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公开(公告)号：US20210174313A1
公开(公告)日：2021-06-10
申请号：US17090988
申请日：2020-11-06
发明人： Ritesh Chaudhari , Ashish Dhande , Arpan Beohar , Chetan Bhalerao
摘要： A method and system for facilitating payment transactions is provided. A server receives a transaction scheduling request from a first user device for scheduling a payment transaction from a first payment account associated with a first user to a second payment account associated with a second user. The payment transaction is scheduled for a first time instance. Upon successful scheduling of the payment transaction, a one-time password for authenticating the scheduled payment transaction is communicated to the first user. The server receives a payment transaction request corresponding to the scheduled payment transaction from a second user device associated with the second user to approve the scheduled payment transaction. The scheduled payment transaction is approved upon successfully receiving the one-time password from the second user device.
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公开(公告)号：US11727364B2
公开(公告)日：2023-08-15
申请号：US17090988
申请日：2020-11-06
发明人： Ritesh Chaudhari , Ashish Dhande , Arpan Beohar , Chetan Bhalerao
CPC分类号： G06Q20/02 , G06Q20/085 , G06Q20/385 , G06Q20/401 , G06Q40/02 , H04L63/0838
摘要： A method and system for facilitating payment transactions is provided. A server receives a transaction scheduling request from a first user device for scheduling a payment transaction from a first payment account associated with a first user to a second payment account associated with a second user. The payment transaction is scheduled for a first time instance. Upon successful scheduling of the payment transaction, a one-time password for authenticating the scheduled payment transaction is communicated to the first user. The server receives a payment transaction request corresponding to the scheduled payment transaction from a second user device associated with the second user to approve the scheduled payment transaction. The scheduled payment transaction is approved upon successfully receiving the one-time password from the second user device.
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公开(公告)号：US11258589B2
公开(公告)日：2022-02-22
申请号：US16737693
申请日：2020-01-08
发明人： Ritesh Chaudhari , Ashish Dhande , Ashish Patel , Chetan Bhalerao
摘要： Embodiments provide methods, and systems for cryptographic keys exchange where the method can include receiving, by a server system, a client public key being part of a client asymmetric key pair from a client device; sending, by the server system, a server public key being part of a server asymmetric key pair to the client device; generating, by the server system, a random value master key and sending the random value master key encrypted using the client public key to the client device; and generating, by the server system, an initial unique session key and sending the initial unique session key encrypted under the random value master key to the client device. A unique session key from the set of the unique session keys is used by the client device to encrypt a session data for transmission to the server system per session.
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公开(公告)号：US20200320489A1
公开(公告)日：2020-10-08
申请号：US16842283
申请日：2020-04-07
摘要： Embodiments provide methods, and systems for facilitating microservices for cryptographic operations. A method includes receiving, by a server system, a cryptographic service request from at least one application of a plurality of applications over a network communication channel. The cryptographic service request comprises a cryptographic operation to be performed and a cryptographic keys index being an identifier of the at least one application. The method includes generating, by the server system, a cryptographic operation command for the cryptographic operation. The method includes sending, by the server system, the cryptographic operation command to a Hardware Security Module (HSM) communicatively connected to the server system to perform the cryptographic operation. The method includes receiving, by the server system, a response from the HSM for the performed cryptographic operation. The method includes sending, by the server system, the response for the performed cryptographic operation to the at least one application.
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公开(公告)号：US11804956B2
公开(公告)日：2023-10-31
申请号：US17577161
申请日：2022-01-17
发明人： Ritesh Chaudhari , Ashish Dhande , Ashish Patel , Chetan Bhalerao
CPC分类号： H04L9/0825 , H04L9/0822 , H04L9/0866 , H04L9/0869 , H04L9/0877 , H04L9/0891 , H04L9/16 , H04L9/3242 , H04L9/3247 , H04L63/0428 , H04L2209/24
摘要： Embodiments provide methods, and systems for cryptographic keys exchange where the method can include receiving, by a server system, a client public key being part of a client asymmetric key pair from a client device; sending, by the server system, a server public key being part of a server asymmetric key pair to the client device; generating, by the server system, a random value master key and sending the random value master key encrypted using the client public key to the client device; and generating, by the server system, an initial unique session key and sending the initial unique session key encrypted under the random value master key to the client device. A unique session key from the set of the unique session keys is used by the client device to encrypt a session data for transmission to the server system per session.
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公开(公告)号：US11544677B2
公开(公告)日：2023-01-03
申请号：US16842283
申请日：2020-04-07
摘要： Embodiments provide methods, and systems for facilitating microservices for cryptographic operations. A method includes receiving, by a server system, a cryptographic service request from at least one application of a plurality of applications over a network communication channel. The cryptographic service request comprises a cryptographic operation to be performed and a cryptographic keys index being an identifier of the at least one application. The method includes generating, by the server system, a cryptographic operation command for the cryptographic operation. The method includes sending, by the server system, the cryptographic operation command to a Hardware Security Module (HSM) communicatively connected to the server system to perform the cryptographic operation. The method includes receiving, by the server system, a response from the HSM for the performed cryptographic operation. The method includes sending, by the server system, the response for the performed cryptographic operation to the at least one application.
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