CASH FLOW RATING SYSTEM
    1.
    发明申请
    CASH FLOW RATING SYSTEM 有权
    现金流量评估系统

    公开(公告)号:US20100268665A1

    公开(公告)日:2010-10-21

    申请号:US12426314

    申请日:2009-04-20

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02 G06Q40/00 G06Q40/06

    摘要: Methods and systems are provided herewith for rating a likelihood of payment of one or more cash flows. A computing device receives information about a debt instrument portfolio comprising one or more debt instruments, the information comprising a quantity and a price (e.g., a purchase price) associated with each of the one or more debt instruments. The computing device determines a current market price of each of the one or more debt instruments. The computing device determines a payment schedule for each of the one or more debt instruments, each payment schedule comprising one or more payments, each payment schedule correlating a series of payment amounts with respective scheduled times of payment. The computing device determines a probability of payment for the one or more payments for each of the one or more debt instruments. In some embodiments, the computing device may also determine an expected net present value of the one or more payments. The computing device may also determine a portfolio cash flow rating of the debt instrument portfolio based on one or more of: the quantity and purchase price associated with each of the one or more debt instruments; and the probability of payment for the one or more payments. The cash flow rating may also be determined based on a current market price of each of the one or more debt instruments, a net present expected value of the one or more payments in the payment schedule for each of the one or more debt instruments, and/or a credit rating of one or more issuers associated with the debt instruments. The computing device outputs the portfolio cash flow rating to an output device.

    摘要翻译: 此处提供了方法和系统,以评估一种或多种现金流量的可能性。 计算设备接收关于包括一个或多个债务工具的债务工具组合的信息,所述信息包括与所述一个或多个债务工具中的每一个相关联的数量和价格(例如,购买价格)。 计算设备确定一个或多个债务工具中的每一个的当前市场价格。 计算设备确定一个或多个债务工具中的每一个的支付计划,每个支付计划包括一个或多个支付,每个支付计划将一系列支付金额与相应的预定支付时间相关联。 计算设备确定对于一个或多个债务工具中的每一个的一个或多个支付的支付概率。 在一些实施例中,计算设备还可以确定一个或多个支付的预期净现值。 计算设备还可以基于以下一个或多个来确定债务工具投资组合的投资组合现金流量评级:与一个或多个债务工具中的每一个相关联的数量和购买价格; 以及一次或多次付款的付款概率。 现金流量等级还可以基于一个或多个债务工具中的每一个的当前市场价格,一个或多个债务工具中的每一个的支付时间表中的一个或多个支付的净现在期望值,以及 /或与债务工具相关的一个或多个发行人的信用评级。 计算设备将投资组合现金流量评级输出到输出设备。

    Cash flow rating system
    2.
    发明授权
    Cash flow rating system 有权
    现金流量评估系统

    公开(公告)号:US08244617B2

    公开(公告)日:2012-08-14

    申请号:US12426314

    申请日:2009-04-20

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/02 G06Q40/00 G06Q40/06

    摘要: Methods and systems are provided herewith for rating a likelihood of payment of one or more cash flows. A computing device determines a probability of payment for one or more payments on a payment schedule for each of one or more debt instruments of a debt instrument portfolio. The computing device may also determine a portfolio cash flow rating of the debt instrument portfolio based on the quantity and purchase price associated with each of the one or more debt instruments, the probability of payment for the one or more payments, a current market price of each of the one or more debt instruments, a net present expected value of the one or more payments in the payment schedule for each of the one or more debt instruments, and/or a credit rating of one or more issuers associated with the debt instruments.

    摘要翻译: 此处提供了方法和系统,以评估一种或多种现金流量的可能性。 计算设备确定对于债务工具组合的一个或多个债务工具中的每一个的支付时间表上的一个或多个支付的支付概率。 计算设备还可以基于与一个或多个债务工具中的每一个相关联的数量和购买价格来确定该债务工具投资组合的投资组合现金流量评级,一个或多个支付的支付概率,当前市场价格 所述一个或多个债务工具中的每一个,所述一个或多个债务工具中的每一个的所述一个或多个支付时间表中的一个或多个支付的净现在预期值,和/或与所述债务工具相关联的一个或多个发行者的信用评级 。

    EXCHANGE FOR FRACTIONAL INTERESTS AND USAGE RIGHTS IN A COLLECTION OF ASSETS
    3.
    发明申请
    EXCHANGE FOR FRACTIONAL INTERESTS AND USAGE RIGHTS IN A COLLECTION OF ASSETS 有权
    交换利益和收集资产的使用权

    公开(公告)号:US20110022494A1

    公开(公告)日:2011-01-27

    申请号:US12776230

    申请日:2010-05-07

    IPC分类号: G06Q30/00 G06F17/30

    摘要: Methods and systems are provided herewith for exchanging and rating works of art. A value for each of a plurality of portfolios of art owned by a plurality of participants is determined Ownership interests in the plurality of portfolios of art are pooled in a legal ownership entity. For each participant, an initial participant value is determined based on the determined value of each portfolio of art owned by the respective participant. A respective quantity of shares of the legal ownership entity for each respective participant is determined based on the participant value determined for the participant. An indicia of the respective quantity of shares is transmitted to each respective participant. Participants may buy and sell usage and ownership interests in the portfolios of art. Participants may also redeem their shares for cash or other value.

    摘要翻译: 提供了用于交换和评价艺术作品的方法和系统。 确定由多个参与者拥有的多个艺术品组合中的每一个的价值确定多个艺术品组合中的所有权益集中在合法所有权实体中。 对于每个参与者,初始参与者值是根据各参与者拥有的每个艺术组合的确定值来确定的。 基于为参与者确定的参与者价值确定每个参与者的合法所有权实体的相应数量的股份。 将各自的股份数量的标记传送给各自的参与者。 参与者可以在艺术品组合中购买和出售使用和所有者权益。 参与者也可以以现金或其他价值赎回其股份。

    CASH FLOW RATING SYSTEM
    4.
    发明申请
    CASH FLOW RATING SYSTEM 审中-公开
    现金流量评估系统

    公开(公告)号:US20130166473A1

    公开(公告)日:2013-06-27

    申请号:US13584455

    申请日:2012-08-13

    IPC分类号: G06Q40/06

    CPC分类号: G06Q40/02 G06Q40/00 G06Q40/06

    摘要: Methods and systems are provided herewith for rating a likelihood of payment of one or more cash flows. A computing device determines a probability of payment for one or more scheduled payments for each of one or more debt instruments in a debt instrument portfolio. The computing device may also determine a portfolio cash flow rating of the debt instrument portfolio based on the quantity and purchase price associated with each of the one or more debt instruments, the probability of payment for the one or more payments, a current market price of each of the one or more debt instruments, a net present expected value of the one or more payments in the payment schedule for each of the one or more debt instruments, and/or a credit rating of one or more issuers associated with the debt instruments.

    摘要翻译: 此处提供了方法和系统,以评估一种或多种现金流量的可能性。 计算设备确定债务工具组合中的一个或多个债务工具中的每一个的一个或多个预定支付的支付概率。 计算设备还可以基于与一个或多个债务工具中的每一个相关联的数量和购买价格来确定该债务工具投资组合的投资组合现金流量评级,一个或多个支付的支付概率,当前市场价格 所述一个或多个债务工具中的每一个,所述一个或多个债务工具中的每一个的所述一个或多个支付时间表中的一个或多个付款的净现值预期值,和/或与所述债务工具相关联的一个或多个发行人的信用评级 。

    METHOD AND RELATED APPARATUS FOR EXCHANGING FRACTIONAL INTERESTS IN A COLLECTION OF ASSETS
    5.
    发明申请
    METHOD AND RELATED APPARATUS FOR EXCHANGING FRACTIONAL INTERESTS IN A COLLECTION OF ASSETS 审中-公开
    用于交换资产收集中的利益的方法和相关装置

    公开(公告)号:US20110022542A1

    公开(公告)日:2011-01-27

    申请号:US12776237

    申请日:2010-05-07

    IPC分类号: G06Q40/00 G06Q99/00

    摘要: Methods and systems are provided herewith for exchanging and rating works of art. A value for each of a plurality of portfolios of art owned by a plurality of participants is determined Each portfolio of art comprises one or more works of art. Ownership interests of the plurality of portfolios of art are pooled in a legal ownership entity having an initial total number of shares. For each participant, an initial participant value is determined based on the determined value of each portfolio of art owned by the respective participant. A respective quantity of shares of the legal ownership entity to each respective participant is determined based on the participant value determined for the participant. An indicia of the respective quantity of shares is transmitted to each respective participant. In various embodiments, participants may buy and sell usage and ownership interests in the portfolios of art.

    摘要翻译: 提供了用于交换和评价艺术作品的方法和系统。 确定由多个参与者拥有的多个艺术品组合中的每一个的值每个艺术品组合包括一个或多个艺术作品。 多个艺术品组合的所有权利集合在具有初始总数的合法所有权实体中。 对于每个参与者,初始参与者值是根据各参与者拥有的每个艺术组合的确定值来确定的。 根据为参加者确定的参与者价值,确定每个参与者的合法所有权实体的相应数量的股份。 将各自的股份数量的标记传送给各自的参与者。 在各种实施例中,参与者可以在艺术品组合中购买和销售使用和所有者权益。