-
Patent Agency Ranking
公开(公告)号：US10970702B2
公开(公告)日：2021-04-06
申请号：US16267173
申请日：2019-02-04
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Prashant Sharma , Joshua Joseph Baron , Deepankar Bhagat
Abstract: A computer-implemented method for facilitating a payment transaction wherein a cardholder purchases an item from a merchant on behalf of a buyer is provided. The method includes receiving proposal data from a buyer computing device including at least one of an identification of an item proposed for purchase, a particular merchant, and a merchant purchase price. The method includes receiving a selection message from the buyer computing device indicating a selected cardholder chosen to purchase the item on behalf of a buyer using a merchant payment card associated with the particular merchant. The method includes reserving at least the merchant purchase price and a cardholder processing fee associated with the merchant payment card in a buyer account. The method includes transferring funds from the buyer account to a selected cardholder account, the funds determined at least in part by the merchant purchase price and the cardholder processing fee.
-
公开(公告)号：US10198723B2
公开(公告)日：2019-02-05
申请号：US13941954
申请日：2013-07-15
Applicant: MasterCard International Incorporated
Inventor： Prashant Sharma , Joshua Joseph Baron , Deepankar Bhagat
Abstract: A computer-implemented method for facilitating a payment transaction wherein a cardholder purchases an item from a merchant on behalf of a buyer is provided. The method includes receiving proposal data from a buyer computing device, wherein the proposal data includes at least one of an identification of an item proposed for purchase, a particular merchant, and a merchant purchase price. The method also includes receiving a selection message from the buyer computing device, wherein the selection message indicates a selected cardholder chosen to purchase the item on behalf of a buyer using a merchant payment card associated with the particular merchant. The method also includes reserving, by the computing device, at least the merchant purchase price and a cardholder processing fee associated with the merchant payment card in a buyer account. The method also includes transferring funds from the buyer account to a selected cardholder account, the funds determined at least in part by the merchant purchase price and the cardholder processing fee.
-
公开(公告)号：US20190172042A1
公开(公告)日：2019-06-06
申请号：US16267173
申请日：2019-02-04
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Prashant Sharma , Joshua Joseph Baron , Deepankar Bhagat
Abstract: A computer-implemented method for facilitating a payment transaction wherein a cardholder purchases an item from a merchant on behalf of a buyer is provided. The method includes receiving proposal data from a buyer computing device including at least one of an identification of an item proposed for purchase, a particular merchant, and a merchant purchase price. The method includes receiving a selection message from the buyer computing device indicating a selected cardholder chosen to purchase the item on behalf of a buyer using a merchant payment card associated with the particular merchant. The method includes reserving at least the merchant purchase price and a cardholder processing fee associated with the merchant payment card in a buyer account. The method includes transferring funds from the buyer account to a selected cardholder account, the funds determined at least in part by the merchant purchase price and the cardholder processing fee.
-
公开(公告)号：US20170178095A1
公开(公告)日：2017-06-22
申请号：US15448171
申请日：2017-03-02
Applicant: MasterCard International Incorporated
Inventor： Bejoy Mathew , Theresa Marie Wand , Uthral Agrawal , Prashant Sharma , Adam Hosp , Joshua Joseph Baron , John Paul Sivill , Jonathan J. Fallert , Wayne Conrad Molitor , Marlowe Valdesabella
CPC classification number: G06Q20/10 , G06Q20/227 , G06Q20/36 , G06Q20/405 , G06Q30/0227
Abstract: Intelligent advice and transaction handling systems and methods. An embodiment includes a merchant device, a merchant server computer, a consumer mobile device, and a smart preferences computer having a decision engine operably connected to a storage device. The storage device stores instructions configured to cause the decision engine to receive service call data associated with a purchase transaction, and determine that a cardholder associated with the purchase transaction is a registered smart preferences user. The process includes accessing smart preferences cardholder profile data, determining a recommendation including at least a first choice payment card account and a second choice payment card account, and then transmitting the first choice payment card account data to the merchant device for purchase transaction processing when the cardholder profile data includes a permission indication. However, the recommendation is transmitted to the cardholder device when the permission indication is not found.
-
公开(公告)号：US20150019411A1
公开(公告)日：2015-01-15
申请号：US13941954
申请日：2013-07-15
Applicant: MasterCard International Incorporated
Inventor： Prashant Sharma , Joshua Joseph Baron , Deepankar Bhagat
IPC: G06Q20/22
Abstract: A computer-implemented method for facilitating a payment transaction wherein a cardholder purchases an item from a merchant on behalf of a buyer is provided. The method includes receiving proposal data from a buyer computing device, wherein the proposal data includes at least one of an identification of an item proposed for purchase, a particular merchant, and a merchant purchase price. The method also includes receiving a selection message from the buyer computing device, wherein the selection message indicates a selected cardholder chosen to purchase the item on behalf of a buyer using a merchant payment card associated with the particular merchant. The method also includes reserving, by the computing device, at least the merchant purchase price and a cardholder processing fee associated with the merchant payment card in a buyer account. The method also includes transferring funds from the buyer account to a selected cardholder account, the funds determined at least in part by the merchant purchase price and the cardholder processing fee.
Abstract translation: 提供一种用于促进支付交易的计算机实现的方法，其中持卡人代表买方从商家购买商品。 该方法包括从买方计算设备接收提案数据，其中提案数据包括建议购买的商品的标识，特定商家和商家购买价格中的至少一个。 该方法还包括从买方计算设备接收选择消息，其中选择消息指示使用与特定商家相关联的商家支付卡代表购买者选择购买该商品的所选择的持卡人。 该方法还包括由计算设备至少在购买者帐户中保留与商户支付卡相关联的商户购买价格和持卡人处理费用。 该方法还包括将资金从买方帐户转移到选定的持卡人账户，资金至少部分由商户购买价格和持卡人处理费确定。
-
-
-
-
Search Results
5
records
(took 0.011 seconds)
