公开(公告)号：US12008526B2

公开(公告)日：2024-06-11

申请号：US17705289

申请日：2022-03-26

Applicant: Inveniam Capital Partners, Inc.

Inventor： Patrick D. O'Meara ,  Richard Gates Bunker, Jr. ,  Quentin Vidal ,  Scott Jason Landers ,  Jeannette L. Spaulding ,  Kevin M. Cuddeback ,  Sanjay Vatsa ,  David Todd Stevens ,  Michael Carlo Creadon ,  Christos Alkiviadis Polyzois

IPC: G06Q20/06 ,  G06Q40/03

CPC classification number: G06Q20/0658 ,  G06Q40/03

Abstract: A computer system processes a digital representation of an illiquid asset, to confirm accuracy of the digital representation and value of the asset, and generates an asset-information table indicating where the various sections of the digital representation are stored. The system also generates an asset-value token, financial-return tokens, and a data structure that includes a self-executing program. The program associates the asset-value token with the financial-return tokens, so that the illiquid asset becomes a collateral for a decentralized loan transaction implemented using blockchain technology. The use of blockchain technology for decentralized loan transactions enables immutable data traceability.