公开(公告)号：US12093935B2

公开(公告)日：2024-09-17

申请号：US17554525

申请日：2021-12-17

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Sarala Buradagunta ,  Ravi Kumar Cherukuru

IPC: G06Q20/38 ,  G06Q20/06

CPC classification number: G06Q20/3825 ,  G06Q20/065 ,  G06Q20/38215 ,  G06Q20/3827

Abstract: A method for enabling the use of blockchain smart contracts as part of a traditional payment transaction includes: receiving, by a receiver of a processing server, a transaction message for a payment transaction, wherein the transaction message is formatted according to one or more standards and includes a plurality of data elements storing transaction data, the transaction data including at least a bank identification value; determining, by a processor of the processing server, a routing plan for the transaction message based on at least the bank identification value; and transmitting, by a transmitter of the processing server, the transaction message to (i) a first computing system using a first communication port of the processing server, and (ii) a second computing system using a second communication port of the processing server, based on the determined routing plan.

公开(公告)号：US20240412202A1

公开(公告)日：2024-12-12

申请号：US18812013

申请日：2024-08-22

Applicant: Mastercard International Incorporated

Inventor： Sarala BURADAGUNTA ,  Ravi Kumar Cherukuru

IPC: G06Q20/38 ,  G06Q20/06

Abstract: A method for enabling the use of blockchain smart contracts as part of a traditional payment transaction includes: receiving, by a receiver of a processing server, a transaction message for a payment transaction, wherein the transaction message is formatted according to one or more standards and includes a plurality of data elements storing transaction data, the transaction data including at least a bank identification value; determining, by a processor of the processing server, a routing plan for the transaction message based on at least the bank identification value; and transmitting, by a transmitter of the processing server, the transaction message to (i) a first computing system using a first communication port of the processing server, and (ii) a second computing system using a second communication port of the processing server, based on the determined routing plan.