公开(公告)号：US07899742B2

公开(公告)日：2011-03-01

申请号：US10600483

申请日：2003-06-19

申请人： Marc Benkert ,  Chris Hobbs ,  Kazuhiko Okamoto ,  Grace Park ,  Tomer Rubinshtein

发明人： Marc Benkert ,  Chris Hobbs ,  Kazuhiko Okamoto ,  Grace Park ,  Tomer Rubinshtein

IPC分类号： G06Q40/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/108 ,  G06Q20/40 ,  G06Q40/00

摘要： The present invention provides a system and method for providing a flexible limit subsidiary account that may be issued by a Foreign Financial Institution. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure. The system may be configured to provide the ability for parent to eliminate risks associated with fluctuations in currency exchange rates by committing to fixed automatic long-term charges at a fixed foreign exchange rate for a fixed term.

摘要翻译： 本发明提供了一种用于提供可由外国金融机构发行的灵活限额附属账户的系统和方法。 特别是，现在提供了一种允许父母向子公司提供资金并控制子公司或支出能力支出的制度和方法。 该卡账户可以应父母的要求发行，母公司可能会保留定义，修改和/或终止辅助卡账户的支出和/或债务累积限额以及所附披露中描述的其他功能的能力 。 该系统可以配置为提供父母通过以固定外汇固定期限固定的自动长期收费来消除与货币汇率波动有关的风险的能力。

公开(公告)号：US20110125645A1

公开(公告)日：2011-05-26

申请号：US13012499

申请日：2011-01-24

申请人： Marc Benkert ,  Chris Hobbs ,  Kazuhiko Okamoto ,  Grace Park ,  Tomer Rubinshtein

发明人： Marc Benkert ,  Chris Hobbs ,  Kazuhiko Okamoto ,  Grace Park ,  Tomer Rubinshtein

IPC分类号： G06Q40/00

CPC分类号： G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/108 ,  G06Q20/40 ,  G06Q40/00

摘要： The present invention provides a system and method for providing a flexible limit subsidiary account that may be issued by a Foreign Financial Institution. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure. The system may be configured to provide the ability for parent to eliminate risks associated with fluctuations in currency exchange rates by committing to fixed automatic long-term charges at a fixed foreign exchange rate for a fixed term.

摘要翻译： 本发明提供了一种用于提供可由外国金融机构发行的灵活限额附属账户的系统和方法。 特别是，现在提供了一种允许父母向子公司提供资金并控制子公司或支出能力支出的制度和方法。 该卡账户可以应父母的要求发行，母公司可能会保留定义，修改和/或终止辅助卡账户的支出和/或债务累积限额以及所附披露中描述的其他功能的能力 。 该系统可以配置为提供父母通过以固定外汇固定期限固定的自动长期收费来消除与货币汇率波动有关的风险的能力。

公开(公告)号：US06796497B2

公开(公告)日：2004-09-28

申请号：US10128949

申请日：2002-04-23

申请人： Marc Benkert ,  Grace Park ,  Tomer Rubinshtein

发明人： Marc Benkert ,  Grace Park ,  Tomer Rubinshtein

IPC分类号： G06K500

CPC分类号： G06Q20/40 ,  G06Q20/227 ,  G06Q20/385

摘要： The present invention provides a system and method for providing a flexible limit subsidiary card account. In particular, the present provides a system and method for allowing a parent to provide funds to a subsidiary and to control the spending of subsidiary or spending capacity. The card account may be issued at the request of the parent who may retain the ability to define, modify, and/or terminate the spending and/or debt accumulation limits for the subsidiary card account as well as other features as described in the attached disclosure.

摘要翻译： 本发明提供一种用于提供灵活限制的附属卡帐户的系统和方法。 特别是，现在提供了一种允许父母向子公司提供资金并控制子公司或支出能力支出的制度和方法。 该卡账户可以应父母的要求发行，母公司可能会保留定义，修改和/或终止辅助卡账户的支出和/或债务累积限额以及所附披露中描述的其他功能的能力 。