公开(公告)号：US11823190B2

公开(公告)日：2023-11-21

申请号：US14509247

申请日：2014-10-08

Applicant: MasterCard International Incorporated

Inventor： Craig Gilbert ,  Brian John Piel ,  Gregory D. Williamson

IPC: G06Q20/40

CPC classification number: G06Q20/4014 ,  G06Q20/401 ,  G06Q20/405 ,  G06Q2220/00

Abstract: A cardholder authentication method includes receiving, at an authentication network, an authentication request involving an account. The method further includes determining, based at least in part on a portion of an account identifier associated with said account, an authentication service. In addition, the method includes determining, based at least on said authentication service and a portion of said account identifier, an authentication response. The method also includes transmitting, to a merchant associated with a transaction involving said account, said authentication response.

公开(公告)号：US20150161608A1

公开(公告)日：2015-06-11

申请号：US14509247

申请日：2014-10-08

Applicant: MasterCard International Incorporated

Inventor： Craig Gilbert ,  Brian John Piel ,  Gregory D. Williamson

IPC: G06Q20/40

CPC classification number: G06Q20/4014 ,  G06Q20/401 ,  G06Q20/405

Abstract: A cardholder authentication method includes receiving, at an authentication network, an authentication request involving an account. The method further includes determining, based at least in part on a portion of an account identifier associated with said account, an authentication service. In addition, the method includes determining, based at least on said authentication service and a portion of said account identifier, an authentication response. The method also includes transmitting, to a merchant associated with a transaction involving said account, said authentication response.

Abstract translation: 持卡人认证方法包括在认证网络处接收涉及帐户的认证请求。 该方法还包括至少部分地基于与所述帐户相关联的帐户标识符的一部分来确定认证服务。 此外，该方法包括至少基于所述认证服务和所述帐户标识符的一部分来确定认证响应。 该方法还包括向涉及所述帐户的交易相关联的商家发送所述认证响应。

公开(公告)号：US20240127245A1

公开(公告)日：2024-04-18

申请号：US18514416

申请日：2023-11-20

Applicant: MasterCard International Incorporated

Inventor： Craig Gilbert ,  Brian John Piel ,  Gregory D. Williamson

IPC: G06Q20/40

CPC classification number: G06Q20/4014 ,  G06Q20/401 ,  G06Q20/405 ,  G06Q2220/00

Abstract: A cardholder authentication method includes receiving, at an authentication network, an authentication request involving an account. The method further includes determining, based at least in part on a portion of an account identifier associated with said account, an authentication service. In addition, the method includes determining, based at least on said authentication service and a portion of said account identifier, an authentication response. The method also includes transmitting, to a merchant associated with a transaction involving said account, said authentication response.

公开(公告)号：US20170083914A1

公开(公告)日：2017-03-23

申请号：US14857406

申请日：2015-09-17

Applicant: MasterCard International Incorporated

Inventor： Paul Stephen Baker ,  Robert Albert Ederle ,  John Artman ,  Stephanie Dickinson ,  Craig Gilbert ,  Karen Jeanne Gieselman ,  Brian John Piel

IPC: G06Q20/40

CPC classification number: G06Q20/4014 ,  G06Q20/02 ,  G06Q20/0855 ,  G06Q20/12 ,  G06Q20/34 ,  G06Q20/4012 ,  G06Q20/4016

Abstract: Methods, media, and systems directed to a platform for receiving, from at least one external user of an authentication system, a record including customer information for the external user and associated with at least an enrollment of the at least one external user to the authentication system; receiving, by a computer interfaced with an authentication database storing historical external user customer information, the record including the customer information for the external user; validating the record including customer information for the external user and the historical external user customer information; and storing an indication of the validated record.