成与商家的购买交易的用户帐户。 在商家从支付系统接收到支付批准通知的时间和支付系统向与用户的支付系统帐户相关联的资金账户的发行者发送支付请求的时间之间引入延迟处理窗口。 支付系统利用由支付系统维护的用户存储价值账户来满足预付款计划的要求，因此处理从商家收到的支付请求，并且在未获得资金账户的发行者的事先授权的情况下发送支付批准通知 。 支付系统在用户和商家之间的购买交易完成之后的一个时刻提交资金交易的一个或多个付款请求。