公开(公告)号：US20130080305A1

公开(公告)日：2013-03-28

申请号：US13242679

申请日：2011-09-23

Applicant: Mark A. Virag ,  James J. Butler ,  Thomas A. Barretta

Inventor： Mark A. Virag ,  James J. Butler ,  Thomas A. Barretta

IPC: G06Q40/00

CPC classification number: G06Q30/0629

Abstract: A system for interfacing a plurality of dealer computer systems located at independent automotive dealerships with a plurality of remotely located independent and financial and product provider computer systems operated by a plurality of independent provider systems. The system may incorporate a dealer system integration (DSI) interface system that interfaces the dealer computer systems to a provider network, where the provider network is in turn in communication with each of the product provider computer systems. The DSI interface may coordinate and assist with one or more of forms preparation, obtaining rates for specific products available from the various provider systems, and electronic booking of contracts, as well as other important operations or transactions between the dealer network and the dealer systems.

Abstract translation: 一种用于将位于独立汽车经销商处的多个经销商计算机系统与由多个独立提供商系统操作的多个远程定位的独立和金融和产品提供者计算机系统进行接口的系统。 该系统可以包括经销商系统集成（DSI）接口系统，其将经销商计算机系统连接到提供商网络，在该供应商网络中，供应商网络又与每个产品供应商计算机系统进行通信。 DSI界面可以协调和协助一个或多个表单准备，从各种提供商系统获得的特定产品的费率，以及合同的电子订购以及经销商网络和经销商系统之间的其他重要操作或交易。

公开(公告)号：US06581367B1

公开(公告)日：2003-06-24

申请号：US10189007

申请日：2002-07-05

Applicant: Neena R. Virag ,  Mark A. Virag

Inventor： Neena R. Virag ,  Mark A. Virag

IPC: F16G1500

CPC classification number: A44C27/003 ,  A44C15/00

Abstract: An article of jewelry, typically in the nature of a bracelet, arm band, navel ring, toe ring, waist band, ankle band, ankle band or choker is proportioned for compressive engagement of the wrist, arm, navel, toe, waist, ankle or throat, which is formed of a malleable material, such as an alloy of two or more of tin, silver, gold, indium, bismuth, gallium, cadmium, and zinc, which alloys are characterized by a low melting temperature. Each article includes a band formed of one or more lengths of twisted inter-spiraled wires formed of said material. The inventive articles of jewelry, in addition to a length proportioned for compressive contact against said body parts are provided with several barbs, substantially identical in their appearance to barbs of traditional barbed wire. An angle defined by the axes of the pointed elements of such barbs is less than 180 degrees and, preferably, about 120 degrees, so that the points of the barbed elements of the instant articles of jewelry project away from the skin of the user to diminish the possibility of cutting or scratching.

Abstract translation: 手腕，手臂，肚脐，脚趾，腰围，踝关节的压缩接合的比例通常为手镯，手镯带，肚脐环，脚趾环，腰带，踝带，踝带或窒息器的性质的首饰品。 或硫化物，其由诸如锡，银，金，铟，铋，镓，镉和锌中的两种或多种的合金的可延展材料形成，该合金的特征在于低熔点。 每个物品包括由所述材料形成的一个或多个长度的扭曲的螺旋形线形成的带。 本发明的珠宝首饰除了与所述主体部件的压接之间成比例的长度之外还设置有几个倒钩，其外观与传统铁丝网的倒钩基本相同。 由这种倒钩的尖头元件的轴线限定的角度小于180度，优选地为大约120度，使得即时物品首饰的有倒刺元件的点远离用户的皮肤突出，以减少 切割或刮伤的可能性。

公开(公告)号：US20220335532A1

公开(公告)日：2022-10-20

申请号：US17721113

申请日：2022-04-14

Applicant: Mark A. Virag

Inventor： Mark A. Virag

IPC: G06Q40/08 ,  G06Q10/06 ,  G06Q10/00 ,  G06N5/00 ,  G06K9/62

Abstract: A computer implemented method for rating a particular insurable risk includes receiving insurance data into a network computer memory connected to a computer network. The insurance data includes potential insured characteristics regarding a potential insured associated with the particular insurable risk, particular asset identifying information regarding a particular asset associated with the particular insurable risk, and particular contract terms of a particular asset-related contract associated with the particular insurable risk. The method further includes determining particular asset characteristics based on the particular asset identifying information, and determining, via an Artificial Intelligence (AI) Engine in the computer network, a risk estimate for the particular insurable risk based on a risk model determined by the AI Engine. The method includes transforming the risk estimate to a premium via the computer network, and communicating the premium via the computer network.

公开(公告)号：USD479144S1

公开(公告)日：2003-09-02

申请号：US29163283

申请日：2002-07-02

Applicant: Neena R. Virag ,  Mark A. Virag

Designer： Neena R. Virag ,  Mark A. Virag

公开(公告)号：USD474989S1

公开(公告)日：2003-05-27

申请号：US29163267

申请日：2002-07-02

Applicant: Neena R. Virag ,  Mark A. Virag

Designer： Neena R. Virag ,  Mark A. Virag