-
公开(公告)号：US08458071B2
公开(公告)日：2013-06-04
申请号：US13549237
申请日：2012-07-13
申请人： Kimberly Ann Martin , Richard Thomas Flynn , Gary Randall Horn , David Anthony Fink , Thomas Joseph Sellner
发明人： Kimberly Ann Martin , Richard Thomas Flynn , Gary Randall Horn , David Anthony Fink , Thomas Joseph Sellner
IPC分类号： G06Q40/00
摘要： A solution to disambiguate ambiguous merchant data in connection with processing a cashless transaction request in a real-time manner. Provided according to the present disclosure are a system and method including a binary-searchable non-transitory computer-readable medium is configure to store a first set of unambiguous merchant identification data having plural data entries therein, each entry corresponding to a merchant. A binary search of the first set of unambiguous merchant identification data is carried out using search keys based upon the ambiguous merchant identification data to determine whether one or more entries of the first set satisfies at least one of a hierarchical second set of partial match criteria for comparing the ambiguous merchant identification data with the first set of unambiguous merchant identification data. An entry of the first set of unambiguous merchant identification data is assigned to correspond with the ambiguous merchant identification data where at least a predetermined number of the second set of partial match criteria are met.
摘要翻译： 解决与实时处理无现金交易请求有关的模糊商户数据的解决方案。 根据本公开提供的是包括二进制可搜索的非暂时性计算机可读介质的系统和方法被配置为存储其中具有多个数据条目的第一组明确的商家标识数据，每个条目对应于商家。 基于不明确的商家识别数据，使用搜索键来执行第一组明确的商家识别数据的二进制搜索，以确定第一集合的一个或多个条目是否满足以下中的至少一个： 将不明确的商家识别数据与第一组明确的商家识别数据进行比较。 分配第一组明确的商家识别数据的条目以对应于满足第二组部分匹配准则的至少预定数量的模糊商家标识数据。
-
公开(公告)号：US20130060696A1
公开(公告)日：2013-03-07
申请号：US13549237
申请日：2012-07-13
申请人： Kimberly Ann Martin , Richard Thomas Flynn , Gary Randall Horn , David Anthony Fink , Thomas Joseph Sellner
发明人： Kimberly Ann Martin , Richard Thomas Flynn , Gary Randall Horn , David Anthony Fink , Thomas Joseph Sellner
IPC分类号： G06Q20/40
摘要： A solution to disambiguate ambiguous merchant data in connection with processing a cashless transaction request in a real-time manner. Provided according to the present disclosure are a system and method including a binary-searchable non-transitory computer-readable medium is configure to store a first set of unambiguous merchant identification data having plural data entries therein, each entry corresponding to a merchant. A binary search of the first set of unambiguous merchant identification data is carried out using search keys based upon the ambiguous merchant identification data to determine whether one or more entries of the first set satisfies at least one of a hierarchical second set of partial match criteria for comparing the ambiguous merchant identification data with the first set of unambiguous merchant identification data. An entry of the first set of unambiguous merchant identification data is assigned to correspond with the ambiguous merchant identification data where at least a predetermined number of the second set of partial match criteria are met.
摘要翻译： 解决与实时处理无现金交易请求有关的模糊商户数据的解决方案。 根据本公开提供的是包括二进制可搜索的非暂时性计算机可读介质的系统和方法被配置为存储其中具有多个数据条目的第一组明确的商家标识数据，每个条目对应于商家。 基于不明确的商家识别数据，使用搜索键来执行第一组明确的商家识别数据的二进制搜索，以确定第一集合的一个或多个条目是否满足以下中的至少一个： 将不明确的商家识别数据与第一组明确的商家识别数据进行比较。 分配第一组明确的商家识别数据的条目以对应于满足第二组部分匹配准则的至少预定数量的模糊商家标识数据。
-
公开(公告)号：US08620806B2
公开(公告)日：2013-12-31
申请号：US13548983
申请日：2012-07-13
申请人： Ana Paula Martinez Prada Peyser , Bruce William Mac Nair , Cristobel Kay von Walstrom , Gary Randall Horn , Jason Alexander Korosec , Kimberly Ann Martin , Peter Julian Ramon Antonio R. Flor , Raegen Ann-Marie Lang , Richard Thomas Flynn , Todd C. Lowenberg , Thomas Joseph Sellner
发明人： Ana Paula Martinez Prada Peyser , Bruce William Mac Nair , Cristobel Kay von Walstrom , Gary Randall Horn , Jason Alexander Korosec , Kimberly Ann Martin , Peter Julian Ramon Antonio R. Flor , Raegen Ann-Marie Lang , Richard Thomas Flynn , Todd C. Lowenberg , Thomas Joseph Sellner
CPC分类号： G06Q20/023 , G06Q20/20 , G06Q40/025
摘要： A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.
摘要翻译： 网络运营商通过向支付设备发行商发送富有清理的商家数据的出站清算数据文件来中介无现金交易。 选择参与商户数据清理服务的发行人将被提供清洁和可选增加的商家信息。 向发行人提供此数据可用于帮助降低与持卡人“不承认”电话相关的费用，有争议的费用和退款。 通过清除记录中提供的清洁数据，设备持有者将被访问通过其声明进行交易的商家清洁信息。 本公开还提供了增加清算记录数据以包括当前不包括在交易清算记录中的特定商户的附加和/或汇总数据，但是在形式和内容方面对于发行者都是有用的。
-
公开(公告)号：US20130018781A1
公开(公告)日：2013-01-17
申请号：US13548983
申请日：2012-07-13
申请人： Ana Paula Martinez Prada Peyser , Bruce William Mac Nair , Cristobel Kay von Walstrom , Gary Randall Horn , Jason Alexander Korosec , Kimberly Ann Martin , Peter Julian Ramon Antonio R. Flor , Raegen Ann-Marie Lang , Richard Thomas Flynn , Todd C. Lowenberg , Thomas Joseph Sellner
发明人： Ana Paula Martinez Prada Peyser , Bruce William Mac Nair , Cristobel Kay von Walstrom , Gary Randall Horn , Jason Alexander Korosec , Kimberly Ann Martin , Peter Julian Ramon Antonio R. Flor , Raegen Ann-Marie Lang , Richard Thomas Flynn , Todd C. Lowenberg , Thomas Joseph Sellner
IPC分类号： G06Q20/10
CPC分类号： G06Q20/023 , G06Q20/20 , G06Q40/025
摘要： A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the issuer could be used to help reduce costs associated with “do not recognize” calls by cardholders, disputed charges, and charge-backs. With cleansed data provided in the clearing record, a device holder would be given access to this cleansed information about the merchant where a transaction took place through their statement. The present disclosure also provides for augmenting the clearing record data to include merchant-specific add-on and/or aggregate data not presently included in the transaction clearing record, yet useful to the issuer both in form and content.
摘要翻译： 网络运营商通过向支付设备发行商发送富有清理的商家数据的出站清算数据文件来中介无现金交易。 选择参与商户数据清理服务的发行人将被提供清洁和可选增加的商家信息。 向发行人提供此数据可用于帮助降低与持卡人不接受电话，有争议的费用和退款相关的成本。 通过清除记录中提供的清洁数据，设备持有者将被访问通过其声明进行交易的商家清洁信息。 本公开还提供了增加清算记录数据以包括当前不包括在交易清算记录中的特定商户的附加和/或汇总数据，但是在形式和内容方面对于发行者都是有用的。
-
-
-
搜索结果
4 条记录 (耗时 0.025 秒)
