公开(公告)号：US08494956B2

公开(公告)日：2013-07-23

申请号：US11284535

申请日：2005-11-21

申请人： Gupta Sesha Raghavendra Tulluri ,  Mark Thompson ,  Dean A. Seifert

发明人： Gupta Sesha Raghavendra Tulluri ,  Mark Thompson ,  Dean A. Seifert

IPC分类号： G06Q40/00

CPC分类号： G06Q20/1085 ,  G06Q20/10 ,  G06Q20/18 ,  G07F19/20 ,  G07F19/211

摘要： One method for transferring funds includes receiving at a web server computer a request to transfer funds from a sender to a receiver. The request includes information identifying the sender and a payment vehicle for providing funds to transfer. The payment vehicle is validated and a transaction identifier is generated or assigned. The transaction identifier may be transmitted from the web server computer to the sender. When ready to receive the funds, the transaction identifier is entered into an ATM. If the transaction identifier is validated, the funds are dispensed from the ATM.

摘要翻译： 用于转移资金的一种方法包括在网络服务器计算机处接收从发送者转移到接收者的资金的请求。 该请求包括识别发送者和用于提供资金转移的支付工具的信息。 支付车辆被验证并且生成或分配交易标识符。 事务标识符可以从web服务器计算机发送到发送者。 当准备好接收资金时，交易标识符被输入到ATM中。 如果交易标识符被验证，则资金从ATM分配。

公开(公告)号：US20120023021A1

公开(公告)日：2012-01-26

申请号：US13248304

申请日：2011-09-29

申请人： Dean A. Seifert ,  Mark Thompson

发明人： Dean A. Seifert ,  Mark Thompson

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

公开(公告)号：US08078535B2

公开(公告)日：2011-12-13

申请号：US12686985

申请日：2010-01-13

申请人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

发明人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

IPC分类号： G06Q40/00

CPC分类号： G06Q20/1085 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

公开(公告)号：US07578434B2

公开(公告)日：2009-08-25

申请号：US11092312

申请日：2005-03-28

申请人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Mike Michelsen

发明人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Mike Michelsen

IPC分类号： G06F17/60

CPC分类号： G07F19/203 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/20 ,  G07F19/201

摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

摘要翻译： 一种方法涉及通过从发送者输入远程计算机货币转移信息向通过一个或多个外国旅行的接收者支付金钱。 货币转移信息包括收件人识别信息，要接收货币的至少一个国家和原始货币的支付金额。 汇款信息被传送到主计算机系统。 当准备在指定国家接收付款时，收件人身份信息以及提取可能的支付金额的一部分的请求被输入到支付计算机中。 接收方识别信息和撤回请求被发送到主机系统，并且以本地货币向接收方提供所请求的提款。

公开(公告)号：US07104440B2

公开(公告)日：2006-09-12

申请号：US10206661

申请日：2002-07-26

申请人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Mike Michelsen

发明人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Mike Michelsen

IPC分类号： G06F17/60

CPC分类号： G07F19/203 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/20 ,  G07F19/201

摘要： One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender. The money transfer information comprises recipient identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system. When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer. The recipient identification information and the request to withdraw is transmitted to a host computer system, and the requested withdrawal is provided to the recipient in the local currency.

公开(公告)号：US06814282B2

公开(公告)日：2004-11-09

申请号：US10040568

申请日：2002-01-04

申请人： Dean A. Seifert ,  Mark Thompson

发明人： Dean A. Seifert ,  Mark Thompson

IPC分类号： G06F1760

CPC分类号： G07F19/20 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

公开(公告)号：US08271382B2

公开(公告)日：2012-09-18

申请号：US13248294

申请日：2011-09-29

申请人： Dean A. Seifert ,  Mark Thompson

发明人： Dean A. Seifert ,  Mark Thompson

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

公开(公告)号：US20120023020A1

公开(公告)日：2012-01-26

申请号：US13248294

申请日：2011-09-29

申请人： Dean A. Seifert ,  Mark Thompson

发明人： Dean A. Seifert ,  Mark Thompson

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

公开(公告)号：US20100191647A1

公开(公告)日：2010-07-29

申请号：US12686985

申请日：2010-01-13

申请人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

发明人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

IPC分类号： G06Q40/00 ,  G06Q20/00

CPC分类号： G06Q20/1085 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。

公开(公告)号：US07613655B2

公开(公告)日：2009-11-03

申请号：US11756537

申请日：2007-05-31

申请人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

发明人： Kurt Hansen ,  Dean A. Seifert ,  Mark Thompson ,  Patricia A. Frazier

IPC分类号： G06Q40/00

CPC分类号： G06Q20/1085 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/381 ,  G06Q30/06 ,  G06Q30/0601 ,  G06Q40/02 ,  G06Q99/00 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203

摘要： One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.

摘要翻译： 一种方法涉及使用可以用于例如互联网支付的存储值账户，并且可以使用各种支付技术来记账。 这种方法涉及从潜在购买者在汇款位置接收货币。 然后将钱作为电子记录存储在购买者的储值账户中。 这笔款项随后可根据买方要求转让。 根据这样的要求，这些钱可以被电子地发送给接收者，并且存储的价值账户可以被借记。