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    System and method for processing closed loop cards and codes
    1.
    发明授权
    System and method for processing closed loop cards and codes 有权
    用于处理闭环卡和代码的系统和方法

    公开(公告)号：US08152060B2

    公开(公告)日：2012-04-10

    申请号：US12573042

    申请日：2009-10-02

    申请人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    发明人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    IPC分类号： G06K7/01

    CPC分类号： G07F17/42 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q30/0213 ,  G06Q30/0225 ,  G06Q30/04 ,  G06Q40/00

    摘要： Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in an account, receiving a confirmation of an amount of money in the closed loop card/code account, presenting an owner of the closed loop card/code with the amount of money in the closed loop card/code account and an offer to pay an offer amount for the closed loop card/code, receiving an indication that the owner accepts the offer, receiving the amount of money from the closed loop card/code account, and paying the owner the offer amount. Payment can be on an open loop card/code, cash, automated clearing house (ACH) to bank, check, merchant credit, or bill pay. The method can include generating a new closed loop card/code associated with the amount of money. The new closed loop card/code can be sold to another user.

    摘要翻译： 本文公开了用于处理闭环卡/代码的系统，方法和计算机可读存储介质。 该方法包括识别在帐户中具有相关联的钱的闭环卡/代码，接收在闭环卡/代码帐户中的金额的确认，向密闭循环卡/代码的所有者显示金额的金额 闭环卡/代码帐户和要求支付闭环卡/代码的报价的报价，接收所有者接受报价的指示，从闭环卡/代码帐户接收金额，并支付 所有者的报价金额。 付款可以是开环卡/代码，现金，自动结算所（ACH）到银行，支票，商家信用或账单支付。 该方法可以包括生成与金额相关联的新的闭环卡/代码。 新的闭环卡/代码可以出售给另一个用户。

    SYSTEM AND METHOD FOR PROCESSING CLOSED LOOP CARDS AND CODES
    2.
    发明申请
    SYSTEM AND METHOD FOR PROCESSING CLOSED LOOP CARDS AND CODES 有权
    用于处理封闭环路卡和编码的系统和方法

    公开(公告)号：US20100200654A1

    公开(公告)日：2010-08-12

    申请号：US12702600

    申请日：2010-02-09

    申请人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    发明人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    IPC分类号： G06F17/00

    CPC分类号： G06Q20/28 ,  G06Q20/06 ,  G06Q20/0655 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/0213 ,  G06Q30/0225 ,  G06Q30/0234 ,  G06Q30/06 ,  G06Q40/00

    摘要： Disclosed herein are systems, methods, and computer-readable storage media for processing closed loop cards/codes. The method includes identifying a closed loop card/code having associated money in an account, receiving a confirmation of an amount of money in the closed loop card/code account, presenting an owner of the closed loop card/code with the amount of money in the closed loop card/code account and an offer to pay an offer amount for the closed loop card/code, receiving an indication that the owner accepts the offer, receiving the amount of money from the closed loop card/code account, and paying the owner the offer amount. Payment can be on an open loop card/code, cash, automated clearing house (ACH) to bank, check, merchant credit, or bill pay. The method can include generating a new closed loop card/code associated with the amount of money. The new closed loop card/code can be sold to another user.

    摘要翻译： 本文公开了用于处理闭环卡/代码的系统，方法和计算机可读存储介质。 该方法包括识别在帐户中具有相关联的钱的闭环卡/代码，接收在闭环卡/代码帐户中的金额的确认，向密闭循环卡/代码的所有者显示金额的金额 闭环卡/代码帐户和要求支付闭环卡/代码的报价的报价，接收所有者接受报价的指示，从闭环卡/代码帐户接收金额，并支付 所有者的报价金额。 付款可以是开环卡/代码，现金，自动结算所（ACH）到银行，支票，商家信用或账单支付。 该方法可以包括生成与金额相关联的新的闭环卡/代码。 新的闭环卡/代码可以出售给另一个用户。

    System and method for converting closed loop cards into gift codes
    6.
    发明授权
    System and method for converting closed loop cards into gift codes 有权
    将闭环卡转换为礼品代码的系统和方法

    公开(公告)号：US08887999B2

    公开(公告)日：2014-11-18

    申请号：US12702623

    申请日：2010-02-09

    申请人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    发明人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    IPC分类号： G06K5/00 ,  G07F19/00 ,  G06F7/08 ,  G06Q30/02

    CPC分类号： G06Q30/02

    摘要： Disclosed herein are systems, methods, and computer-readable storage media for generating a gift code. The system receives an indication from a first user identifying a closed loop card, receives a confirmation of an amount of money in an account associated with the closed loop card, offers to purchase the closed loop card at an amount less than the amount of money in the account associated with the closed loop card, and upon acceptance of the offer, deactivates the closed loop card. The system then offers to sell the amount of money at a discount rate to a second user, receives acceptance of the offer to sell the amount of money at the discount rate, and associates a gift code with the amount of money for use by the second user. Gift codes can have no expiration date. A multi-process secure gateway can confirm the amount of money.

    摘要翻译： 这里公开了用于生成礼品代码的系统，方法和计算机可读存储介质。 系统接收来自第一用户的指示，识别闭环卡，接收与闭环卡相关联的帐户中的金额的确认，提供以小于金额的金额的量购买闭环卡 与闭环卡相关联的帐户，以及在接受报价后，停用闭环卡。 该系统然后提供以折扣率向第二用户出售金额的金额，接收以折扣率出售该金额的要约，并将礼品代码与第二个使用的金额相关联 用户。 礼品代码可以没有到期日。 多进程安全网关可以确认金额。

    System and method for accepting closed loop cards and codes at a merchant point of sale
    7.
    发明授权
    System and method for accepting closed loop cards and codes at a merchant point of sale 有权
    用于在商家销售点接受闭环卡和代码的系统和方法

    公开(公告)号：US08631999B2

    公开(公告)日：2014-01-21

    申请号：US12573056

    申请日：2009-10-02

    申请人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    发明人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    IPC分类号： G07F19/00 ,  G06K5/00 ,  G06K15/00 ,  G06F7/08

    CPC分类号： G07F17/42 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q30/0213 ,  G06Q30/0225 ,  G06Q30/04 ,  G06Q40/00

    摘要： Disclosed herein are systems, methods, and computer-readable storage media for redeeming a closed loop card/code funded with an amount of money. The system receives from a merchant point of sale an indication of use of a closed loop card/code not issued by the merchant and presented by a consumer, queries and receives a confirmation of an amount of money in an account associated with the closed loop card/code, presents the consumer with an offer to buy the closed loop card/code at a discount price, and upon accepting the offer, closes out the closed loop card/code and pays the discount price to the consumer. Paying the discount price can include applying the discount price to a purchase by the consumer at the merchant. The merchant can provide cash back to the consumer for excess value of the discount price over the consumer's purchase. Merchants can apply more than the discount price.

    摘要翻译： 这里公开的是用于兑换由一定数量的资金供给的闭环卡/代码的系统，方法和计算机可读存储介质。 该系统从商家销售点接收使用由商家未发布并由消费者呈现的闭环卡/代码的指示，查询并接收与闭环卡相关联的账户中的金额确认 /代码，向消费者呈现以折扣价购买闭环卡/代码的优惠，并且在接受报价后，关闭闭环卡/代码并向消费者支付折扣价格。 支付折扣价格可以包括将折扣价格应用于商家的消费者购买。 商家可以向消费者提供超过消费者购买的折扣价值的超额价值的现金。 商家可以申请超过折扣价格。

    System and method for merchant interaction with and tracking of the secondary gift card marketplace
    8.
    发明授权
    System and method for merchant interaction with and tracking of the secondary gift card marketplace 有权
    用于与二次礼品卡市场的商家互动和跟踪的系统和方法

    公开(公告)号：US08500007B2

    公开(公告)日：2013-08-06

    申请号：US12701711

    申请日：2010-02-08

    申请人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    发明人： Jason Wolfe ,  Mark Romanelli ,  Sanjay Akut ,  Mike Kelly ,  Mary Jane Kelly

    IPC分类号： G06K5/00

    CPC分类号： G07F17/42 ,  G06Q20/06 ,  G06Q20/28 ,  G06Q20/387 ,  G06Q30/0201 ,  G06Q30/0207

    摘要： Disclosed herein are systems, methods, and non-transitory computer-readable storage media for tracking a secondary gift card marketplace. A system configured to practice the method collects data related to a secondary market, which includes a transaction associated with a gift card, the transaction not involving an issuer of the gift card, processes the collected data, and presents at least a portion of the processed collected data to a merchant in a user interface. Gift cards can include at least one of gift cards and gift codes. The collected data can further include a plurality of transactions associated with gift cards. In one aspect, each gift card transaction in the plurality of gift card transaction does not involve an original issuing merchant of a gift card. The collected data can further include at least one of pricing, demographic, geographic, and other information related to the gift card transactions.

    摘要翻译： 本文公开了用于跟踪次级礼品卡市场的系统，方法和非暂时的计算机可读存储介质。 配置为实施该方法的系统收集与二级市场相关的数据，其包括与礼品卡相关联的交易，不涉及礼品卡的发行者的交易，处理所收集的数据，并且呈现处理的 在用户界面中向商家收集数据。 礼品卡可以包括礼品卡和礼品代码中的至少一个。 收集的数据还可以包括与礼品卡相关联的多个交易。 一方面，多个礼品卡交易中的每个礼品卡交易不涉及礼品卡的原始发行商家。 收集的数据还可以包括与礼品卡交易相关的定价，人口统计，地理和其他信息中的至少一个。

    Affiliate network cross-publication system and method
    10.
    发明申请
    Affiliate network cross-publication system and method 审中-公开
    联盟网络交叉发布系统和方法

    公开(公告)号：US20060200377A1

    公开(公告)日：2006-09-07

    申请号：US11354350

    申请日：2006-02-14

    申请人： Jason Wolfe ,  Gregory Stoltz ,  Mark Romanelli ,  Mark Yost ,  Jason Hewes

    发明人： Jason Wolfe ,  Gregory Stoltz ,  Mark Romanelli ,  Mark Yost ,  Jason Hewes

    IPC分类号： G07G1/00 ,  G06F17/30

    CPC分类号： G06Q30/02 ,  G06Q30/0256

    摘要： A cross publication tool and its method of use is described. The tool allows affiliate network system clients to easily publish offers to one another. Copying a cross published offer from one client to another occurs automatically upon the approval of the publishing client. Lead and sale tracking is also automated to ensure that there are no tracking discrepancies.

    摘要翻译： 描述了交叉发布工具及其使用方法。 该工具允许联属网络系统客户端轻松地将优惠发布给彼此。 将发布的报价从一个客户端复制到另一个客户端将在发布客户端批准后自动发生。 牵头和销售跟踪也是自动化的，以确保没有跟踪差异。