公开(公告)号：US20150006894A1

公开(公告)日：2015-01-01

申请号：US14220114

申请日：2014-03-19

Applicant: Infosys Limited

Inventor： Gautam Bandyopadhyay ,  Shivaji Bal Apte ,  Philip Joseph

IPC: H04L9/08 ,  H04L9/32

CPC classification number: H04L9/0822 ,  H04L9/0866 ,  H04L9/3236 ,  H04L2209/56

Abstract: The present disclosure discloses a method, a system and a computer program product for secure data communication between a user device and a server. User credentials, a device id and a first hash are received at server from a user device. The first hash is generated using the user credentials. At server, a second hash is computed using the user credentials stored in the database of the server. The first has is verified with the second hash. Once verified, an encryption key and a sequence number corresponding to the user credentials and device id are generated. The encryption key and the sequence number are encrypted using a pre-defined key and one or more user credentials. The encrypted encryption key and the sequence number are sent to the user device to encrypt data.

Abstract translation: 本公开公开了一种用于在用户设备和服务器之间进行安全数据通信的方法，系统和计算机程序产品。 用户凭证，设备ID和第一散列在服务器处从用户设备接收。 使用用户凭据生成第一个散列。 在服务器上，使用存储在服务器数据库中的用户凭据来计算第二个散列。 第一个已经通过第二个哈希验证。 验证后，生成与用户凭证和设备ID相对应的加密密钥和序列号。 使用预定义的密钥和一个或多个用户凭证对加密密钥和序列号进行加密。 将加密的加密密钥和序列号发送给用户设备加密数据。

公开(公告)号：US09246677B2

公开(公告)日：2016-01-26

申请号：US14220114

申请日：2014-03-19

Applicant: Infosys Limited

Inventor： Gautam Bandyopadhyay ,  Shivaji Bal Apte ,  Philip Joseph

IPC: H04L9/08 ,  H04L9/32

CPC classification number: H04L9/0822 ,  H04L9/0866 ,  H04L9/3236 ,  H04L2209/56

Abstract: The present disclosure discloses a method, a system and a computer program product for secure data communication between a user device and a server. User credentials, a device id and a first hash are received at server from a user device. The first hash is generated using the user credentials. At server, a second hash is computed using the user credentials stored in the database of the server. The first hash is verified with the second hash. Once verified, an encryption key and a sequence number corresponding to the user credentials and device id are generated. The encryption key and the sequence number are encrypted using a pre-defined key and one or more user credentials. The encrypted encryption key and the sequence number are sent to the user device to encrypt data.

Abstract translation: 本公开公开了一种用于在用户设备和服务器之间进行安全数据通信的方法，系统和计算机程序产品。 用户凭证，设备ID和第一散列在服务器处从用户设备接收。 使用用户凭据生成第一个散列。 在服务器上，使用存储在服务器数据库中的用户凭据来计算第二个散列。 第一个散列用第二个散列进行验证。 验证后，生成与用户凭证和设备ID相对应的加密密钥和序列号。 使用预定义的密钥和一个或多个用户凭证对加密密钥和序列号进行加密。 将加密的加密密钥和序列号发送给用户设备加密数据。

公开(公告)号：US20140379577A1

公开(公告)日：2014-12-25

申请号：US14220654

申请日：2014-03-20

Applicant: Infosys Limited

Inventor： Gautam Bandyopadhyay

IPC: G06Q20/40

CPC classification number: G06Q20/409 ,  G06Q20/322 ,  G06Q20/401

Abstract: The present invention relates to computer-implemented methods, systems and computer-readable media for providing financial transactions. The method steps comprise initializing at least one transaction from a customer held device, wherein initializing comprises entering a network provider code, an acquiring institution number, a merchant identification number, a terminal identification number and sending a transaction request to an issuing institution. The method further comprises authenticating said transaction by said issuing institution, wherein authenticating comprises confirming said transaction by said issuing institution, sending said confirmation transaction to an acquiring institution and routing the confirmation to said terminal identification number by said acquiring institution and terminating said transaction at a merchant held device.

Abstract translation: 本发明涉及用于提供金融交易的计算机实现的方法，系统和计算机可读介质。 所述方法步骤包括从客户持有的设备初始化至少一个交易，其中初始化包括输入网络提供商代码，获取机构号码，商家识别号码，终端识别号码以及向发行机构发送交易请求。 该方法还包括由所述发行机构认证所述交易，其中认证包括由所述发行机构确认所述交易，将所述确认交易发送给采购机构，并且将所述确认转发给所述收单机构的所述终端标识号，并在所述发行机构终止所述交易 商人手持设备。