Method of evaluating checks deposited into a cash dispensing automated banking machine
    1.
    发明授权
    Method of evaluating checks deposited into a cash dispensing automated banking machine 有权
    评估存入现金分配自动银行机的支票的方法

    公开(公告)号:US07494052B1

    公开(公告)日:2009-02-24

    申请号:US11371372

    申请日:2006-03-08

    IPC分类号: G06Q40/00

    摘要: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. The transaction host provides transaction identifying data to the ATM. The ATM sends the transaction identifying data and check images to an image and transaction data server for processing.

    摘要翻译: 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获取图像和磁性数据,以确定检查的真实性以及用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户,以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。 交易主机向ATM提供交易识别数据。 ATM将事务识别数据和检查图像发送到图像和事务数据服务器进行处理。