公开(公告)号：US12216800B2

公开(公告)日：2025-02-04

申请号：US18079798

申请日：2022-12-12

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Tomasz Blachowicz ,  Harjender Singh ,  Edward Neil Livingston ,  Holger Kunkat ,  Ryan Watkins ,  Michael D. McCarthy ,  Maurice David Liscia

IPC: G06F21/62 ,  H04L9/40

Abstract: Systems and methods are provided for use in implementing a common domain to provide recognition of users. One example computer-implemented method includes receiving a recognition token associated with a profile and setting, via a browser accessing a common domain, a cookie in the browser where the cookie includes a recognition token. The method also includes, in response to a request for a service, via a user, through the browser accessing an entity domain associated with an entity, accessing the common domain and accessing, via the browser accessing the common domain, the cookie and submitting the cookie to a common domain server. The method further includes receiving, from the common domain server, a federated ID token associated with the recognition token for the service and retrieving, via the browser, the profile associated with the user based on the federated ID token.

公开(公告)号：US11605065B2

公开(公告)日：2023-03-14

申请号：US16549858

申请日：2019-08-23

Applicant: Mastercard International Incorporated

Inventor： Michael D. McCarthy ,  Edward Neil Livingston ,  Sachin Ahuja ,  Holger Kunkat

IPC: G06Q20/20 ,  G06Q30/06 ,  G06Q30/0601

Abstract: Some embodiments may provide systems, methods and computer program code to facilitate a secure remote transaction and may include detecting an event identifying initiation of a checkout process involving a transaction between a consumer and a merchant, identifying a secure remote commerce system to use in facilitating the transaction, the secure remote commerce system storing a consumer profile including information identifying at least a first payment card of the consumer. In some embodiments, a checkout user interface displayed to the consumer is modified based on information from the consumer profile to display information associated with the at least one payment card. A checkout request from the consumer and a payload is obtained from the secure remote commerce system including information identifying the at least first payment card, the merchant and transaction details. The payload is used to complete a transaction authorization request with a payment network.

公开(公告)号：US20200065789A1

公开(公告)日：2020-02-27

申请号：US16549858

申请日：2019-08-23

Applicant: Mastercard International Incorporated

Inventor： Michael D. McCarthy ,  Edward Neil Livingston ,  Sachin Ahuja ,  Holger Kunkat

IPC: G06Q20/20 ,  G06Q30/06

Abstract: Some embodiments may provide systems, methods and computer program code to facilitate a secure remote transaction and may include detecting an event identifying initiation of a checkout process involving a transaction between a consumer and a merchant, identifying a secure remote commerce system to use in facilitating the transaction, the secure remote commerce system storing a consumer profile including information identifying at least a first payment card of the consumer. In some embodiments, a checkout user interface displayed to the consumer is modified based on information from the consumer profile to display information associated with the at least one payment card. A checkout request from the consumer and a payload is obtained from the secure remote commerce system including information identifying the at least first payment card, the merchant and transaction details. The payload is used to complete a transaction authorization request with a payment network.

公开(公告)号：US20150019426A1

公开(公告)日：2015-01-15

申请号：US13940818

申请日：2013-07-12

Applicant: MasterCard International incorporated

Inventor： Frederick Michael Pacher ,  Ana Paula Martinez Prada Peyser ,  Michael D. McCarthy ,  Flavio Shibao ,  Craig Robert Dinsmore ,  Mary Margaret Williams

IPC: G06Q20/40

CPC classification number: G06Q20/405 ,  G06Q20/24 ,  G06Q30/06

Abstract: A method for identifying a spending budget for a payment account includes: storing, in an account database, a plurality of account data entries, each account data entry including at least an account identifier and a base monthly spending limit; storing, in an installment database, a plurality of installment data entries, each installment data entry including at least an account identifier and an installment amount; identifying, for a specific account data entry in the account database, at least one installment data entry where the included account identifier corresponds to the account identifier of the specific account data entry; calculating an effective monthly spending limit based on the base monthly spending limit and the installment amount included in each of the identified at least one installment data entry; and associating, in the account database, the calculated effective monthly spending limit with the specific account data entry.

Abstract translation: 用于识别支付账户的支出预算的方法包括：在帐户数据库中存储多个帐户数据条目，每个账户数据条目至少包括帐户标识符和基本每月支出限额; 在分期数据库中存储多个分期数据条目，每个分期数据条目至少包括帐户标识符和分期付款金额; 为帐户数据库中的特定帐户数据条目识别至少一个分期数据条目，其中包括的帐户标识符对应于特定账户数据条目的帐户标识符; 根据基本每月支出限额和每个确定的至少一个分期付款数据条目中包含的分期付款金额计算有效的每月支出限额; 并在帐户数据库中将计算出的有效每月支出限额与特定账户数据条目相关联。

公开(公告)号：US20230222246A1

公开(公告)日：2023-07-13

申请号：US18079798

申请日：2022-12-12

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Tomasz Blachowicz ,  Harjender Singh ,  Edward Neil Livingston ,  Holger Kunkat ,  Ryan Watkins ,  Michael D. McCarthy ,  Maurice David Liscia

IPC: G06F21/62 ,  H04L9/40

CPC classification number: G06F21/6263 ,  H04L63/102

Abstract: Systems and methods are provided for use in implementing a common domain to provide recognition of users. One example computer-implemented method includes receiving a recognition token associated with a profile and setting, via a browser accessing a common domain, a cookie in the browser where the cookie includes a recognition token. The method also includes, in response to a request for a service, via a user, through the browser accessing an entity domain associated with an entity, accessing the common domain and accessing, via the browser accessing the common domain, the cookie and submitting the cookie to a common domain server. The method further includes receiving, from the common domain server, a federated ID token associated with the recognition token for the service and retrieving, via the browser, the profile associated with the user based on the federated ID token.