公开(公告)号：US20100017234A1

公开(公告)日：2010-01-21

申请号：US11559525

申请日：2006-11-14

申请人： Jack Stephens ,  Daniel W. Crandall ,  Jeff Brown ,  Brian Emmen

发明人： Jack Stephens ,  Daniel W. Crandall ,  Jeff Brown ,  Brian Emmen

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q10/10

摘要： An insurance enrollment and underwriting method includes providing a first user interface with one or more controls for enabling a user to specify one or more health conditions in an enrollment application for pet health insurance. Data representing one or more health conditions specified through the first user interface is received. That data is electronically processed. Each condition is electronically flagged as a condition that is acceptable, precluded, or for manual review. A dollar limit of coverage for each of a plurality of diagnoses in lieu of one or more exclusions is calculated. The plurality of diagnoses include one or more diagnoses related to one or more of the health conditions. Where all conditions are and flagged as acceptable or determined to be acceptable following a manual review, an active policy is packaged to include coverage for each of the plurality of diagnoses up to each diagnosis' corresponding dollar limit of coverage.

摘要翻译： 保险登记和承保方法包括向第一用户界面提供一个或多个控制以使用户能够在宠物健康保险的注册申请中指定一个或多个健康状况。 接收表示通过第一用户界面指定的一个或多个健康状况的数据。 该数据经过电子处理。 每个条件都被电子标记为可接受，排除或手动审查的条件。 计算代替一个或多个排除的多个诊断中的每一个的覆盖的美元限制。 多个诊断包括与健康状况中的一个或多个有关的一个或多个诊断。 如果在手动审查之后所有条件被标记为可接受或被确定为可接受的，则活动策略被打包以包括针对每个诊断对应的美元覆盖范围的多个诊断中的每一个的覆盖。

公开(公告)号：US08762179B2

公开(公告)日：2014-06-24

申请号：US11559525

申请日：2006-11-14

申请人： Jack Stephens ,  Daniel W. Crandall ,  Jeff Brown ,  Brian Emmen

发明人： Jack Stephens ,  Daniel W. Crandall ,  Jeff Brown ,  Brian Emmen

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q10/10

摘要： An insurance enrollment and underwriting method includes providing a first user interface with one or more controls for enabling a user to specify one or more health conditions in an enrollment application for pet health insurance. Data representing one or more health conditions specified through the first user interface is received. That data is electronically processed. Each condition is electronically flagged as a condition that is acceptable, precluded, or for manual review. A dollar limit of coverage for each of a plurality of diagnoses in lieu of one or more exclusions is calculated. The plurality of diagnoses include one or more diagnoses related to one or more of the health conditions. Where all conditions are and flagged as acceptable or determined to be acceptable following a manual review, an active policy is packaged to include coverage for each of the plurality of diagnoses up to each diagnosis' corresponding dollar limit of coverage.

摘要翻译： 保险登记和承保方法包括向第一用户界面提供一个或多个控制以使用户能够在宠物健康保险的注册申请中指定一个或多个健康状况。 接收表示通过第一用户界面指定的一个或多个健康状况的数据。 该数据经过电子处理。 每个条件都被电子标记为可接受，排除或手动审查的条件。 计算代替一个或多个排除的多个诊断中的每一个的覆盖的美元限制。 多个诊断包括与健康状况中的一个或多个有关的一个或多个诊断。 如果在手动审查之后所有条件被标记为可接受或被确定为可接受的，则活动策略被打包以包括针对每个诊断的相应的美元覆盖范围的多个诊断中的每一个的覆盖。